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	<title>Comments on: 5 Steps to Paying off Credit Cards</title>
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	<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
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		<title>By: Best Personal Finance Practices of 2009</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-21177</link>
		<dc:creator>Best Personal Finance Practices of 2009</dc:creator>
		<pubDate>Tue, 15 Dec 2009 02:31:41 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-21177</guid>
		<description>[...] Lynnae at Being Frugal: My best financial practice is no new debt. No new debt [...]</description>
		<content:encoded><![CDATA[<p>[...] Lynnae at Being Frugal: My best financial practice is no new debt. No new debt [...]</p>
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		<title>By: Welcome to the 85th Running of the Money Hacks Carnival (Saturn’s New Ring Edition) &#124; Credit Guy</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19905</link>
		<dc:creator>Welcome to the 85th Running of the Money Hacks Carnival (Saturn’s New Ring Edition) &#124; Credit Guy</dc:creator>
		<pubDate>Wed, 07 Oct 2009 22:36:15 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19905</guid>
		<description>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</p>
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	<item>
		<title>By: Welcome to the 85th Running of the Money Hacks Carnival (Saturn&#8217;s New Ring Edition) &#8211; The Dough Roller</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19899</link>
		<dc:creator>Welcome to the 85th Running of the Money Hacks Carnival (Saturn&#8217;s New Ring Edition) &#8211; The Dough Roller</dc:creator>
		<pubDate>Wed, 07 Oct 2009 12:17:13 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19899</guid>
		<description>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</p>
]]></content:encoded>
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	<item>
		<title>By: testing &#124; SweetHome</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19193</link>
		<dc:creator>testing &#124; SweetHome</dc:creator>
		<pubDate>Fri, 11 Sep 2009 13:43:49 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19193</guid>
		<description>[...] The Carnival of Money Hackers was hosted at ABC’s of Investing, and for the first time in a long time, I participated!  I submitted my post, 5 Steps to Paying of Credit Cards. [...]</description>
		<content:encoded><![CDATA[<p>[...] The Carnival of Money Hackers was hosted at ABC’s of Investing, and for the first time in a long time, I participated!  I submitted my post, 5 Steps to Paying of Credit Cards. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: business</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19186</link>
		<dc:creator>business</dc:creator>
		<pubDate>Fri, 11 Sep 2009 00:10:14 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19186</guid>
		<description>I still don&#039;t know what APR really means. Your ideas sound like a great plan! I need to get my boyfriend on this bandwagon ASAP. Thanks for the tips.</description>
		<content:encoded><![CDATA[<p>I still don&#8217;t know what APR really means. Your ideas sound like a great plan! I need to get my boyfriend on this bandwagon ASAP. Thanks for the tips.</p>
]]></content:encoded>
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	<item>
		<title>By: Carnival of Money Hackers &#8211; 81st Edition</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19111</link>
		<dc:creator>Carnival of Money Hackers &#8211; 81st Edition</dc:creator>
		<pubDate>Wed, 09 Sep 2009 02:06:14 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19111</guid>
		<description>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</description>
		<content:encoded><![CDATA[<p>[...] presents 5 Steps to Paying off Credit Cards posted at Being [...]</p>
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	<item>
		<title>By: Home Finance Tip Blog &#187; Emily&#8217;s list: Newspaper carrier edition</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19058</link>
		<dc:creator>Home Finance Tip Blog &#187; Emily&#8217;s list: Newspaper carrier edition</dc:creator>
		<pubDate>Sun, 06 Sep 2009 01:09:05 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19058</guid>
		<description>[...] 9. Being Frugal lists fivesome steps you crapper study to pay soured your assign bill debt. [...]</description>
		<content:encoded><![CDATA[<p>[...] 9. Being Frugal lists fivesome steps you crapper study to pay soured your assign bill debt. [...]</p>
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		<title>By: Mary</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19019</link>
		<dc:creator>Mary</dc:creator>
		<pubDate>Fri, 04 Sep 2009 19:34:25 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19019</guid>
		<description>When I was in college I froze my credit cards in a zipper bag.  I can remember coming home from the mall and running hot water on the bag in the kitchen sink. While doing this I just thought how stupid am I?  Sometimes just a few minutes out of the presence of the wanted object will inject some sanity!  Can&#039;t believe somebody else has used this &quot;strategy&quot;!</description>
		<content:encoded><![CDATA[<p>When I was in college I froze my credit cards in a zipper bag.  I can remember coming home from the mall and running hot water on the bag in the kitchen sink. While doing this I just thought how stupid am I?  Sometimes just a few minutes out of the presence of the wanted object will inject some sanity!  Can&#8217;t believe somebody else has used this &#8220;strategy&#8221;!</p>
]]></content:encoded>
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		<title>By: Friday Gathering: Looking for Labor Day Edition</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-19005</link>
		<dc:creator>Friday Gathering: Looking for Labor Day Edition</dc:creator>
		<pubDate>Fri, 04 Sep 2009 11:00:45 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-19005</guid>
		<description>[...] Pretty basic, but we can all use a reminder. Lynnae at Being Frugal lists five steps to pay off your credit cards. [...]</description>
		<content:encoded><![CDATA[<p>[...] Pretty basic, but we can all use a reminder. Lynnae at Being Frugal lists five steps to pay off your credit cards. [...]</p>
]]></content:encoded>
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	<item>
		<title>By: Lisa</title>
		<link>http://beingfrugal.net/2009/09/02/5-steps-to-paying-off-credit-cards/comment-page-1/#comment-18976</link>
		<dc:creator>Lisa</dc:creator>
		<pubDate>Thu, 03 Sep 2009 14:05:04 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2385#comment-18976</guid>
		<description>Do read the fine print with 0% transfers.  We have done this twice to move hospital bills over to a credit card (the hospitals here charge interest).  The 0% card was great but don&#039;t charge ANYTHING on it after you make the transfer.  When we did, we were charged interest on that purchase until after the 0% transfer was paid off fully. Happily, it wasn&#039;t a large purchase so we didn&#039;t get stuck with having to pay a lot of interest.</description>
		<content:encoded><![CDATA[<p>Do read the fine print with 0% transfers.  We have done this twice to move hospital bills over to a credit card (the hospitals here charge interest).  The 0% card was great but don&#8217;t charge ANYTHING on it after you make the transfer.  When we did, we were charged interest on that purchase until after the 0% transfer was paid off fully. Happily, it wasn&#8217;t a large purchase so we didn&#8217;t get stuck with having to pay a lot of interest.</p>
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