As the daughter of a small business owner, you will not hear me say that you should never pay retail. I’m a big believer that there are goods and services that you should buy retail to ensure quality, customer service, and a perfect fit for your needs. However, that does not mean that you should … Read more5 Items You Should Buy Secondhand
A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own places here in town, and we found one willing to rent us a new, never-been-slept-in bed for a month … Read moreRent-to-Own vs. Saving Up to Buy Things
We have all experienced the uncomfortable situation of being offered a store credit card when we’re shopping. Whether you are buying groceries, consumer electronics, or some new home decorations, the clerk at the register will stop and ask if you’d like to get 10% off by signing up for a credit card right that very … Read more6 Reasons Not to Apply for a Store Credit Card
Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one that describes you the best? 6 Frugal Archetypes The Over Budgeter The over budgeter is “frugal gone wild.” Sporting … Read more6 Frugal Archetypes: Which One Describes You the Best?
Whenever you are shopping for services that do not have fixed pricing it’s always a good idea to do some comparison before choosing your service provider. Be careful to compare similar services to get an accurate comparison. Be careful around deals that seem too good to be true, and watch out for bad customer service. … Read more4 Things You Can Pay Less for with Comparison Shopping
Many people that create a budget have a difficult time sticking to it for one reason — incidental expenses. Although incidental expenses are only a small fraction of your expenses, they can have a really big effect on your budget. These tiny expenses often go unaccounted for and can destroy your carefully crafted plans. Here … Read more5 Things That are Killing Your Budget
I’ll admit it – I’m a shopping addict. But the last place you’ll see me, if I can help it, is at a shopping mall or retail store. I’m an online shopper and greatly prefer it for its convenience, ability to provide endless options and the freedom it allows me to browse and comparison shop. … Read more7 Secrets to Smart Shopping on the Web
Estate sales are a step-up from yard sales or garage sales. Instead of selling items people no longer want, they are trying to sell a house full of possessions people actually owned and used. They are usually held after the homeowner passes away, but may also be held because of divorce, long-distance moves, or for … Read moreTips for Finding Estate Sale Bargains
When it comes to fixed rate and adjustable rate (ARM) mortgages the standard personal finance advice is to always get a fixed rate mortgage. Most people opt for a 30-year fixed rate mortgage, but a 15-year fixed rate mortgage is also fairly popular. Getting a fixed rate mortgage is almost always given as the best … Read moreShould You Choose an Adjustable Rate Mortgage?
Many of us are looking for ways to save money, as well as be greener in our habits. Luckily, more sustainable living and saving money often go hand in hand. Indeed, many of the things that you can do to live greener can also save you money. If you are looking for ways to green … Read more5 Ways to Green Your Home and Save Money