Comments on: The Continuing Saga of the First Time Home Buyer (That’s Me)

By: Using Zillow to Figure a Down Payment | Green Panda Treehouse

Using Zillow to Figure a Down Payment | Green Panda Treehouse — Thu, 21 Aug 2008 01:19:02 +0000

[...] The Continuing Saga of the First Time Home Buyer (That’s Me) @ Being Frugal [...]

By: kristen

kristen — Sat, 16 Aug 2008 22:45:44 +0000

First let me congratulate you on buying your home! How totally exciting that is. I remember so well, as we bought our first house just 2 years ago. I also remember the hoops you must jump through to get to the closing! I hope you will find in the end, like we did, that it was so worth it.

By: Trixie

Trixie — Fri, 15 Aug 2008 10:13:33 +0000

Hi,

My heart goes out to you; delays are SO frustrating!

I had similar delays in closing on both houses I’ve purchased. And there are these wierd panic-y thoughts of “nobody’s seen this paperwork?!” What if I can’t get this house and I’ve already made arragements to move, put a deposit down, etc. Especially the firt time. Ouch!

People in the mortgage and real estate businesses are so nonchalant about all this because it’s what they do all day, every day. I think they forget how big a deal buying a house is for most people:)

Good Luck,

Trixie

By: Stress Test and Tips To Reduce Stress | The Wisdom Journal

Stress Test and Tips To Reduce Stress | The Wisdom Journal — Fri, 15 Aug 2008 05:02:53 +0000

[...] of a close friend 37 Change to a different line of work 36 Change in number of marital arguments 35 Mortgage or loan over $10,000 31 Foreclosure of mortgage or loan 30 Change in work responsibilities 29 Son [...]

By: Zombie Money

Zombie Money — Fri, 15 Aug 2008 04:06:54 +0000

Wow seems so stressful! :)

By: Lynnae

Lynnae — Fri, 15 Aug 2008 02:09:17 +0000

@Marci – believe me, the thought crossed my mind, but it really won’t be ours until it funds & records. And that won’t happen until tomorrow afternoon at the earliest. I was going to take a video of us signing some papers, but I totally forgot.

@Kalimah – I will definitely check out that resource. I haven’t heard of it before, but it sounds right up my alley.

By: Kalimah

Kalimah — Fri, 15 Aug 2008 02:01:23 +0000

Good luck to you. I have the same goal of being debt free in a year, including the recent mortgage. Being a homeowner is great but the mortgage does have a mild psychological effect of bondage. Please check out Dani Johnson’s “war on debt” it might help you out on your journey.

By: Marci

Marci — Fri, 15 Aug 2008 02:00:41 +0000

So only put one sentence up ….say “IT’s OURS!” That’s all we need to hear :)

Good luck tomorrow and take a rest/break – you need it!

By: Lynnae

Lynnae — Fri, 15 Aug 2008 00:30:03 +0000

I’ve been gone all day going over things with our handyman, registering Sam for kindergarten, and signing papers. And there’s already a glitch, though it’s a small one. Just as I was getting back home, the title company called and said the lender faxed over one last paper that needs to be signed by 10:30 tomorrow morning. So it’s back into Medford to sign another paper first thing tomorrow.

At this point, I feel good that things are signed. I know this is going to happen, whether it’s tomorrow or sometime next week. And I’m really tired. Not sure that I’ll manage to get a post up tomorrow. At the moment, I don’t feel like I can even put two sentences together.

By: boomeyers

boomeyers — Thu, 14 Aug 2008 18:29:10 +0000

Good luck! I remember it being like this when we bought our first house too. It really made you question the competency of some people! Can’t wait to see pics!!