Frugal Living

The economic decisions that you make on a daily basis have a direct impact on your financial future. Your decisions can either set you up for a nice comfortable retirement or force you to work much longer than you ever planned. If you want to get on the right track to a successful retirement then … Read more5 Decisions That Will Improve Your Financial Future

One of the debates raging amongst consumers right now, especially as college tuition continues to rise and student loan debt has passed $1 trillion, is whether or not a college degree is worth the money. I’ve been pleased with the results of my college education. However, my degrees have prepared me with the skills I … Read moreTop 10 Highest Paying Jobs without a Degree

Owning a car can be an expensive proposition. You can’t just look at the price of a vehicle (or your monthly car payment) and think that is your only cost. Maintenance costs can sometimes overwhelm a tight budget, but it would be even more expensive to avoid routine maintenance. At the very least vehicles need … Read more5 Things That Can Save You Money on Car Maintenance

There are several ways to save money on health care, regardless the type of medical insurance you may have. Even if you don’t have any health insurance coverage, there are opportunities available to help lower your out of pocket expenses. From finding discounts on dental care to speaking with your doctor about less costly alternatives, … Read more4 Ways to Save Money on Prescription Drugs

As the daughter of a small business owner, you will not hear me say that you should never pay retail. I’m a big believer that there are goods and services that you should buy retail to ensure quality, customer service, and a perfect fit for your needs. However, that does not mean that you should … Read more5 Items You Should Buy Secondhand

A while back, we were in need of an extra bed to accommodate a couple of guests. We’re not quite ready to buy another bed, so we decided to rent one. My husband called the rent-to-own places here in town, and we found one willing to rent us a new, never-been-slept-in bed for a month … Read moreRent-to-Own vs. Saving Up to Buy Things

Frugal people are an interesting bunch. There are many types of frugal — each with its own, shall we say, personality quirks. Let’s have a little fun and examine a few. Can you spot the one that describes you the best? 6 Frugal Archetypes The Over Budgeter The over budgeter is “frugal gone wild.” Sporting … Read more6 Frugal Archetypes: Which One Describes You the Best?

It is vital that you look for sources of waste in your budget. The less wasteful spending the more financially efficient you become. Some experts estimate that the average household wastes between 10% and 15% of their income each month. If you make $50,000 a year and waste 10% of your income that means that … Read more7 Ways You Could Be Wasting Money

There are three laws of motion. Today I just want you to remember Sir Isaac Newton’s First Law. From Newton’s Laws of Motion: “The first law says that an object at rest tends to stay at rest, and an object in motion tends to stay in motion, with the same direction and speed. Motion (or … Read more3 Steps to Get Your Finances Moving in the Right Direction