One of the goals many of us have is to grow our wealth over time. In many cases, it’s more about the financial security and the ability to live a comfortable lifestyle, than it is about racking a huge net worth. Regardless of your goal, adherence to these 5 basic principles can take you a … Read more5 Basic Principles for Growing Wealth
If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways to cut your spending. Not all will apply to you, but try a few of the ideas. Then come … Read moreHow to Save Money: 96 Ways to Cut Your Spending
Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a fully funded emergency fund is 3 to 6 months worth of expenses in an easily accessible account. Why Do … Read moreDo You Have a Fully Funded Emergency Fund?
If you become anxious when you think about retirement solutions, you are in good company. Interest rates are low, but inflation seems to be looming. The stock market has recovered since the crash of 2008, but the market has been volatile lately. You might have equity in your home, but it’s nowhere near what it … Read more3 Retirement Solutions for Investing Beginners
One of the realities of life is that sometimes unexpected financial emergencies can strike. Indeed, you never know when a natural disaster, job loss or some other catastrophe will strike. When you do run into financial difficulties, the way you react can make a big impact on how you resolve the situation, and whether or … Read moreHow to Handle a Financial Emergency
You might be less than thrilled about your present financial situation. There is a lot of that going around these days. But trouble yourself no more because I have some sweet news for you. You don’t have to be a prisoner of your financial history. Of course there is no magic wand that can transform … Read moreHow to Create a Brighter Financial Future
If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many people get comfortable with their car insurance company and just continue to pay the premium year after year, without … Read moreHow to Save Money on Car Insurance
Sometimes when we think about saving money and financial freedom, we think about getting good deals on what we buy and making wise investments. However, saving money and building wealth isn’t just about the bargains we can wrangle through haggling or by shopping sales, and it isn’t just about setting money aside in a retirement … Read more4 Easy Lifestyle Habits That Lead to Financial Freedom
With the many types of insurance policies available it can be difficult to figure out what the most important insurance policies to have really are. You can over-insure yourself, so what should you really focus your insurance money on? Here are the five most critical insurance policies most people should have. Renters or Homeowners Insurance … Read more5 Important Insurance Policies Everyone Should Have
With my parents nearing retirement — and my husband and I starting to really put our retirement savings in gear — I have spent a great deal of time lately thinking about where to retire. While my parents will probably stay in the same town they’ve lived their whole lives, they have had a good … Read more3 Ideas for Finding a Great Place for Your Retirement