Comments on: Taylor Bean & Whitaker Bankruptcy: Who is Representing the People? http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/?&owa_medium=feed&owa_sid= Save Money @ BeingFrugal.Net Wed, 01 Feb 2012 18:52:59 -0800 hourly 1 http://wordpress.org/?v=3.3.1 By: Megan C. http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-30226 Megan C. Thu, 10 Nov 2011 22:41:07 +0000 http://beingfrugal.net/?p=2802#comment-30226 You do have a contract with them. Mortgages are bought and sold all the times without the owner having to sign more papers. Mine has been sold twice in 3 years already. I still owe the money for my house, I'm not expecting it for free. But I do hate BOA too, that is why we refinanced. You do have a contract with them. Mortgages are bought and sold all the times without the owner having to sign more papers. Mine has been sold twice in 3 years already. I still owe the money for my house, I’m not expecting it for free. But I do hate BOA too, that is why we refinanced.

]]> By: Adam http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-30206 Adam Sun, 06 Nov 2011 23:23:23 +0000 http://beingfrugal.net/?p=2802#comment-30206 Does anyone realize that even though BOA took over the loans and are taking payments that None of us have any paperwork with our signatures confirming a business relationship with BOA. I dont. Its even hard to believe that after TBW screwed the pooch that BOA even has the right paperwork or deeds for the properties. I am supposed to have a 16 day grace period for our mortgage and there has always been a day or two delay for the online payments but BOA still called us 3 times a day starting on the due date. Its harassment and BOA is nothing but a debt collector and I dont have a contract with them. Do you? Does anyone realize that even though BOA took over the loans and are taking payments that None of us have any paperwork with our signatures confirming a business relationship with BOA. I dont. Its even hard to believe that after TBW screwed the pooch that BOA even has the right paperwork or deeds for the properties. I am supposed to have a 16 day grace period for our mortgage and there has always been a day or two delay for the online payments but BOA still called us 3 times a day starting on the due date. Its harassment and BOA is nothing but a debt collector and I dont have a contract with them. Do you?

]]> By: anna http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-30170 anna Wed, 26 Oct 2011 19:43:46 +0000 http://beingfrugal.net/?p=2802#comment-30170 lost home to tbw when husband passed away. tbw would not let me make the payments for the home. home was foreclosed. deed for home was under my name. can I do anything about this??? lost home to tbw when husband passed away. tbw would not let me make the payments for the home. home was foreclosed. deed for home was under my name. can I do anything about this???

]]> By: Carl http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-30078 Carl Tue, 11 Oct 2011 21:16:39 +0000 http://beingfrugal.net/?p=2802#comment-30078 Alicia, Don't know if this goes to your e-mail address or not but I have calls into Cenlar and due to high call volume and system failure (wonder why) they had to take my name and will call back. When or if I hear back I better get some satisfaction. I can almost bet no way and if that's the case I am going to the Attorney General's consumer protection division to file a complaint. Then the Better Bussiness Bureau. I am Pi_ _ ed now. Alicia,
Don’t know if this goes to your e-mail address or not but I have calls into Cenlar and due to high call volume and system failure (wonder why) they had to take my name and will call back. When or if I hear back I better get some satisfaction. I can almost bet no way and if that’s the case I am going to the Attorney General’s consumer protection division to file a complaint. Then the Better Bussiness Bureau. I am Pi_ _ ed now.

]]> By: Carl http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-30077 Carl Tue, 11 Oct 2011 21:03:29 +0000 http://beingfrugal.net/?p=2802#comment-30077 OK folks here is a new twist. Several months ago Cenlar (bought TB) told us we were late on our Aug. payment which was in TB's account had canceled check and all other proof. Took several months (till May) to get it straight. Then Cenlar issued us a corrected 1099 for the interest after we had filled our taxes!! Now this October, 10/10/11 statement they are going after us for the same payment they said we made and sent the corrected 1099 for. I am ready for all of us to jump on the CLASS ACTION law suit against all these companys and work to get some satisfation for the home owner. OK folks here is a new twist. Several months ago Cenlar (bought TB) told us we were late on our Aug. payment which was in TB’s account had canceled check and all other proof. Took several months (till May) to get it straight. Then Cenlar issued us a corrected 1099 for the interest after we had filled our taxes!! Now this October, 10/10/11 statement they are going after us for the same payment they said we made and sent the corrected 1099 for. I am ready for all of us to jump on the CLASS ACTION law suit against all these companys and work to get some satisfation for the home owner.

]]> By: Kevin R http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-29872 Kevin R Mon, 19 Sep 2011 18:33:00 +0000 http://beingfrugal.net/?p=2802#comment-29872 Your situation is exactly what happened to me. I paid a mortgage payment for August of 2009 at the same time that I refinanced my mortgage and was supposed to get a refund of approximately 2K since my Aug payment was included in the payoff. Instead of the refund, I got hit with another mortgage from B of A and the threat of foreclosure, even though I was now paying a mortgage to Met Life Home Loans. It took close to a year before I was able to clean that mess up by getting a judge to tell B of A to back off. B of A didn't leave me alone completely until they received the payoff from TBW which was in a frozen account for close to a year. So would you have any information on how I can track this refund payment down? I'd appreciate any info you might have. Your situation is exactly what happened to me. I paid a mortgage payment for August of 2009 at the same time that I refinanced my mortgage and was supposed to get a refund of approximately 2K since my Aug payment was included in the payoff. Instead of the refund, I got hit with another mortgage from B of A and the threat of foreclosure, even though I was now paying a mortgage to Met Life Home Loans. It took close to a year before I was able to clean that mess up by getting a judge to tell B of A to back off. B of A didn’t leave me alone completely until they received the payoff from TBW which was in a frozen account for close to a year. So would you have any information on how I can track this refund payment down? I’d appreciate any info you might have.

]]> By: Helen http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-29823 Helen Tue, 13 Sep 2011 15:26:41 +0000 http://beingfrugal.net/?p=2802#comment-29823 We are also owed escrow $$ from TBW - sent in the W-9 because I was advised it was just for TBW to prove to the IRS who they paid what to and that it would not affect us - not so sure - I'm still afraid of being taxed on $$ we were already taxed on!!! As my husband keeps saying - this is OUR $$ - not theirs and the financial problems it has caused is ongoing. We had re-financed and unbeknown to us - it was right before TBW closed. TBW had sent our County taxes in - but a month or so latrer we rec'd a late notice! After some calls we found out that the check that was sent bounced! Now we had to come up with just about $5,000 that we don't have to pay the taxes that we had put into escrow - trusiting our mortgage company! I just keep praying that we see the $$ soon - I'm tired of living month to month because of having to come up with an extra $5,000 in 2009!!! Has anyone gotten any kind of payment??? We are also owed escrow $$ from TBW – sent in the W-9 because I was advised it was just for TBW to prove to the IRS who they paid what to and that it would not affect us – not so sure – I’m still afraid of being taxed on $$ we were already taxed on!!! As my husband keeps saying – this is OUR $$ – not theirs and the financial problems it has caused is ongoing. We had re-financed and unbeknown to us – it was right before TBW closed. TBW had sent our County taxes in – but a month or so latrer we rec’d a late notice! After some calls we found out that the check that was sent bounced! Now we had to come up with just about $5,000 that we don’t have to pay the taxes that we had put into escrow – trusiting our mortgage company! I just keep praying that we see the $$ soon – I’m tired of living month to month because of having to come up with an extra $5,000 in 2009!!! Has anyone gotten any kind of payment???

]]> By: Alicia http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-29820 Alicia Mon, 12 Sep 2011 23:28:50 +0000 http://beingfrugal.net/?p=2802#comment-29820 Judy, my husband and I are also in a night mare with cenlar and were with TBW before they went down!! They are trying to tell us that we are short two payments for that august and september before the takeover!! We do not know who to talk to and are ready to cry with frustration!! Does anyone know who we can talk to besides a bunch of Idiots from cenlar!! We are about to lose all our hair over this and are faithful mortgage payers!! We have not missed one payment!!! HELP!!! Judy, my husband and I are also in a night mare with cenlar and were with TBW before they went down!! They are trying to tell us that we are short two payments for that august and september before the takeover!! We do not know who to talk to and are ready to cry with frustration!! Does anyone know who we can talk to besides a bunch of Idiots from cenlar!! We are about to lose all our hair over this and are faithful mortgage payers!! We have not missed one payment!!! HELP!!!

]]> By: judy http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-29818 judy Mon, 12 Sep 2011 15:25:14 +0000 http://beingfrugal.net/?p=2802#comment-29818 i would like to know what to do also my husband and i were sold to cenlar what a nite mare they want extra 280. a month for escrow thats not there from taylor bean and whitaker is there a class action law suite or any recourse help i would like to know what to do also my husband and i were sold to cenlar what a nite mare they want extra 280. a month for escrow thats not there from taylor bean and whitaker is there a class action law suite or any recourse help

]]> By: Andy http://beingfrugal.net/2010/01/14/taylor-bean-whitaker-bankruptcy-who-is-representing-the-people/#comment-29709 Andy Tue, 30 Aug 2011 22:52:44 +0000 http://beingfrugal.net/?p=2802#comment-29709 After much hand wringing, just sort of discovered that we have been are paying DOUBLE the escrow we should. Still no escrow refund for TB&W. Going to take BoA to task. Crooks Anyone know of an Oregon class Action suit? After much hand wringing, just sort of discovered that we have been are paying DOUBLE the escrow we should. Still no escrow refund for TB&W.

Going to take BoA to task. Crooks

Anyone know of an Oregon class Action suit?

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