Comments on: Are You Prepared for the Worst?

By: Todd

Todd — Sat, 21 May 2011 19:33:52 +0000

It seems its becoming easier to shot for life insurance online these days, especially for term policies. I have yet to find a website that quotes universal or whole life rates live. Term however, is another story. There are dozens of websites that offer free quote comparisons including http://www.termlifeinsurance.com which also has articles and a learning center.

By: matt marksbury

matt marksbury — Tue, 13 Apr 2010 02:13:09 +0000

another good place to get a quote for Ohio Life Insurance, Ohio Long Term Care Insurance and Ohio Health Insurance is http://www.futuresafeinsurance.com, they have got very competitive rates and represent all the major carriers.

By: Angela

Angela — Wed, 24 Feb 2010 20:41:12 +0000

Great post! Life insurance is so important and a lot of people prefer not to acknowledge it. I suggest a simple term insurance, its quick and inexpensive. However if you afford it, an ROP is a great solution. It is a term policy, but if you outlive your policy all the premiums you’ve paid are returned to you. It’s not as popular, it is fairly expensive… but it’s a good idea. There are so many different types of insurance options out there, I suggest http://www.wholesaleinsurance.net for resources and they are able to compare rates from over 50 companies.

By: Good Financial Cents | Financial Tips

Good Financial Cents | Financial Tips — Sun, 18 Oct 2009 02:27:27 +0000

[...] Are You Prepared for a Worst? @ Being Frugal [...]

By: Good Financial Cents | Money Smart Life

Good Financial Cents | Money Smart Life — Sat, 17 Oct 2009 20:34:05 +0000

[...] Are You Prepared for the Worst? @ Being Frugal [...]

By: Saturday SHOWCASE « Too Full Of Hands

Saturday SHOWCASE « Too Full Of Hands — Sat, 17 Oct 2009 20:25:19 +0000

[...] Are You Prepared For The Worst? – Lynnae at Being Frugal - Nobody ever wants to think about this happening to them. My husband and I went through this 5 years ago when he had a serious, life-threatening health issue at age 39. We had a 2 yr. old and a 4 yr. old at the time. Dealing with these issues was not fun but it did ease some of the pressure to know that we had taken care of all the things we actually could control. [...]

By: Financial Samurai

Financial Samurai — Tue, 13 Oct 2009 23:51:06 +0000

Christa – Thanks for the reminder on California and probate sales! What a nightmare! My wife and I did a simple will with two people confirming. If I die, all goes to her. :)

By: Laura

Laura — Tue, 13 Oct 2009 15:56:55 +0000

Quick note about a will. I highly recommend one, but even if you don’t have one, the court MAY not have to make all the decisions. If your assets are all owned jointly or have beneficiary designations, the court generally doesn’t need to be involved, other than formally filing a will.

By: Christa

Christa — Tue, 13 Oct 2009 13:48:30 +0000

In California, if you own a home it’s essential that you have it in a trust to avoid probate since probate takes a substantial amount out of the estate. Granted, it seems costly to pay $1500 or more for a trust, but you’ll be saving yourself and your heirs a lot of money in the end. However, laws are different in every state. In any case, no matter where you live, Lynnae is right–be prepared.

By: Melanie

Melanie — Tue, 13 Oct 2009 05:36:33 +0000

I agree with having everything in one place where the only people that have access to it are the ones that you want to have access and always have a backup person!

I am in the process of putting all of my important papers in one place (including how I want to be buried). I dont want the people that I leave behind to be left with huge burden.