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	<title>Comments on: Friday Links &#8211; Taylor Bean &amp; Whitaker Saga Comes to an End&#8230;For Me</title>
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		<title>By: Elaine Dexter</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-28442</link>
		<dc:creator>Elaine Dexter</dc:creator>
		<pubDate>Tue, 29 Mar 2011 18:22:59 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-28442</guid>
		<description>Does anyone know if the judge ever ruled in favor so people could receive their refunds from their escrow?  Do you know who I can contact now to get my money?&#039;
TBW paid my property taxes in August 2009 and my MIP insurance.  Both bounced.  My account was taken over by Bank of America and my bounced payments were never credited back to my escrow account. BOA did not stand behind me and hasseled me all the time.  I was required to pay the taxes and insurance again and penalties leaving my escrow account in the negative.  To this date (March 29, 2011) I have not seen my $1003.32 tax or my $122.99 MIP insurance money, nor reimbusement for penalties and bounced check fees.  Needless to say, I am no longer with BOA.  Refied again to get out. I am now with Well&#039;s Fargo.</description>
		<content:encoded><![CDATA[<p>Does anyone know if the judge ever ruled in favor so people could receive their refunds from their escrow?  Do you know who I can contact now to get my money?&#8217;<br />
TBW paid my property taxes in August 2009 and my MIP insurance.  Both bounced.  My account was taken over by Bank of America and my bounced payments were never credited back to my escrow account. BOA did not stand behind me and hasseled me all the time.  I was required to pay the taxes and insurance again and penalties leaving my escrow account in the negative.  To this date (March 29, 2011) I have not seen my $1003.32 tax or my $122.99 MIP insurance money, nor reimbusement for penalties and bounced check fees.  Needless to say, I am no longer with BOA.  Refied again to get out. I am now with Well&#8217;s Fargo.</p>
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		<title>By: Meredith Volk</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-28151</link>
		<dc:creator>Meredith Volk</dc:creator>
		<pubDate>Thu, 27 Jan 2011 20:50:19 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-28151</guid>
		<description>I was in a similar situation. We refinanced right before TBW went under and never got our escrow balance back (not even as a bad check!). I followed up a few different times but decided to be patient because I was not strapped for cash. Now I am and it seems I have missed the boat. Did I need to file a claim in bankruptcy court? I don&#039;t even know how to find out who is responsible for my escrow balance. Any advice would be appreciated.</description>
		<content:encoded><![CDATA[<p>I was in a similar situation. We refinanced right before TBW went under and never got our escrow balance back (not even as a bad check!). I followed up a few different times but decided to be patient because I was not strapped for cash. Now I am and it seems I have missed the boat. Did I need to file a claim in bankruptcy court? I don&#8217;t even know how to find out who is responsible for my escrow balance. Any advice would be appreciated.</p>
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		<title>By: Rico</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-27291</link>
		<dc:creator>Rico</dc:creator>
		<pubDate>Sun, 31 Oct 2010 01:41:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-27291</guid>
		<description>I&#039;m waiting on my refund also. I wired my SEP 09 payment to TB&amp;W on 1 SEP 09 and it was never applied to my Bank Of America SEP 1, 09 payment. Still waiting. How do I get in contact with TB&amp;W?</description>
		<content:encoded><![CDATA[<p>I&#8217;m waiting on my refund also. I wired my SEP 09 payment to TB&amp;W on 1 SEP 09 and it was never applied to my Bank Of America SEP 1, 09 payment. Still waiting. How do I get in contact with TB&amp;W?</p>
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		<title>By: Pamela</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25856</link>
		<dc:creator>Pamela</dc:creator>
		<pubDate>Mon, 02 Aug 2010 15:27:34 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25856</guid>
		<description>This is good news o hear.  I am still waiting on my check, since last July.  Are they paying interest?</description>
		<content:encoded><![CDATA[<p>This is good news o hear.  I am still waiting on my check, since last July.  Are they paying interest?</p>
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		<title>By: kelsey</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25326</link>
		<dc:creator>kelsey</dc:creator>
		<pubDate>Wed, 07 Jul 2010 23:22:29 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25326</guid>
		<description>My husband and I had our mortgage with TBW and we refinanced with Wells Fargo at the end of July 2009.  While all the closing documents were being processed, TBW shut is doors and our mortgage was transferred to B of A.  So now, Wells Fargo has our actual loan and B of A thinks that they have our loan.  We have sent in all the appropriate paperwork to B of A proving our loan is with Wells Fargo.  B of A agrees that it is with Wells Fargo, but they will not close out the loan on their records until they receive the funds from TBW.  We will also not get our escrow money until everything is settled with TBW in bankruptcy court.   It has been almost one year and no money.  We keep calling B of A and even went down to the local B of A to find someone to help us.  She is super helpful, but they say that they can not do anything until it is settled in court.  We are owed 3,400 in escrow money and $600 in double interest payments for August.  Lynnae, how did you get B of A to fork over the escrow money before everything was settled in court? Thanks, Kelsey</description>
		<content:encoded><![CDATA[<p>My husband and I had our mortgage with TBW and we refinanced with Wells Fargo at the end of July 2009.  While all the closing documents were being processed, TBW shut is doors and our mortgage was transferred to B of A.  So now, Wells Fargo has our actual loan and B of A thinks that they have our loan.  We have sent in all the appropriate paperwork to B of A proving our loan is with Wells Fargo.  B of A agrees that it is with Wells Fargo, but they will not close out the loan on their records until they receive the funds from TBW.  We will also not get our escrow money until everything is settled with TBW in bankruptcy court.   It has been almost one year and no money.  We keep calling B of A and even went down to the local B of A to find someone to help us.  She is super helpful, but they say that they can not do anything until it is settled in court.  We are owed 3,400 in escrow money and $600 in double interest payments for August.  Lynnae, how did you get B of A to fork over the escrow money before everything was settled in court? Thanks, Kelsey</p>
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		<title>By: mick clary</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25203</link>
		<dc:creator>mick clary</dc:creator>
		<pubDate>Thu, 01 Jul 2010 15:37:06 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25203</guid>
		<description>i am in the same boat waiting for my money since aug of last yr !! thay owe me $980.00 if i come up with some info i will let you know . thanks mick</description>
		<content:encoded><![CDATA[<p>i am in the same boat waiting for my money since aug of last yr !! thay owe me $980.00 if i come up with some info i will let you know . thanks mick</p>
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		<title>By: Destin1</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25199</link>
		<dc:creator>Destin1</dc:creator>
		<pubDate>Thu, 01 Jul 2010 14:29:10 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25199</guid>
		<description>Glad to hear there is a good ending to your story.  We unfortunately just found out yesterday that money is missing from our escrow that was transferred from TBW to Cenlar. It was listed as a Tax payment, but no tax payment was due. The payment was made on 8/17/09 right after the Feds stepped in, but TBW was still allowed to process escrow up until the 20th.  Cenlar can&#039;t help because according to their records the payment was made, but they don&#039;t have access to see if it cleared.  Would anyone happen to know who I should contact to try and get our money back?</description>
		<content:encoded><![CDATA[<p>Glad to hear there is a good ending to your story.  We unfortunately just found out yesterday that money is missing from our escrow that was transferred from TBW to Cenlar. It was listed as a Tax payment, but no tax payment was due. The payment was made on 8/17/09 right after the Feds stepped in, but TBW was still allowed to process escrow up until the 20th.  Cenlar can&#8217;t help because according to their records the payment was made, but they don&#8217;t have access to see if it cleared.  Would anyone happen to know who I should contact to try and get our money back?</p>
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		<title>By: finallygettingtoeven.com</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25171</link>
		<dc:creator>finallygettingtoeven.com</dc:creator>
		<pubDate>Tue, 29 Jun 2010 22:45:16 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25171</guid>
		<description>What a nightmare!  I am glad that you got the mess straightened out and that you actually had closure to this mess.  You are right in the assumption that you might not have ever seen this money again...ugh!</description>
		<content:encoded><![CDATA[<p>What a nightmare!  I am glad that you got the mess straightened out and that you actually had closure to this mess.  You are right in the assumption that you might not have ever seen this money again&#8230;ugh!</p>
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		<title>By: KimD</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25157</link>
		<dc:creator>KimD</dc:creator>
		<pubDate>Mon, 28 Jun 2010 14:29:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25157</guid>
		<description>My husband and I are starting a No Spend Challenge July to kick off our stronger commitment to being frugal and good stewards of our money, possessions, and environment.  I am so glad I came across your blog at the perfect time! I look forward to reading more!

I have been very hesitant to refinance (we have a good, fair rate), after this ordeal you went through, do you feel the refinancing was worth the hassle?</description>
		<content:encoded><![CDATA[<p>My husband and I are starting a No Spend Challenge July to kick off our stronger commitment to being frugal and good stewards of our money, possessions, and environment.  I am so glad I came across your blog at the perfect time! I look forward to reading more!</p>
<p>I have been very hesitant to refinance (we have a good, fair rate), after this ordeal you went through, do you feel the refinancing was worth the hassle?</p>
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		<title>By: Suzanne</title>
		<link>http://beingfrugal.net/2010/06/25/friday-links-taylor-bean-whitaker-saga-comes-to-an-endfor-me/#comment-25137</link>
		<dc:creator>Suzanne</dc:creator>
		<pubDate>Sat, 26 Jun 2010 11:21:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=3205#comment-25137</guid>
		<description>So glad you got your check.  When I read your story I was so upset for you as well as us.  We were received our escrow check just before the bankruptcy so we got off before it hit the fan.</description>
		<content:encoded><![CDATA[<p>So glad you got your check.  When I read your story I was so upset for you as well as us.  We were received our escrow check just before the bankruptcy so we got off before it hit the fan.</p>
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