<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Don&#8217;t Wait Until January to Think About Budgeting</title>
	<atom:link href="http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/feed/" rel="self" type="application/rss+xml" />
	<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
	<lastBuildDate>Thu, 18 Mar 2010 19:02:19 -0700</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: Saturday SHOWCASE &#171; Too Full Of Hands</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20517</link>
		<dc:creator>Saturday SHOWCASE &#171; Too Full Of Hands</dc:creator>
		<pubDate>Sat, 07 Nov 2009 13:54:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20517</guid>
		<description>[...] Don&#8217;t Wait Until January To Start Thinking About Budgeting - Lynnae @ Being Frugal [...]</description>
		<content:encoded><![CDATA[<p>[...] Don&#8217;t Wait Until January To Start Thinking About Budgeting &#8211; Lynnae @ Being Frugal [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Home Finance Tip Blog &#187; Emily&#8217;s list: Albert Camus edition</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20516</link>
		<dc:creator>Home Finance Tip Blog &#187; Emily&#8217;s list: Albert Camus edition</dc:creator>
		<pubDate>Sat, 07 Nov 2009 10:13:53 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20516</guid>
		<description>[...] holiday expenses and worry about it later, don&#8217;t do it. She offers advice on how you can start budgeting for the holidays now so you&#8217;re not in a world of hurt come [...]</description>
		<content:encoded><![CDATA[<p>[...] holiday expenses and worry about it later, don&#8217;t do it. She offers advice on how you can start budgeting for the holidays now so you&#8217;re not in a world of hurt come [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Wednesday&#8217;s Trends in Credit Cards &#38; Your Debt &#124; Credit Karma Blog</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20474</link>
		<dc:creator>Wednesday&#8217;s Trends in Credit Cards &#38; Your Debt &#124; Credit Karma Blog</dc:creator>
		<pubDate>Wed, 04 Nov 2009 19:54:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20474</guid>
		<description>[...] Don&#8217;t wait until January to think about budgeting Being Frugal warns! [...]</description>
		<content:encoded><![CDATA[<p>[...] Don&#8217;t wait until January to think about budgeting Being Frugal warns! [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Annie G</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20444</link>
		<dc:creator>Annie G</dc:creator>
		<pubDate>Tue, 03 Nov 2009 18:35:38 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20444</guid>
		<description>Nice article.  But I thought it was going to be about planning your 2010 budget!  :-)</description>
		<content:encoded><![CDATA[<p>Nice article.  But I thought it was going to be about planning your 2010 budget!  :-)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Gail Berghorn</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20431</link>
		<dc:creator>Gail Berghorn</dc:creator>
		<pubDate>Tue, 03 Nov 2009 03:01:55 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20431</guid>
		<description>My sisters and I have agreed to purchase gifts for our immediate family and our mother and that is ALL! We&#039;ll get together over the Christmas holiday and have a great time with our nieces, nephews, in-laws, etc. making wonderful memories. I can&#039;t wait!!</description>
		<content:encoded><![CDATA[<p>My sisters and I have agreed to purchase gifts for our immediate family and our mother and that is ALL! We&#8217;ll get together over the Christmas holiday and have a great time with our nieces, nephews, in-laws, etc. making wonderful memories. I can&#8217;t wait!!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: d in dixie</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20426</link>
		<dc:creator>d in dixie</dc:creator>
		<pubDate>Mon, 02 Nov 2009 21:42:06 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20426</guid>
		<description>As our daughters grew, our tradition was that the girls would receive one gift each, and one stocking filled with small treats - art supplies (bought after school starts and they go on deep discount), locally produced honey candy, pomegranates, inexpensive little toys, and a small, very precious bag of pistachios for each girl.  Our Christmas gift budget was always under $100 total every year.  The girls got one gift they really wanted (we didn&#039;t do &quot;Santa&quot;, so the girls made their requests sometime early in the year and I watched for sales, garage sales, and thrift store finds), and they really looked forward to those stockings.

Also - Heiffer International is an excellent charity to give to, a gift that will hopefully give for years.</description>
		<content:encoded><![CDATA[<p>As our daughters grew, our tradition was that the girls would receive one gift each, and one stocking filled with small treats &#8211; art supplies (bought after school starts and they go on deep discount), locally produced honey candy, pomegranates, inexpensive little toys, and a small, very precious bag of pistachios for each girl.  Our Christmas gift budget was always under $100 total every year.  The girls got one gift they really wanted (we didn&#8217;t do &#8220;Santa&#8221;, so the girls made their requests sometime early in the year and I watched for sales, garage sales, and thrift store finds), and they really looked forward to those stockings.</p>
<p>Also &#8211; Heiffer International is an excellent charity to give to, a gift that will hopefully give for years.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: jeff</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20424</link>
		<dc:creator>jeff</dc:creator>
		<pubDate>Mon, 02 Nov 2009 20:14:59 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20424</guid>
		<description>Here&#039;s a great way to save this holiday season -- www.MerryRecession.com</description>
		<content:encoded><![CDATA[<p>Here&#8217;s a great way to save this holiday season &#8212; <a href="http://www.MerryRecession.com" rel="nofollow">http://www.MerryRecession.com</a></p>
]]></content:encoded>
	</item>
	<item>
		<title>By: karyn sweet</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20421</link>
		<dc:creator>karyn sweet</dc:creator>
		<pubDate>Mon, 02 Nov 2009 17:49:46 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20421</guid>
		<description>When I thought about all of the teachers and adults in my children&#039;s lives, I was overwhelmed with the thought of all those gifts - even if they are small. But each week I&#039;ve been making pumpkin bread to freeze and give out in December. I hope the added benefit is that the receivers don&#039;t have to deal with yet another knick knack cluttering their house.</description>
		<content:encoded><![CDATA[<p>When I thought about all of the teachers and adults in my children&#8217;s lives, I was overwhelmed with the thought of all those gifts &#8211; even if they are small. But each week I&#8217;ve been making pumpkin bread to freeze and give out in December. I hope the added benefit is that the receivers don&#8217;t have to deal with yet another knick knack cluttering their house.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: marci</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20417</link>
		<dc:creator>marci</dc:creator>
		<pubDate>Mon, 02 Nov 2009 16:38:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20417</guid>
		<description>My most looked forward to activity is making decorated sugar cookies with the grandkids.... what a mess, but what a lot of fun :)
It&#039;s a favorite time for me and for them also - I just make sure that they each have a &#039;decoration station&#039; so that they each have their own supplies for their original creations :)</description>
		<content:encoded><![CDATA[<p>My most looked forward to activity is making decorated sugar cookies with the grandkids&#8230;. what a mess, but what a lot of fun :)<br />
It&#8217;s a favorite time for me and for them also &#8211; I just make sure that they each have a &#8216;decoration station&#8217; so that they each have their own supplies for their original creations :)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Amy Reads Good Books</title>
		<link>http://beingfrugal.net/2009/11/02/dont-wait-until-january-to-think-about-budgeting/comment-page-1/#comment-20416</link>
		<dc:creator>Amy Reads Good Books</dc:creator>
		<pubDate>Mon, 02 Nov 2009 16:27:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2541#comment-20416</guid>
		<description>Great ideas!  I know that this year I want to focus more on giving back.  It&#039;s so easy to get swept up in the &quot;holiday stress&quot; and forget what&#039;s really important!</description>
		<content:encoded><![CDATA[<p>Great ideas!  I know that this year I want to focus more on giving back.  It&#8217;s so easy to get swept up in the &#8220;holiday stress&#8221; and forget what&#8217;s really important!</p>
]]></content:encoded>
	</item>
</channel>
</rss>
