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	<title>Comments on: The Power of the Snowflake</title>
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	<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
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		<title>By: Weekend Highlights, December 21, 2008 : Moolanomy</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13726</link>
		<dc:creator>Weekend Highlights, December 21, 2008 : Moolanomy</dc:creator>
		<pubDate>Fri, 26 Dec 2008 05:02:49 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13726</guid>
		<description>[...] The Power of the Snowflake at Being Frugal &#8212; A quick praise to the Snowflaking revolution started by Paidtwice.  Every little thing counts! [...]</description>
		<content:encoded><![CDATA[<p>[...] The Power of the Snowflake at Being Frugal &#8212; A quick praise to the Snowflaking revolution started by Paidtwice.  Every little thing counts! [...]</p>
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		<title>By: Kiplinger&#8217;s 6 best budgeting websites&#8230;</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13611</link>
		<dc:creator>Kiplinger&#8217;s 6 best budgeting websites&#8230;</dc:creator>
		<pubDate>Sat, 20 Dec 2008 18:03:13 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13611</guid>
		<description>[...] The power of a snowflake [...]</description>
		<content:encoded><![CDATA[<p>[...] The power of a snowflake [...]</p>
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		<title>By: Hot Link &#187; Blog Archive &#187; The Friday gathering - Finally Christmas Vacation!</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13604</link>
		<dc:creator>Hot Link &#187; Blog Archive &#187; The Friday gathering - Finally Christmas Vacation!</dc:creator>
		<pubDate>Sat, 20 Dec 2008 12:53:21 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13604</guid>
		<description>[...] The Power of the Snowflake @ Being Frugal [...]</description>
		<content:encoded><![CDATA[<p>[...] The Power of the Snowflake @ Being Frugal [...]</p>
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		<title>By: Chelo Marroquin</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13567</link>
		<dc:creator>Chelo Marroquin</dc:creator>
		<pubDate>Thu, 18 Dec 2008 20:36:26 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13567</guid>
		<description>i love this idea.  My bank have a program called keep the change. So they round up my debit purchases to the nearest dollar and the difference goes directly into my savings account.  Easy enough.  I just started so I can&#039;t wait to see how this pans out.</description>
		<content:encoded><![CDATA[<p>i love this idea.  My bank have a program called keep the change. So they round up my debit purchases to the nearest dollar and the difference goes directly into my savings account.  Easy enough.  I just started so I can&#8217;t wait to see how this pans out.</p>
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		<title>By: Jean</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13566</link>
		<dc:creator>Jean</dc:creator>
		<pubDate>Thu, 18 Dec 2008 20:31:14 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13566</guid>
		<description>I snowfalke two ways:  I never spend my change; instead I throw it in a Mason jar each day and when there&#039;s enough I take it to the free coin counting machine at my bank and immediately deposit it in my savings account.  That&#039;s the only thing that&#039;s in that account - my change.  Amazing how it adds up.

Also, as soon as I come home from the grocery store, I transfer the amount I &quot;saved&quot; with coupons into my ing account I called &quot;Snowflake&quot;.  My grocery store prints the amount I save with coupons on the bottom of the receipt, but until it&#039;s in ing, it&#039;s not savings, it&#039;s just less money spent.

Both methods are small things, but over time, they really add up and I don&#039;t miss the money at all.</description>
		<content:encoded><![CDATA[<p>I snowfalke two ways:  I never spend my change; instead I throw it in a Mason jar each day and when there&#8217;s enough I take it to the free coin counting machine at my bank and immediately deposit it in my savings account.  That&#8217;s the only thing that&#8217;s in that account &#8211; my change.  Amazing how it adds up.</p>
<p>Also, as soon as I come home from the grocery store, I transfer the amount I &#8220;saved&#8221; with coupons into my ing account I called &#8220;Snowflake&#8221;.  My grocery store prints the amount I save with coupons on the bottom of the receipt, but until it&#8217;s in ing, it&#8217;s not savings, it&#8217;s just less money spent.</p>
<p>Both methods are small things, but over time, they really add up and I don&#8217;t miss the money at all.</p>
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		<title>By: Lynnae</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13564</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Thu, 18 Dec 2008 20:03:05 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13564</guid>
		<description>@TStrump &amp; Nicki - That&#039;s exactly how it should be done!</description>
		<content:encoded><![CDATA[<p>@TStrump &#038; Nicki &#8211; That&#8217;s exactly how it should be done!</p>
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		<title>By: Nicki</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13563</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Thu, 18 Dec 2008 20:00:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13563</guid>
		<description>Love it! When I was a teller for a short period of time I used to deposit my pocket change every week into my savings account. The other tellers always picked on me a little, but it really started to add up.</description>
		<content:encoded><![CDATA[<p>Love it! When I was a teller for a short period of time I used to deposit my pocket change every week into my savings account. The other tellers always picked on me a little, but it really started to add up.</p>
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		<title>By: Kate</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13561</link>
		<dc:creator>Kate</dc:creator>
		<pubDate>Thu, 18 Dec 2008 19:41:55 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13561</guid>
		<description>good point. I like the thinking behind this idea. If more of us could realise that just  a little can eventually build to a lot, perhaps there wouldn&#039;t be so much debt.

Happy Christmas Every One</description>
		<content:encoded><![CDATA[<p>good point. I like the thinking behind this idea. If more of us could realise that just  a little can eventually build to a lot, perhaps there wouldn&#8217;t be so much debt.</p>
<p>Happy Christmas Every One</p>
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		<title>By: TStrump</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13560</link>
		<dc:creator>TStrump</dc:creator>
		<pubDate>Thu, 18 Dec 2008 19:41:09 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13560</guid>
		<description>I use my coin sorter as kind of a snowball.
Each time I have change in my pocket, it goes into the sorter.
Before I know it, there&#039;s $100 sittig there and I take it to the bank.</description>
		<content:encoded><![CDATA[<p>I use my coin sorter as kind of a snowball.<br />
Each time I have change in my pocket, it goes into the sorter.<br />
Before I know it, there&#8217;s $100 sittig there and I take it to the bank.</p>
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		<title>By: Danielle</title>
		<link>http://beingfrugal.net/2008/12/18/the-power-of-the-snowflake/comment-page-1/#comment-13559</link>
		<dc:creator>Danielle</dc:creator>
		<pubDate>Thu, 18 Dec 2008 16:13:57 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1318#comment-13559</guid>
		<description>Great Analogy!  I read your blog for myself but also because I&#039;m a teacher and one of my units that I teach my teens is on managing money.  I will be using this analogy - Thanks!</description>
		<content:encoded><![CDATA[<p>Great Analogy!  I read your blog for myself but also because I&#8217;m a teacher and one of my units that I teach my teens is on managing money.  I will be using this analogy &#8211; Thanks!</p>
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