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	<title>Comments on: Oregon is Doing at Least One Thing Right</title>
	<atom:link href="http://beingfrugal.net/2009/07/10/oregon-balanced-budget/feed/" rel="self" type="application/rss+xml" />
	<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
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		<title>By: bob</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17645</link>
		<dc:creator>bob</dc:creator>
		<pubDate>Tue, 14 Jul 2009 15:40:50 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17645</guid>
		<description>My Wife and I are likely moving to NC, TX, or some other Southeastern state. Most states on the West Coast are overpriced and have severe legislation/budget/unemployment problems. NC and TX regularly make the list as the best places to live and raise a family, mainly because they are affordable and have better job opportunities. I personally can&#039;t wait to get out of the West Coast.</description>
		<content:encoded><![CDATA[<p>My Wife and I are likely moving to NC, TX, or some other Southeastern state. Most states on the West Coast are overpriced and have severe legislation/budget/unemployment problems. NC and TX regularly make the list as the best places to live and raise a family, mainly because they are affordable and have better job opportunities. I personally can&#8217;t wait to get out of the West Coast.</p>
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		<title>By: Katie @ Kitchen Stewardship</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17639</link>
		<dc:creator>Katie @ Kitchen Stewardship</dc:creator>
		<pubDate>Tue, 14 Jul 2009 06:29:30 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17639</guid>
		<description>I&#039;m from Michigan...so we&#039;re the worst in unemployment, and our deficit is pretty serious, 2.1 billion.  Oh yeah, we feel it. So many people lost jobs b/c of the big 3 car companies having trouble.  Many schools are closing because people are leaving the state.  Houses are for sale everywhere, and no one can sell.  Def. tough times, I&#039;m glad I know how to budget, live frugally, and feel blessed that my husband has a job (for today, at least)!!!  What an interesting link!</description>
		<content:encoded><![CDATA[<p>I&#8217;m from Michigan&#8230;so we&#8217;re the worst in unemployment, and our deficit is pretty serious, 2.1 billion.  Oh yeah, we feel it. So many people lost jobs b/c of the big 3 car companies having trouble.  Many schools are closing because people are leaving the state.  Houses are for sale everywhere, and no one can sell.  Def. tough times, I&#8217;m glad I know how to budget, live frugally, and feel blessed that my husband has a job (for today, at least)!!!  What an interesting link!</p>
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		<title>By: DDFD at DivorcedDadFrugalDad.com</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17621</link>
		<dc:creator>DDFD at DivorcedDadFrugalDad.com</dc:creator>
		<pubDate>Mon, 13 Jul 2009 01:31:52 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17621</guid>
		<description>Glad to hear it can be done- a balanced budget!  More states should try it . . .</description>
		<content:encoded><![CDATA[<p>Glad to hear it can be done- a balanced budget!  More states should try it . . .</p>
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		<title>By: Diana</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17608</link>
		<dc:creator>Diana</dc:creator>
		<pubDate>Sat, 11 Jul 2009 22:18:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17608</guid>
		<description>Lunette - question re property tax -

Although I&#039;ve not conducted work for every state, I&#039;ve not ran across one yet that does not have property taxes.  Because your inquiry intrigued me, I did some looking and found the artcile at the address below:

http://articles.moneycentral.msn.com/Taxes/Advice/PropertyTaxesWhereDoesYourStateRank.aspx

Honestly, I was suprised that Alaska has property tax (and not one of the lower at that), since there are so many stipends to get people to live there.

There are days when I&#039;m tempted to think &quot;it&#039;s all the same; the gov&#039;t gets your dollars one way or another -- it just takes different forms.&quot;  Deep down, however, the biggest difference is substance over form.  In other words, it comes down to how the state stewards the taxes and also where you want to live (even if your state is not the best).  In my situation, I would LOVE to live in Colorado forever and pray God provides for me to stay here (although taxes are somewhat high and the state has a small deficit).  My best job prospect right now is to move to a state where the taxes (in total) are relatively less.  That state is one where there are sales, property, and income taxes, but the biggest source is sales (due to high tourism).

Go figure!</description>
		<content:encoded><![CDATA[<p>Lunette &#8211; question re property tax -</p>
<p>Although I&#8217;ve not conducted work for every state, I&#8217;ve not ran across one yet that does not have property taxes.  Because your inquiry intrigued me, I did some looking and found the artcile at the address below:</p>
<p><a href="http://articles.moneycentral.msn.com/Taxes/Advice/PropertyTaxesWhereDoesYourStateRank.aspx" rel="nofollow">http://articles.moneycentral.m.....eRank.aspx</a></p>
<p>Honestly, I was suprised that Alaska has property tax (and not one of the lower at that), since there are so many stipends to get people to live there.</p>
<p>There are days when I&#8217;m tempted to think &#8220;it&#8217;s all the same; the gov&#8217;t gets your dollars one way or another &#8212; it just takes different forms.&#8221;  Deep down, however, the biggest difference is substance over form.  In other words, it comes down to how the state stewards the taxes and also where you want to live (even if your state is not the best).  In my situation, I would LOVE to live in Colorado forever and pray God provides for me to stay here (although taxes are somewhat high and the state has a small deficit).  My best job prospect right now is to move to a state where the taxes (in total) are relatively less.  That state is one where there are sales, property, and income taxes, but the biggest source is sales (due to high tourism).</p>
<p>Go figure!</p>
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		<title>By: currency</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17607</link>
		<dc:creator>currency</dc:creator>
		<pubDate>Sat, 11 Jul 2009 09:32:27 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17607</guid>
		<description>Oregon girls: Engaged by 22, unengaged by 24. True in almost every case I&#039;ve seen.</description>
		<content:encoded><![CDATA[<p>Oregon girls: Engaged by 22, unengaged by 24. True in almost every case I&#8217;ve seen.</p>
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		<title>By: Affacturage</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17606</link>
		<dc:creator>Affacturage</dc:creator>
		<pubDate>Sat, 11 Jul 2009 09:32:12 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17606</guid>
		<description>The argument that the US suffered violent economic cycles in the laissez faire markets of the nineteenth and early twentieth centuries from which we have been spared by the wise actions of the Fed and counter cyclical federal spending is demolished in two ways. First, these periods were characterized by frequent overzealous lending of fiat money, sometimes by private banks, sometimes by banks set up by the government, and it doesn&#039;t matter who creates the bogus money. Second, much of the economic history of the period is stated in terms of nominal dollars, and in some periods, when the money was actually stable while production increased, nominal prices fell, as they must</description>
		<content:encoded><![CDATA[<p>The argument that the US suffered violent economic cycles in the laissez faire markets of the nineteenth and early twentieth centuries from which we have been spared by the wise actions of the Fed and counter cyclical federal spending is demolished in two ways. First, these periods were characterized by frequent overzealous lending of fiat money, sometimes by private banks, sometimes by banks set up by the government, and it doesn&#8217;t matter who creates the bogus money. Second, much of the economic history of the period is stated in terms of nominal dollars, and in some periods, when the money was actually stable while production increased, nominal prices fell, as they must</p>
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		<title>By: Lunette</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17601</link>
		<dc:creator>Lunette</dc:creator>
		<pubDate>Fri, 10 Jul 2009 20:30:49 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17601</guid>
		<description>I forgot to say that I also am very happy Oregonians voted in the balanced budget amendment.  Doesn&#039;t that just make sense?  Doesn&#039;t seem like we would even have to vote on that.  It should be a given but apparently it is not. I don&#039;t understand why some think it is a bad idea to have a balanced budget amendment for the Federal Government.  Can anyone explain that to me?</description>
		<content:encoded><![CDATA[<p>I forgot to say that I also am very happy Oregonians voted in the balanced budget amendment.  Doesn&#8217;t that just make sense?  Doesn&#8217;t seem like we would even have to vote on that.  It should be a given but apparently it is not. I don&#8217;t understand why some think it is a bad idea to have a balanced budget amendment for the Federal Government.  Can anyone explain that to me?</p>
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		<title>By: Lunette</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17600</link>
		<dc:creator>Lunette</dc:creator>
		<pubDate>Fri, 10 Jul 2009 20:26:07 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17600</guid>
		<description>I have lived in Oregon for 47 years.  I am about to move to some other state, but I don&#039;t know where at the moment.  I love the fact that Oregon does not have a sales tax and have voted it down every time, but I would vote it in if we would be assured that the property tax would be eliminated.  Are there states where there is no property tax?  I feel the property tax is the most unfair tax of all.  As long as there is a property tax one never really owns the land they buy because every year you have to pay the government taxes on that property and if you don&#039;t you lose the land.  A sales tax is fair as long as basic necessities like food are exempt, but I say that not having any experience living with a sales tax.  I would much rather pay a sales tax than property tax.</description>
		<content:encoded><![CDATA[<p>I have lived in Oregon for 47 years.  I am about to move to some other state, but I don&#8217;t know where at the moment.  I love the fact that Oregon does not have a sales tax and have voted it down every time, but I would vote it in if we would be assured that the property tax would be eliminated.  Are there states where there is no property tax?  I feel the property tax is the most unfair tax of all.  As long as there is a property tax one never really owns the land they buy because every year you have to pay the government taxes on that property and if you don&#8217;t you lose the land.  A sales tax is fair as long as basic necessities like food are exempt, but I say that not having any experience living with a sales tax.  I would much rather pay a sales tax than property tax.</p>
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		<title>By: Lynnae</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17599</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Fri, 10 Jul 2009 20:11:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17599</guid>
		<description>Robert in SF:  Yep, that&#039;s a typo!  Thanks for catching it.  We have an income and property tax.  I&#039;ll correct that shortly.

Marci &amp; Diana - I would much prefer property and sales tax, too.  But I&#039;m glad we don&#039;t have all three!</description>
		<content:encoded><![CDATA[<p>Robert in SF:  Yep, that&#8217;s a typo!  Thanks for catching it.  We have an income and property tax.  I&#8217;ll correct that shortly.</p>
<p>Marci &#038; Diana &#8211; I would much prefer property and sales tax, too.  But I&#8217;m glad we don&#8217;t have all three!</p>
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		<title>By: Diana</title>
		<link>http://beingfrugal.net/2009/07/10/oregon-balanced-budget/comment-page-1/#comment-17598</link>
		<dc:creator>Diana</dc:creator>
		<pubDate>Fri, 10 Jul 2009 19:18:52 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=2214#comment-17598</guid>
		<description>Oregon: This is one thing Oregon has gotten right regarding balanced budget.  (I&#039;m a native who lived there until I was 31.)  Robert is correct -- Oregon has property and income tax, but no sales tax.

Other states: Since leaving Oregon, I&#039;ve lived in WA, VT, and CO.  WA has sales and property tax; the latter two have sales, property, and income tax.  I&#039;m more in favor of the WA system (doesn&#039;t punish frugality).

Cautions: No matter where you live, always do your homework, especially on major purchases.  For example, the last vehicle I purchased was in WA state.  The dealer almost made a major error wherein I would have had to pay Sales and Use Tax (completely in addition to regular sales tax) on my trade-in.  I knew that was incorrect (I&#039;m a licensed CPA in OR and WA), so I did my homework and presented information they were incorrect.  It saved a lot of money.  When I moved from WA to VT and registered that vehicle I bought in WA, I did the homework up-front.  Since I proved I paid the sales tax in WA for the purchase, I saved several thousand on paying additional sales tax in VT.  CO is a silly state on taxes (and they are deficit) and I didn&#039;t have any similar issues to register my vehicle (although their registration fees are hefty).

All of this to say, wherever you live, do your homework on taxes. Also, the CA situation is truly sad, but it points to poor planning.  Over the course of the last few decades, that state has implemented many &quot;nice&quot; programs that really are comparable to welfare.  This especially includes their public medical benefits (hmmm - I wonder if the federal gov&#039;t could learn from this?).  The state didn&#039;t plan on how to pay in the course of economic downturns and look what happened.  The world&#039;s 8th largest economy issues IOU&#039;s!  It gets even sillier. I remember last year I read articles where developers were offering BOGOs (buy one get one free) on house building!  Sure they had it great in the late nineties, but what about planning for cyclical downturns?  GREEDY, GREEDY, GREEDY!

I hope this post offends no one, but in these hard times, it has become even more important that spending w/o a plan is ridiculous.</description>
		<content:encoded><![CDATA[<p>Oregon: This is one thing Oregon has gotten right regarding balanced budget.  (I&#8217;m a native who lived there until I was 31.)  Robert is correct &#8212; Oregon has property and income tax, but no sales tax.</p>
<p>Other states: Since leaving Oregon, I&#8217;ve lived in WA, VT, and CO.  WA has sales and property tax; the latter two have sales, property, and income tax.  I&#8217;m more in favor of the WA system (doesn&#8217;t punish frugality).</p>
<p>Cautions: No matter where you live, always do your homework, especially on major purchases.  For example, the last vehicle I purchased was in WA state.  The dealer almost made a major error wherein I would have had to pay Sales and Use Tax (completely in addition to regular sales tax) on my trade-in.  I knew that was incorrect (I&#8217;m a licensed CPA in OR and WA), so I did my homework and presented information they were incorrect.  It saved a lot of money.  When I moved from WA to VT and registered that vehicle I bought in WA, I did the homework up-front.  Since I proved I paid the sales tax in WA for the purchase, I saved several thousand on paying additional sales tax in VT.  CO is a silly state on taxes (and they are deficit) and I didn&#8217;t have any similar issues to register my vehicle (although their registration fees are hefty).</p>
<p>All of this to say, wherever you live, do your homework on taxes. Also, the CA situation is truly sad, but it points to poor planning.  Over the course of the last few decades, that state has implemented many &#8220;nice&#8221; programs that really are comparable to welfare.  This especially includes their public medical benefits (hmmm &#8211; I wonder if the federal gov&#8217;t could learn from this?).  The state didn&#8217;t plan on how to pay in the course of economic downturns and look what happened.  The world&#8217;s 8th largest economy issues IOU&#8217;s!  It gets even sillier. I remember last year I read articles where developers were offering BOGOs (buy one get one free) on house building!  Sure they had it great in the late nineties, but what about planning for cyclical downturns?  GREEDY, GREEDY, GREEDY!</p>
<p>I hope this post offends no one, but in these hard times, it has become even more important that spending w/o a plan is ridiculous.</p>
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