If you’ve ever heard of Dave Ramsey, you’ve no doubt heard the term “gazelle intensity“. Gazelle intensity is the term Dave uses to describe the intensity with which one should pay off their credit cards. Basically it means do whatever it takes to pay off your debt. Sometimes that can mean a second job. Selling … Read moreIs There a Downside to Gazelle Intensity?
Decorating and maintaining a home is expensive, but there are things you can do to cut the cost. Lately it seems that every time I turn on the news, there’s a story about the mortgage crisis or an impending recession. The cost of living is going up, and oftentimes salaries aren’t going up to meet … Read more75 Frugal Hacks for Your Home
A few years ago my husband and I paid off our credit cards. Finally. We had dreamed about paying off our credit cards from the day we got married. Unfortunately, we didn’t have a plan at first, so paying off our credit cards remained a dream. Eventually we made a plan to pay off our … Read more5 Steps to Paying off Credit Cards
Health insurance is a touchy subject these days. It’s expensive and often not available unless you work full time for a company. Is there any hope for people who neither need nor want to work part time? The answer is yes, if you work for the right employer. Believe it or not, there are still … Read more10 Part Time Jobs with Benefits
If you have been trying to get out of debt and improve your financial situation, but doesn’t have the action plan to get it done…help is here! Take a look at the following list of ways to cut your spending. Not all will apply to you, but try a few of the ideas. Then come … Read moreHow to Save Money: 96 Ways to Cut Your Spending
Don’t touch your emergency fund, unless you are truly having an emergency! The third step in Dave Ramsey’s plan for getting your financial life in shape is a fully funded emergency fund. The definition of a fully funded emergency fund is 3 to 6 months worth of expenses in an easily accessible account. Why Do … Read moreDo You Have a Fully Funded Emergency Fund?
No matter where you shop, great deals abound in August. With stores trying to get you in the door with promises of back to school sales, August is the time to stock up on certain items. Here are a few things to buy now, if you’re in the market. School Supplies August is the obvious … Read moreWhat to Buy in August
Today, if the weather cooperates, my kids and I will be starting our Square Foot Garden. We have a lot of work to do, as the boxes aren’t even on the ground yet. In fact, we still have to build a square foot garden box. Though it’s tempting to just hoe out a patch of … Read more10 Benefits of Raised Garden Beds
Depending on your situation, health insurance can take up a big chunk of the family budget. Our insurance premium eats up a third of our income! Even though it’s tempting to forego health insurance in exchange for more take home pay, health insurance is really a necessity. Despite the high cost of health insurance, there … Read moreHow to Save Money on Health Insurance
If you’re on a quest to lower your bills, take a hard look at your car insurance. Car insurance is an area that can yield monthly savings with just a few phone calls and inquiries. Many people get comfortable with their car insurance company and just continue to pay the premium year after year, without … Read moreHow to Save Money on Car Insurance