Comments on: Kyle’s Coupons: Tips to Survive a Struggling Economy

By: Obama’s 401k Plan Is A Double-Edged Sword : Moolanomy

Obama’s 401k Plan Is A Double-Edged Sword : Moolanomy — Fri, 26 Dec 2008 05:01:22 +0000

[...] Tips to Survive a Struggling Economy at Being Frugal [...]

By: helen mays

helen mays — Tue, 29 Jul 2008 21:04:19 +0000

Hi from New Zealand.Yes it’s biting bad here too.
We dry all our washing either inside on racks or outside where there’s a cheap pergola erected over the clothesline. Even when it’s raining the washing can be drying.
When we boil the jug, we put the excess water into a thermos flask, quick to reboil and stays hot for hours.
It’s winter here and I have a crockpot full of sou all the time. I keep the ends of the read (which the kids don’t like eating) and freeze them. when there’s a good pile, I put marmite or vegemite ( a vegetable yeast spread on the bread and a bit of grated cheese and bake them in the oven. Goes really well with soup and costs just cents to feed the family. Whatever vege is cheap I buy for soup.

By: Business,Finance,Woman | To Work or Not to Work? — Recycle Email

Tue, 29 Jul 2008 18:34:15 +0000

[...] Read on to find out what other iVillagers have to say about the childcare crisis.Helpful Hints: • BlogHer: Survive a struggling economy • Get some help from your Momtourage • Money advice from “The Money [...]

By: Kathy

Kathy — Tue, 29 Jul 2008 16:49:15 +0000

What a great article. As many know, some of us have been doing it for a LONG time. Another tip is to start a “coupon club” and have friends and neighbors get together once a week (?) for coffee, conversation and exchange coupons. Not only do you get the support that you are not alone in the tough economic times, you actually can save money by exchanging coupons and ideas. And many of the young moms exchange baby items and cloths to avoid purchasing new. a Win Win situation and you can make new friends from people that normally you would never get together with. Good Luck.

By: Marci

Marci — Fri, 18 Jul 2008 03:47:22 +0000

@Frugal Babe – Our local garbage pickup is a minimum of $24/month for one pickup a week. The local dump/transfer station is $10 for up to 300 lbs. The dump is about 3 miles from my house, and includes recycling centers. All recycling is free.

You can bet I haul my own garbage :) which after recycling, (and paper in the woodstove) amounts to about 2 grocery sacks a month.

By: Frugal Babe

Frugal Babe — Fri, 18 Jul 2008 02:27:16 +0000

I like the idea that curbside trash pickup is a want rather than a need. I bet a lot of people haven’t thought of that as something that could be eliminated… I know some areas charge based on how much garbage you put out, so focusing on limiting your trash to one bag a week could help too.

By: Personal Finance Buzz

Personal Finance Buzz — Thu, 17 Jul 2008 22:14:58 +0000

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By: expat

expat — Wed, 16 Jul 2008 21:55:01 +0000

Getting out of debt is difficult, and it starts with changing your way of thinking. Kyle is correct in stating that if you can’t pay cash, you can’t afford it. Can’t bring yourself to take that credit card out of your wallet? Tape a note to it with your outstanding balance, & what your monthly payment is.
So far we have had to use plastic for emergencies a couple of times, but we’ve put the kibosh to using it for routine purchases and big box items that we really can not afford. Our goal is to have enough cash on hand to handle those issues adequately.
That has been our main downfall in our financial life, and it’s one that we are beginning to turn around.

By: RacerX

RacerX — Wed, 16 Jul 2008 19:59:16 +0000

I am in such agreement with those steps. The using of cash envelope system has been our number one way to stay on budget…It is a must do if you really want to make a big adjustment.

My only slight disagreemant would be to chop up the Card (except a debit card)just don’t close the accounts. If a real emergncy arrives most card companies will get you a replacement within 24 hours!

I just prefer the call vs Thaw! 9 months w/o 1 cc card charge here!

By: Marci

Marci — Wed, 16 Jul 2008 16:18:52 +0000

All Common Sense and I use them ALL the time, not just when times are tough…. Actually, if you use them ALL the time, times DON’T get tough! :)

If more people would follow them, there wouldn’t be so many people in so far over their heads!

My addition to the list above: JUST SAY NO! and Take Responsibility!

Good post!