BeingFrugal.net began as a personal journal to hold me accountable for my commitment to get out of debt. Getting out of debt is a high priority for my family, and I like to write about it frequently; partially because I still need to hold myself accountable, and partially because I want to motivate others who … Read moreHow to Get Out of Debt
Many people will tell you that being a parent is rewarding and interesting work. Indeed, many people insist that, even though having children is difficult, it also offers a great deal of fulfillment. However, it’s important to understand some of the financial realities that accompany being a stay at home parent. You might say that … Read more3 Financial Implications for Stay at Home Parent
In general, people want to make financially responsible decisions when they go shopping. Often times, I look at two apparently identical items that priced differently. On some occasions, the difference between two products is as obvious as the price. The question is: should you buy the cheaper item or the more expensive one? Do you … Read moreShould You Buy a More Expensive Product?
Owning a car can be an expensive proposition. You can’t just look at the price of a vehicle (or your monthly car payment) and think that is your only cost. Maintenance costs can sometimes overwhelm a tight budget, but it would be even more expensive to avoid routine maintenance. At the very least vehicles need … Read more5 Things That Can Save You Money on Car Maintenance
Life has a way of changing long-held opinions. I used to vehemently state that I would not want to stay home with my children (who did not exist at the time) because I needed adult interaction and the feeling of financial independence. Years later, after the birth of my son, I found myself feeling just … Read moreCan You Afford to Be a Single Income Family
There are several ways to save money on health care, regardless the type of medical insurance you may have. Even if you don’t have any health insurance coverage, there are opportunities available to help lower your out of pocket expenses. From finding discounts on dental care to speaking with your doctor about less costly alternatives, … Read more4 Ways to Save Money on Prescription Drugs
There’s a great Friends episode where Joey’s Dad is having an affair and his Mom knows about it. Joey gets really upset and thinks his Dad should end the affair and be reconciled to his wife. He confronts his Dad, and a while later his Mom comes over to yell at Joey for confronting him. … Read moreHandling the Emotions of Helping Your Parents
A few years ago, this was an almost daily conversation in my home: My husband (sometime around 5 pm): “What should we have for dinner?” Me: “I don’t know. I haven’t really thought about it.” My husband: “What do we have?” Me: “I don’t know. Let me check.” What followed was a rummage through the … Read moreHow Meal Planning Can Save You Money
When people go through a job search, the salary figures and job duties are often the information applicants pay attention to the most. While both factors are definitely important and should be part of the equation, there are several other things to consider. Your employer can be beneficial to you in ways beyond your weekly … Read more4 Job Benefits to Consider When Comparing Jobs
If you are married or about to be married an important question will eventually pop up: should we combine our finances? There are many different factors to consider, but if you do decide to combine some portion of your finances then you will need to set up a joint bank account. What is a joint … Read moreHow to Set Up a Joint Bank Account