Comments on: The Very Basics of Asset Allocation http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/ Live more. Spend less. Sat, 21 Nov 2009 05:04:26 -0500 http://wordpress.org/?v=2.8.6 hourly 1 By: TheFingDay http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-16289 TheFingDay Fri, 24 Apr 2009 21:36:15 +0000 http://beingfrugal.net/?p=1825#comment-16289 Some great insight on asset allocation. Diversifying is the safest way to hold your assets in my opinion. Some great insight on asset allocation. Diversifying is the safest way to hold your assets in my opinion.

]]> By: LinkStuff for Friday, Mar 27 http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15746 LinkStuff for Friday, Mar 27 Fri, 27 Mar 2009 14:22:29 +0000 http://beingfrugal.net/?p=1825#comment-15746 [...] Being Frugal had a guest post (which I wrote) about the very basics of asset allocation. [...] [...] Being Frugal had a guest post (which I wrote) about the very basics of asset allocation. [...]

]]> By: Carnival of Personal Finance #197 | Growing Money http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15679 Carnival of Personal Finance #197 | Growing Money Mon, 23 Mar 2009 13:01:41 +0000 http://beingfrugal.net/?p=1825#comment-15679 [...] The Very Basics of Asset Allocation [...] [...] The Very Basics of Asset Allocation [...]

]]> By: Carnival of Personal Finance #197 | Keep My Dollar http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15677 Carnival of Personal Finance #197 | Keep My Dollar Mon, 23 Mar 2009 12:00:03 +0000 http://beingfrugal.net/?p=1825#comment-15677 [...] The Very Basics of Asset Allocation [...] [...] The Very Basics of Asset Allocation [...]

]]> By: Carnival of Personal Finance #197 : Carnival of Personal Finance http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15675 Carnival of Personal Finance #197 : Carnival of Personal Finance Mon, 23 Mar 2009 10:09:52 +0000 http://beingfrugal.net/?p=1825#comment-15675 [...] The Very Basics of Asset Allocation [...] [...] The Very Basics of Asset Allocation [...]

]]> By: kim-information exchange http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15657 kim-information exchange Sun, 22 Mar 2009 15:24:56 +0000 http://beingfrugal.net/?p=1825#comment-15657 Thanks for sharing this post. This will really help me review my priorities and invest on what is really important. Thanks for sharing this post. This will really help me review my priorities and invest on what is really important.

]]> By: QOAS http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15585 QOAS Wed, 18 Mar 2009 15:10:24 +0000 http://beingfrugal.net/?p=1825#comment-15585 I must agree with your insights. It is really important to have something readily available for the rainy days than having all your money in investments.Keep a portion in your wallet. I must agree with your insights. It is really important to have something readily available for the rainy days than having all your money in investments.Keep a portion in your wallet.

]]> By: fern http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15579 fern Wed, 18 Mar 2009 12:34:36 +0000 http://beingfrugal.net/?p=1825#comment-15579 "Hands down" means the same thing as no contest, meaning, index funds will nearly always beat actively managed funds, and the few times actively managed funds do beat index fund performance, it's purely luck, not skill. There was a great NYT story on the subject recently, but this is a widely repeated maxim. “Hands down” means the same thing as no contest, meaning, index funds will nearly always beat actively managed funds, and the few times actively managed funds do beat index fund performance, it’s purely luck, not skill.

There was a great NYT story on the subject recently, but this is a widely repeated maxim.

]]> By: ABCs of Investing http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15570 ABCs of Investing Wed, 18 Mar 2009 01:15:02 +0000 http://beingfrugal.net/?p=1825#comment-15570 Hi Fern - I don't think it's exactly true that index funds beat managed funds hands down - it's more of slight lead on average. I'm not saying don't buy index funds - I love them but don't expect miracles! <abbr><em>ABCs of Investing’s last blog post..<a href="http://www.abcsofinvesting.net/hello-being-frugal-readers/" rel="nofollow">Hello Being Frugal Readers!</a></em></abbr> Hi Fern – I don’t think it’s exactly true that index funds beat managed funds hands down – it’s more of slight lead on average.

I’m not saying don’t buy index funds – I love them but don’t expect miracles!

ABCs of Investing’s last blog post..Hello Being Frugal Readers!

]]> By: fern http://beingfrugal.net/2009/03/16/the-very-basics-of-asset-allocation/comment-page-1/#comment-15563 fern Tue, 17 Mar 2009 18:59:26 +0000 http://beingfrugal.net/?p=1825#comment-15563 I've begun some major tweaks to my portfolio. After reading story after story that index funds beat actively managed funds hands down due to lower annual expenses, I finally moved money from my T. Rowe Price Small Cap Value and Small Cap Stock funds to a single Vanguard small cap index fund. Ultimately, i want my entire portfolio to be 100% index funds. the bond component of my portfolio is in an index fund, and so are my large cap stocks and my foreign stocks, but i also have a mid cap fund which is not. Have to figure out what to do with that. It's a taxable fund, so would be a pain to sell and have to deal with the tax consequences unless i put it in a very similar mid cap index fund. Thoughts? I’ve begun some major tweaks to my portfolio. After reading story after story that index funds beat actively managed funds hands down due to lower annual expenses, I finally moved money from my T. Rowe Price Small Cap Value and Small Cap Stock funds to a single Vanguard small cap index fund.

Ultimately, i want my entire portfolio to be 100% index funds. the bond component of my portfolio is in an index fund, and so are my large cap stocks and my foreign stocks, but i also have a mid cap fund which is not. Have to figure out what to do with that. It’s a taxable fund, so would be a pain to sell and have to deal with the tax consequences unless i put it in a very similar mid cap index fund.

Thoughts?

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