January 2009

• Redbook - April 2009
• Associated Press - March 2009
• Marketplace Money - August 2008, September 2008, February 2009

• The Complete Tightwad Gazette by Amy Dacyczyn
• The Total Money Makeover by Dave Ramsey
• 10,001 Ways to Live Large on a Small Budget by The Writers of Wisebread

• 101 Ways to Cut Your Spending This Year
• YNAB 3 Personal Budget Planning Software Review
• How to Move Your Bank Account With Confidence
• The Best Budgeting Tools
• When Times are Tight: 168 Frugal Tips to Make Your Dollar Stretch

I'm just an average mom, trying to live a frugal life and get out of debt. I write about things that have (and haven't) worked to improve my family's financial situation. What works for me may or may not work for you, and you should always consult a financial advisor before making important financial decisions.

In accordance with FTC guidelines, I state that I have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

Any references to third party products, rates, or websites are subject to change without notice. I do my best to maintain current information, but due to the rapidly changing environment, some information may have changed since it was published. Please do the appropriate research before participating in any third party offers.

For a list of all policies, including my privacy policy, please see my policies page.