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	<title>Comments on: Share Your Best Money-Saving Holiday Tip for a Chance to Win a $500 Walmart Gift Card, Courtesy of Nickelodeon!</title>
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	<description>Save Money @ BeingFrugal.Net</description>
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		<title>By: Kathleen Lewis</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13507</link>
		<dc:creator>Kathleen Lewis</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:47:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13507</guid>
		<description>For the past several years we&#039;ve decorated an 8 ft ficus tree and only buy ornaments after the holidays at 75% off. We have a lovely tree and have saved hundreds of dollars.</description>
		<content:encoded><![CDATA[<p>For the past several years we&#8217;ve decorated an 8 ft ficus tree and only buy ornaments after the holidays at 75% off. We have a lovely tree and have saved hundreds of dollars.</p>
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		<title>By: Tammy OHagan</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13506</link>
		<dc:creator>Tammy OHagan</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:42:12 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13506</guid>
		<description>&lt;b&gt;My best tip would be to teach your children to value old fashion hard work instead of commercialized Fads. Have them make their own christmas cards and tree decorations. If you have a Gift exchange amongst adult, have it a NO BUY rule... you have to make it with your own hands!

I&#039;m sure that&#039;s not the kind of tip your looking for especially in this day and age!

Also, I make a list of whom I need to buy for IN JANUARY, then throughout the year I buy items on clearance and/or with coupons. Stick to the list. Do not impulse buy! My wallet does not know what retail means because I refuse to purchase gifts at retail. I&#039;m not a scrooge...really. It&#039;s just that when your bring home pay is less than 1,000 per month you stretch where and when you can.

Same goes for decorations, those that we don&#039;t make, we purchase AFTER the holidays and put them away for the following year.

Stockpile items with coupons so you are buying them at about 90% OFF. Purchasing a case of ketchup, mayo, beans, whatever... will keep you from paying full price throughout the rest of the year! One time I bought 9 PALLETS of toilet paper (15 four packs to a pallet) because I had a coupon that made them free. We gave 1 pallet to the food pantry, divided 1 pallet up among friends &amp; family and the rest we kept. It last 2 years!

Thanks
Tammy OHagan
tammyohagan ~~~ AT ~~~ westco ~~~ DOT ~~~ net&lt;/b&gt;</description>
		<content:encoded><![CDATA[<p><b>My best tip would be to teach your children to value old fashion hard work instead of commercialized Fads. Have them make their own christmas cards and tree decorations. If you have a Gift exchange amongst adult, have it a NO BUY rule&#8230; you have to make it with your own hands!</p>
<p>I&#8217;m sure that&#8217;s not the kind of tip your looking for especially in this day and age!</p>
<p>Also, I make a list of whom I need to buy for IN JANUARY, then throughout the year I buy items on clearance and/or with coupons. Stick to the list. Do not impulse buy! My wallet does not know what retail means because I refuse to purchase gifts at retail. I&#8217;m not a scrooge&#8230;really. It&#8217;s just that when your bring home pay is less than 1,000 per month you stretch where and when you can.</p>
<p>Same goes for decorations, those that we don&#8217;t make, we purchase AFTER the holidays and put them away for the following year.</p>
<p>Stockpile items with coupons so you are buying them at about 90% OFF. Purchasing a case of ketchup, mayo, beans, whatever&#8230; will keep you from paying full price throughout the rest of the year! One time I bought 9 PALLETS of toilet paper (15 four packs to a pallet) because I had a coupon that made them free. We gave 1 pallet to the food pantry, divided 1 pallet up among friends &amp; family and the rest we kept. It last 2 years!</p>
<p>Thanks<br />
Tammy OHagan<br />
tammyohagan ~~~ AT ~~~ westco ~~~ DOT ~~~ net</b></p>
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		<title>By: Cynthia Hagood</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13505</link>
		<dc:creator>Cynthia Hagood</dc:creator>
		<pubDate>Mon, 15 Dec 2008 19:02:12 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13505</guid>
		<description>Coupons will help with the budget, Make a list and stick to it. Buy only what is necessary.  Give homemade gifts to family and friends</description>
		<content:encoded><![CDATA[<p>Coupons will help with the budget, Make a list and stick to it. Buy only what is necessary.  Give homemade gifts to family and friends</p>
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		<title>By: Betty C</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13504</link>
		<dc:creator>Betty C</dc:creator>
		<pubDate>Mon, 15 Dec 2008 18:54:39 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13504</guid>
		<description>Shop year round for anything you think you will use during the holidays. When sales are sluggish during the summer looks for things on sale that can be used for holiday gift giving. Shop online to save time and fuel and search for discount codes to reduce costs.</description>
		<content:encoded><![CDATA[<p>Shop year round for anything you think you will use during the holidays. When sales are sluggish during the summer looks for things on sale that can be used for holiday gift giving. Shop online to save time and fuel and search for discount codes to reduce costs.</p>
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		<title>By: kelly</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13503</link>
		<dc:creator>kelly</dc:creator>
		<pubDate>Mon, 15 Dec 2008 18:48:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13503</guid>
		<description>Make your own gifts. Reuse gift bags. Use an artifitial tree.</description>
		<content:encoded><![CDATA[<p>Make your own gifts. Reuse gift bags. Use an artifitial tree.</p>
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		<title>By: kathleen yohanna</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13502</link>
		<dc:creator>kathleen yohanna</dc:creator>
		<pubDate>Mon, 15 Dec 2008 18:47:42 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13502</guid>
		<description>I found that every year when I check my cubard I find things that I have to throw out.  I now rotate my cubard to use the dry goods before they expire. This weekend I made a huge pot of soup form some green peas and a left over ham bome.  I had unexpected guests amd everyone raved about the soup and all I added was an onion, a crusty loaf of bread and a green salad.  Thanks for the contest.</description>
		<content:encoded><![CDATA[<p>I found that every year when I check my cubard I find things that I have to throw out.  I now rotate my cubard to use the dry goods before they expire. This weekend I made a huge pot of soup form some green peas and a left over ham bome.  I had unexpected guests amd everyone raved about the soup and all I added was an onion, a crusty loaf of bread and a green salad.  Thanks for the contest.</p>
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		<title>By: Susan P</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13501</link>
		<dc:creator>Susan P</dc:creator>
		<pubDate>Mon, 15 Dec 2008 18:43:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13501</guid>
		<description>please enter me thank you</description>
		<content:encoded><![CDATA[<p>please enter me thank you</p>
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		<title>By: Ashley Domes</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13500</link>
		<dc:creator>Ashley Domes</dc:creator>
		<pubDate>Mon, 15 Dec 2008 17:41:32 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13500</guid>
		<description>I buy everything from Walmart now.  I am able to save so much money every year because of their low prices.  It is great to be able to get more for your money.</description>
		<content:encoded><![CDATA[<p>I buy everything from Walmart now.  I am able to save so much money every year because of their low prices.  It is great to be able to get more for your money.</p>
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	<item>
		<title>By: Brandy</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13499</link>
		<dc:creator>Brandy</dc:creator>
		<pubDate>Mon, 15 Dec 2008 16:47:45 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13499</guid>
		<description>No blog here. This is my best holiday money-saving tip, and it has served me very well! I make an exact list of everything I want to get everyone. I then do very extensive research to start finding the best deals. I use different coupon websites (Brad&#039;s Deals, Ebates, etc.) to help me do this; often sales and discounts are advertised well ahead of time. When I find a great deal on one of my items, I put it right on my list next to the gift&#039;s name. This means all coupon codes, free shipping offers, buy one get one deals, etc. are right in one place. If a new deal comes up, I can quickly check on my list to see if it is better than what I already have listed. And then I just wait for each item&#039;s sale/best deal to come up and purchase it!</description>
		<content:encoded><![CDATA[<p>No blog here. This is my best holiday money-saving tip, and it has served me very well! I make an exact list of everything I want to get everyone. I then do very extensive research to start finding the best deals. I use different coupon websites (Brad&#8217;s Deals, Ebates, etc.) to help me do this; often sales and discounts are advertised well ahead of time. When I find a great deal on one of my items, I put it right on my list next to the gift&#8217;s name. This means all coupon codes, free shipping offers, buy one get one deals, etc. are right in one place. If a new deal comes up, I can quickly check on my list to see if it is better than what I already have listed. And then I just wait for each item&#8217;s sale/best deal to come up and purchase it!</p>
]]></content:encoded>
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		<title>By: stephanie paul</title>
		<link>http://beingfrugal.net/2008/11/26/holiday-money-saving-tips-contest-by-nickelodeon/#comment-13497</link>
		<dc:creator>stephanie paul</dc:creator>
		<pubDate>Mon, 15 Dec 2008 16:40:08 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=1211#comment-13497</guid>
		<description>blogless sorry.  I check freecycle.  You can grab a piece of furniture and hand paint it and make something beautiful. I recieved boxes and boxes of yarn from freecyle, I taught my daughter to crochet(great bonding time) and she made scarfs for gifts for her friends and teacher.I also made christmas ornaments,blankets and hat and scarfs for gifts all free.
steffp777@yahoo.com</description>
		<content:encoded><![CDATA[<p>blogless sorry.  I check freecycle.  You can grab a piece of furniture and hand paint it and make something beautiful. I recieved boxes and boxes of yarn from freecyle, I taught my daughter to crochet(great bonding time) and she made scarfs for gifts for her friends and teacher.I also made christmas ornaments,blankets and hat and scarfs for gifts all free.<br />
<a href="mailto:steffp777@yahoo.com">steffp777@yahoo.com</a></p>
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