Finances
Avoid Going into Debt When Disaster Strikes
You’re at home on the weekend getting caught up on the chores. You wipe down the sink, sweep the floor, and then open the dryer to fold the clothes. That’s when you realize that something is [...]
Budget Triage
You might be familiar with this term, most frequently associated with emergency medicine. Triage: The act of determining priorities within an emergency. Well, money can work like this too. Many of us have experienced a revelation [...]
How to Save Money on Gas
Fuel prices are going up, up, up. By this summer, the experts say gas will be above $4.00 a gallon. That doesn’t bode well for the summer vacation season. And for those on an already too-tight [...]
The Benefits of Being Debt-Free
It never fails. You set out to pay off your debts. You’re ambitious. You snowflake money toward your debts. You go gazelle, as Dave Ramsey would say. You’re successful…for a while. Then you begin to lose [...]
Are You Ready for Christmas?
I know Halloween is just around the corner, but we’re going to talk Christmas today. After all, there’s only two more months left until the big day. Begin planning now for a frugal and stress-free Christmas. [...]
It’s a Good Thing I Opened the Letter
Recently I wrote a post about the importance of reading bank notices for GoBankingRates.com. I almost found out the hard way that opening every notice and letter is not only important in regards to banks. Let [...]
Of Cell Phones, Cable TV, and High Speed Internet
Part of being frugal is constantly re-evaluating your bills to make sure the services you pay for are serving your needs. Up next for re-evaluation in our house is our Phone/TV/Internet service. When we moved here [...]
Reward Cards Without Using Credit? PerkStreet Debit Card Rewards
One of the things I gave up when I cut up my credit cards is credit card rewards. For me, it was well worth it, because my track history is that I haven’t always been responsible [...]
Find Your Pot of Gold at the End of the Rainbow: Money Lessons from Irish Proverbs
Happy St. Patrick’s Day! Across the country today, people are celebrating by wearing green and eating corned beef and cabbage. I thought I’d extend the Irish celebration to the content of BeingFrugal.net. So we’re going to [...]
The High Price of “Low Cost” Payday Loans
You’re two weeks away from payday, and your car breaks down. The fix is going to cost $100. The problem is, you don’t have enough money in the bank for food, much less a $100 car [...]
Popular Articles
- Homemade Cleaning Products: Cleaners That Won't Break The Bank!
- How to Save Money and Cut Spending: 101 Ideas
- What if I Can’t Afford to Pay My Mortgage Payment?
- How to Make a Budget That Works
- 168 Frugal Tips to Stretch Your Dollar When Times are Tight
- Frugal and Creative Teacher Gift Ideas
- 12 Frugal Graduation Gift Ideas for High School and College Graduates
- Samaritan Insurance: Health Insurance For Christians
- My Experience Buying a Used Car with Cash
- How to Make Your Own Homemade Laundry Detergent
Disclaimer and Legal Mumbo Jumbo
I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.
In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.
Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.
For additional information, please review our legal disclaimers and privacy policy.