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	<title>Comments on: Real Value Vs. Perceived Value</title>
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	<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
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		<title>By: boybunny</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15490</link>
		<dc:creator>boybunny</dc:creator>
		<pubDate>Sun, 15 Mar 2009 04:17:52 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15490</guid>
		<description>Good article, I am not in USA, so do not know a coach bag from a plastic bag, but the comments are great as well.

I do have one thing to add though. If you really know your quality brands and quality models (some brands have great quality mixed with poor quality depending on the model) then you are in a great position to buy second hand.

I recently had my HiFi system stolen in a burglary, and I went straight to online auctions and charity stores. I purchased a new system that will never break down, or need to be replaced for the rest of my lifetime. I paid less than the value of the equipment stolen, and I traded up to some very impressive units.

I saved two thirds of the new price. I also paid less overall than the cost of an average Japanese brand.

I also challenge any burglar to steal the system now. It weighs over 100lb, and the brands are so rare that they will be hard to fence, but easy for the police to identify. I have been burgled before and know that you can often get your items back if they are very unusual.</description>
		<content:encoded><![CDATA[<p>Good article, I am not in USA, so do not know a coach bag from a plastic bag, but the comments are great as well.</p>
<p>I do have one thing to add though. If you really know your quality brands and quality models (some brands have great quality mixed with poor quality depending on the model) then you are in a great position to buy second hand.</p>
<p>I recently had my HiFi system stolen in a burglary, and I went straight to online auctions and charity stores. I purchased a new system that will never break down, or need to be replaced for the rest of my lifetime. I paid less than the value of the equipment stolen, and I traded up to some very impressive units.</p>
<p>I saved two thirds of the new price. I also paid less overall than the cost of an average Japanese brand.</p>
<p>I also challenge any burglar to steal the system now. It weighs over 100lb, and the brands are so rare that they will be hard to fence, but easy for the police to identify. I have been burgled before and know that you can often get your items back if they are very unusual.</p>
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		<title>By: Online Credit World &#187; Blog Archive &#187; Weekly Roundup</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15105</link>
		<dc:creator>Online Credit World &#187; Blog Archive &#187; Weekly Roundup</dc:creator>
		<pubDate>Mon, 02 Mar 2009 05:33:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15105</guid>
		<description>[...] BeingFrugal.net talks about the perceived value of an item versus the actual value. This post is a great example of why some people fall into debt, they perceive that an item which [...]</description>
		<content:encoded><![CDATA[<p>[...] BeingFrugal.net talks about the perceived value of an item versus the actual value. This post is a great example of why some people fall into debt, they perceive that an item which [...]</p>
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		<title>By: Heidi @ GGIP</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15072</link>
		<dc:creator>Heidi @ GGIP</dc:creator>
		<pubDate>Sat, 28 Feb 2009 12:37:33 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15072</guid>
		<description>Excellent point made in your post!

I do agree with the other posters who are saying that a well made item is more frugal than a cheaper item when it is going to last tons longer.  But your point seems to be about labels and what makes you look good or what has you keeping up with the Joneses....

&lt;abbr&gt;&lt;em&gt;Heidi @ GGIP’s last blog post..&lt;a href=&quot;http://godsgraceinpractice.blogspot.com/2009/02/special-exposure-wednesday-charity_24.html&quot; rel=&quot;nofollow&quot;&gt;Special Exposure Wednesday - Charity Edition Part 2: Church Knitting Group&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Excellent point made in your post!</p>
<p>I do agree with the other posters who are saying that a well made item is more frugal than a cheaper item when it is going to last tons longer.  But your point seems to be about labels and what makes you look good or what has you keeping up with the Joneses&#8230;.</p>
<p><abbr><em>Heidi @ GGIP’s last blog post..<a href="http://godsgraceinpractice.blogspot.com/2009/02/special-exposure-wednesday-charity_24.html" rel="nofollow">Special Exposure Wednesday &#8211; Charity Edition Part 2: Church Knitting Group</a></em></abbr></p>
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		<title>By: AKS</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15058</link>
		<dc:creator>AKS</dc:creator>
		<pubDate>Fri, 27 Feb 2009 21:44:56 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15058</guid>
		<description>Holly, I totally agree. I have a Coach bag that I paid $200 for about 15 years ago at the Coach outlet (plain black with no C&#039;s on it, classic styling) and I&#039;ve never had it break. Last year, I bought a $25 trendy Target purse and after a month it started to wear through and looked so cheap. I had to toss it at the end of one season it was so ratty. I couldn&#039;t care less that it&#039;s Coach or Gucci or KMart, but I knew it was good quality, it would last and spending a little more upfront paid off in the long run! I&#039;m pretty thrifty and not logo conscious, but I think there are some things that are worth spending a little more money on: a good classic pair of loafers or quality jeans that fit. Of course I find the best deals on them ;)</description>
		<content:encoded><![CDATA[<p>Holly, I totally agree. I have a Coach bag that I paid $200 for about 15 years ago at the Coach outlet (plain black with no C&#8217;s on it, classic styling) and I&#8217;ve never had it break. Last year, I bought a $25 trendy Target purse and after a month it started to wear through and looked so cheap. I had to toss it at the end of one season it was so ratty. I couldn&#8217;t care less that it&#8217;s Coach or Gucci or KMart, but I knew it was good quality, it would last and spending a little more upfront paid off in the long run! I&#8217;m pretty thrifty and not logo conscious, but I think there are some things that are worth spending a little more money on: a good classic pair of loafers or quality jeans that fit. Of course I find the best deals on them ;)</p>
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		<title>By: DDFD at DivorcedDadFrugalDad.com</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15037</link>
		<dc:creator>DDFD at DivorcedDadFrugalDad.com</dc:creator>
		<pubDate>Fri, 27 Feb 2009 11:17:07 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15037</guid>
		<description>Very rarely is more expensive better.  But marketers have made our perceptions into reality . . . 

I search for quality and value.  How do I secure these traits?  I ask myself some questions:

Is it well made? 
Is it built to last? 
Is it a good exchange for my money? 
Is it a time saver? 
Is it a money saver? 
Is it a money maker? 
Is it warrantied? 
Is it guaranteed? 
What else am I getting? 

For more ideas on quality and value:
http://divorceddadfrugaldad.com/2008/09/18/quality-and-value.aspx

&lt;abbr&gt;&lt;em&gt;DDFD at DivorcedDadFrugalDad.com’s last blog post..&lt;a href=&quot;http://divorceddadfrugaldad.com/2009/02/27/words-of-wisdom-dale-carnegie-on-fear.aspx?ref=rss&quot; rel=&quot;nofollow&quot;&gt;Words of Wisdom: Dale Carnegie On Fear&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Very rarely is more expensive better.  But marketers have made our perceptions into reality . . . </p>
<p>I search for quality and value.  How do I secure these traits?  I ask myself some questions:</p>
<p>Is it well made?<br />
Is it built to last?<br />
Is it a good exchange for my money?<br />
Is it a time saver?<br />
Is it a money saver?<br />
Is it a money maker?<br />
Is it warrantied?<br />
Is it guaranteed?<br />
What else am I getting? </p>
<p>For more ideas on quality and value:<br />
<a href="http://divorceddadfrugaldad.com/2008/09/18/quality-and-value.aspx" rel="nofollow">http://divorceddadfrugaldad.co.....value.aspx</a></p>
<p><abbr><em>DDFD at DivorcedDadFrugalDad.com’s last blog post..<a href="http://divorceddadfrugaldad.com/2009/02/27/words-of-wisdom-dale-carnegie-on-fear.aspx?ref=rss" rel="nofollow">Words of Wisdom: Dale Carnegie On Fear</a></em></abbr></p>
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		<title>By: Grant Baldwin</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15026</link>
		<dc:creator>Grant Baldwin</dc:creator>
		<pubDate>Thu, 26 Feb 2009 21:10:53 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15026</guid>
		<description>Whether we want to admit it or not, at some point, we&#039;ve all had the need to buy stuff we couldn&#039;t afford to impress people we don&#039;t know... 

Maybe it&#039;s simply a maturity thing but it seems like some people come to their senses and grow up from that and others never get it.

&lt;abbr&gt;&lt;em&gt;Grant Baldwin’s last blog post..&lt;a href=&quot;http://feeds.feedburner.com/~r/GrantBaldwinsBlog/~3/527106042/&quot; rel=&quot;nofollow&quot;&gt;In Case You’re Bored This Weekend…&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>Whether we want to admit it or not, at some point, we&#8217;ve all had the need to buy stuff we couldn&#8217;t afford to impress people we don&#8217;t know&#8230; </p>
<p>Maybe it&#8217;s simply a maturity thing but it seems like some people come to their senses and grow up from that and others never get it.</p>
<p><abbr><em>Grant Baldwin’s last blog post..<a href="http://feeds.feedburner.com/~r/GrantBaldwinsBlog/~3/527106042/" rel="nofollow">In Case You’re Bored This Weekend…</a></em></abbr></p>
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		<title>By: Katie</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15023</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Thu, 26 Feb 2009 18:35:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15023</guid>
		<description>I picked up a $10 handbag at Charlotte Russe four years ago. It was the first purse I really owned or carried (I had a backpack in high school and college, so a purse was sort of useless), and I carried that thing everyday for four full years. I was a flight attendant and dragged that thing all over the country. It was in and out of overhead bins multiple times a day. It went with me to parties, to clubs, to concerts, to dance halls. And you know what? It held out just fine. 

Arguing that your expensive purse saves you in the long run is kind of silly. An item doesn&#039;t have to be expensive to be well-made, and if you take care of the things you own (regardless of initial cost) they can hold up for a very long time. I have this argument with my boyfriend all the time, who thinks that more money means better quality. When I show him shoes I&#039;ve owned for 8 years that I got for $20 or sweaters and dresses that I bought on sale when I was in high school that I still wear, he&#039;s always shocked that I made my money go so far on what he considers &quot;inferior&quot; items. And while he talks big talk about how long expensive items will last, he tends to cycle through new things quickly (particularly with electronics) and so he never gets the long-term use he claims he will get out of them.

I would argue that an expensive one-time buy that you use for a long time is probably money well-spent, even if I think you could probably have gotten something just as good for far less money. However, most people don&#039;t do that. They justify the expense with the long-term argument, but for the most part, the money is thrown at an item that is being purchased for status, not quality.

&lt;abbr&gt;&lt;em&gt;Katie’s last blog post..&lt;a href=&quot;http://twenty-x.blogspot.com/2009/02/via-evilmilk.html&quot; rel=&quot;nofollow&quot;&gt;&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>I picked up a $10 handbag at Charlotte Russe four years ago. It was the first purse I really owned or carried (I had a backpack in high school and college, so a purse was sort of useless), and I carried that thing everyday for four full years. I was a flight attendant and dragged that thing all over the country. It was in and out of overhead bins multiple times a day. It went with me to parties, to clubs, to concerts, to dance halls. And you know what? It held out just fine. </p>
<p>Arguing that your expensive purse saves you in the long run is kind of silly. An item doesn&#8217;t have to be expensive to be well-made, and if you take care of the things you own (regardless of initial cost) they can hold up for a very long time. I have this argument with my boyfriend all the time, who thinks that more money means better quality. When I show him shoes I&#8217;ve owned for 8 years that I got for $20 or sweaters and dresses that I bought on sale when I was in high school that I still wear, he&#8217;s always shocked that I made my money go so far on what he considers &#8220;inferior&#8221; items. And while he talks big talk about how long expensive items will last, he tends to cycle through new things quickly (particularly with electronics) and so he never gets the long-term use he claims he will get out of them.</p>
<p>I would argue that an expensive one-time buy that you use for a long time is probably money well-spent, even if I think you could probably have gotten something just as good for far less money. However, most people don&#8217;t do that. They justify the expense with the long-term argument, but for the most part, the money is thrown at an item that is being purchased for status, not quality.</p>
<p><abbr><em>Katie’s last blog post..<a href="http://twenty-x.blogspot.com/2009/02/via-evilmilk.html" rel="nofollow"></a></em></abbr></p>
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		<title>By: Amy</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15022</link>
		<dc:creator>Amy</dc:creator>
		<pubDate>Thu, 26 Feb 2009 18:29:18 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15022</guid>
		<description>I have to say that I agree you have to do your research before you buy anything especially something as expensive as a Coach bag. I have 3 and a wallet and I LOVE them! I also did my research and got them at 25% off and on base so they were tax free and I paid cash for them.  We all know they will last forever and I smile every time I pick one up. I know that we are all supposed to be practable and be good stewards of our money but sometimes you just have to splurge and get something that you love every now and then otherwise life becomes one big case of depervation and we all know how that will turn out...with a $6,000 credit card bill!

So I say be practicle and know that most of the time less is more but also save up and have a little fun every now and then!</description>
		<content:encoded><![CDATA[<p>I have to say that I agree you have to do your research before you buy anything especially something as expensive as a Coach bag. I have 3 and a wallet and I LOVE them! I also did my research and got them at 25% off and on base so they were tax free and I paid cash for them.  We all know they will last forever and I smile every time I pick one up. I know that we are all supposed to be practable and be good stewards of our money but sometimes you just have to splurge and get something that you love every now and then otherwise life becomes one big case of depervation and we all know how that will turn out&#8230;with a $6,000 credit card bill!</p>
<p>So I say be practicle and know that most of the time less is more but also save up and have a little fun every now and then!</p>
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		<title>By: Dawn</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15021</link>
		<dc:creator>Dawn</dc:creator>
		<pubDate>Thu, 26 Feb 2009 16:01:33 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15021</guid>
		<description>I think that your point about your friend who doesn&#039;t do the research is the important thing.  If she really studied and chose wisely, like many who commented here, then that would be one thing.  But if she just buys whatever because someone else *says* it is the best, that&#039;s just foolishness.  I buy good quality shoes, because I expect them to last.  I pick styles that are timeless and well made.  But, I do my homework and buy them on sale, at outlets, or (my favorite) from local small business.  On the other hand, I am also happy shopping at thrift stores. I get generic medications and buy whatever peanut butter is on sale and I have a coupon for.  I think being frugal does occasionally mean paying more when you know you will get a good value from it, but also being happy with less when it isn&#039;t needed.

&lt;abbr&gt;&lt;em&gt;Dawn’s last blog post..&lt;a href=&quot;http://gettingninehundred.blogspot.com/2009/02/ups-and-downs-in-my-mailbox.html&quot; rel=&quot;nofollow&quot;&gt;The Ups and Downs in My Mailbox&lt;/a&gt;&lt;/em&gt;&lt;/abbr&gt;</description>
		<content:encoded><![CDATA[<p>I think that your point about your friend who doesn&#8217;t do the research is the important thing.  If she really studied and chose wisely, like many who commented here, then that would be one thing.  But if she just buys whatever because someone else *says* it is the best, that&#8217;s just foolishness.  I buy good quality shoes, because I expect them to last.  I pick styles that are timeless and well made.  But, I do my homework and buy them on sale, at outlets, or (my favorite) from local small business.  On the other hand, I am also happy shopping at thrift stores. I get generic medications and buy whatever peanut butter is on sale and I have a coupon for.  I think being frugal does occasionally mean paying more when you know you will get a good value from it, but also being happy with less when it isn&#8217;t needed.</p>
<p><abbr><em>Dawn’s last blog post..<a href="http://gettingninehundred.blogspot.com/2009/02/ups-and-downs-in-my-mailbox.html" rel="nofollow">The Ups and Downs in My Mailbox</a></em></abbr></p>
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		<title>By: Jimbo</title>
		<link>http://beingfrugal.net/2009/02/26/real-value-vs-perceived-value/comment-page-1/#comment-15019</link>
		<dc:creator>Jimbo</dc:creator>
		<pubDate>Thu, 26 Feb 2009 15:46:22 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1785#comment-15019</guid>
		<description>&quot;My perception was that those seats would increase my happiness. Today, I am content with the seats I have in life. I have realized that wishing I was in somebody else’s seat only detracts from my current happiness. Not worth it! Live within your means, find the real value in “stuff”, and sleep well at night&quot;-----------------
Well-chosen words.  Obviously, I am not into handbags and such, but trying to keep up with the Jones&#039;s does not cut it nowadays.  I believe in common $cents$ when purchasing most things.  Liking oneself and sleeping well at night is truly important.</description>
		<content:encoded><![CDATA[<p>&#8220;My perception was that those seats would increase my happiness. Today, I am content with the seats I have in life. I have realized that wishing I was in somebody else’s seat only detracts from my current happiness. Not worth it! Live within your means, find the real value in “stuff”, and sleep well at night&#8221;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;<br />
Well-chosen words.  Obviously, I am not into handbags and such, but trying to keep up with the Jones&#8217;s does not cut it nowadays.  I believe in common $cents$ when purchasing most things.  Liking oneself and sleeping well at night is truly important.</p>
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