Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we can wrangle through haggling or by shopping sales, and it isn’t just about setting money aside in a retirement … Read more4 Easy Lifestyle Habits That Lead to Financial Freedom
We all hate the money talk. Whether you are working out the details of your financial lives before you commit, or whether you have been in a committed relationship for years, talking about money always seems to be fraught with the makings of relationship peril. Even if you don’t plan to marry, if you are … Read moreHow to Talk to Your Partner About Money
One of the biggest challenges to finding a job when you are unemployed is the length of time you have been without a job. The unfortunate reality is this: the longer you have been out of a job, the harder it is to get hired. Many employers wonder why you haven’t been able to find … Read moreHow to Find a Job When You’re Unemployed
You are finally seeing the light at the end of the tunnel. Your last debts have been paid off a few months back and your bank account is steadily growing for a change. You aren’t stressing daily about affording life in general. It feels good. The tide then begins to turn as you work to … Read moreHow to Raise Your Credit Score with a Credit Card
One of the best ways to avoid dipping your fingers into your savings (especially your emergency fund for non-emergencies) is to automate your savings accounts so that your money flows through your personal economy without much interference from you. When you automate your savings accounts, you can force yourself to practice financial discipline — and … Read morePay Yourself First to Grow Your Savings Automatically!
When I started college 15 years ago, cell phones were the province of rich business men. They were also huge. Now, a cell phone can easily fit in your pocket. And nearly everyone has a cell phone. The 10-year-old kid down the street has an iPhone. I don’t even have an iPhone (yet). What does … Read moreWhen Should a Child Get a Cell Phone?
With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your insurance money on? Here are the five most critical insurance policies most people should have. Renters or Homeowners Insurance … Read more5 Important Insurance Policies Everyone Should Have
A second mortgage is an additional loan on your home subordinate to the primary mortgage on the property. Homeowners take out a second mortgage for a number of reasons, such as to improve their home, to consolidate their debts, or to purchase an additional home or investment property. The loan is called a second mortgage … Read moreWhat is a Second Mortgage? Advantages and Disadvantages
With the Federal Reserve doing everything it can to keep interest rates low in the United States, mortgage rates have reached historic lows week after week. If you are a current homeowner the dropping rates could potentially save you thousands of dollars over the life of your loan. It is smart to look at your … Read moreWhen is the Right Time to Refinance Your Home?
With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While my parents will probably stay in the same town they’ve lived their whole lives, they have had a good … Read more3 Ideas for Finding a Great Place for Your Retirement