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	<title>Comments on: (Not) Keeping Up With Our Parents: Health Care</title>
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		<title>By: physio123</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-26301</link>
		<dc:creator>physio123</dc:creator>
		<pubDate>Sun, 12 Sep 2010 12:22:03 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-26301</guid>
		<description>Very super information.</description>
		<content:encoded><![CDATA[<p>Very super information.</p>
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		<title>By: michaels</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-10856</link>
		<dc:creator>michaels</dc:creator>
		<pubDate>Sat, 16 Aug 2008 21:36:07 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-10856</guid>
		<description>I am old enough to have grandparents who recall that when having the influenza meant your chances of dying at any age were rather high.  As of the 1960 US Census, the average age of death was around 49yrs old.  When did the entitlement to live until 100 yrs  come into effect?  Why are invasive measures required as rights to health care for all citizens?     Pain management and viral infection management, as a whole, are rather affordable.  What was wrong with the old timers reality of acceptance for God&#039;s Time and Will?</description>
		<content:encoded><![CDATA[<p>I am old enough to have grandparents who recall that when having the influenza meant your chances of dying at any age were rather high.  As of the 1960 US Census, the average age of death was around 49yrs old.  When did the entitlement to live until 100 yrs  come into effect?  Why are invasive measures required as rights to health care for all citizens?     Pain management and viral infection management, as a whole, are rather affordable.  What was wrong with the old timers reality of acceptance for God&#8217;s Time and Will?</p>
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		<title>By: Rob in Madrid</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-9721</link>
		<dc:creator>Rob in Madrid</dc:creator>
		<pubDate>Wed, 02 Jul 2008 18:26:42 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-9721</guid>
		<description>Emily, this is how Brits feel about the NHS now. It&#039;s not pleasant reading, even the most staunch supports have moved to private health care.

I came across this researching finding an English speaking doctor in Spain.

Safety of the NHS´- WHAT SAFETY???? I am a retired intensive care nurse. We moved to Spain after my husband suffered very badly at the hands of the health service in Worthing and after I witnessed the most diabolical standards of nursing care at Worthing hospital. Since moving here seven years ago, we have had to call on the Spanish health service a number of times, including eye surgery for my husband in Rosell hospital in Cartagena, Murcia and we have nothing but praise for the standards of care here. 

True, it is necessary for relatives/friends to provide for the basic needs of the patient, washing, toiletting etc. but as far as the doctors and nurses are concerned their care is far, far in advance of the NHS and the hospitals are definitely a great deal cleaner. 

Equally so, the speed with which you can get to see a consultant is far better than the UK, I personally got to see a consultant recently within two weeks and although, in his opinion, there is nothing seriously wrong with me, he has ordered numerous tests and investigations to make absolutely certain all is well. Try getting this service in the UK. There are drawbacks obviously, the need for relatives being involved, a general lack of after care and having to pay for such items as crutches, physiotherapy etc. but on the whole, if we are going to be ill, we would much rather it was here in Spain than in the UK. Our local health centre is open 24 hours a day with a doctor on duty at all times for emergencies and our own doctor speaks fluent English. 

However, it is not difficult to obtain an interpreter if you don&#039;t speak Spanish and in a neighbouring town the local council have provided free interpreting services on one day a week. Spain is not perfect, but where in the world is? To anyone with doubts about the standards of health care here I would say the following :- 

It&#039;s much better than in the UK, a sad admission from an ex-nurse who has seen standards of nursing, cleanliness etc. go down and down until it seems to have become positively dangerous to go into hospital in the UK. Incidentally, 

I have researched the incidence of MRSA in Europe and the latest statistics state that in terms of all hospital acquired infections, the UK has a 48% incidence whilst Spain has 27% - not perfect, but a great deal better. Apparently, if you want to be in safest place you have to live in Norway, which has a 1% incidence! I hope this will reassure anyone who has doubts about care in Spain.</description>
		<content:encoded><![CDATA[<p>Emily, this is how Brits feel about the NHS now. It&#8217;s not pleasant reading, even the most staunch supports have moved to private health care.</p>
<p>I came across this researching finding an English speaking doctor in Spain.</p>
<p>Safety of the NHS´- WHAT SAFETY???? I am a retired intensive care nurse. We moved to Spain after my husband suffered very badly at the hands of the health service in Worthing and after I witnessed the most diabolical standards of nursing care at Worthing hospital. Since moving here seven years ago, we have had to call on the Spanish health service a number of times, including eye surgery for my husband in Rosell hospital in Cartagena, Murcia and we have nothing but praise for the standards of care here. </p>
<p>True, it is necessary for relatives/friends to provide for the basic needs of the patient, washing, toiletting etc. but as far as the doctors and nurses are concerned their care is far, far in advance of the NHS and the hospitals are definitely a great deal cleaner. </p>
<p>Equally so, the speed with which you can get to see a consultant is far better than the UK, I personally got to see a consultant recently within two weeks and although, in his opinion, there is nothing seriously wrong with me, he has ordered numerous tests and investigations to make absolutely certain all is well. Try getting this service in the UK. There are drawbacks obviously, the need for relatives being involved, a general lack of after care and having to pay for such items as crutches, physiotherapy etc. but on the whole, if we are going to be ill, we would much rather it was here in Spain than in the UK. Our local health centre is open 24 hours a day with a doctor on duty at all times for emergencies and our own doctor speaks fluent English. </p>
<p>However, it is not difficult to obtain an interpreter if you don&#8217;t speak Spanish and in a neighbouring town the local council have provided free interpreting services on one day a week. Spain is not perfect, but where in the world is? To anyone with doubts about the standards of health care here I would say the following :- </p>
<p>It&#8217;s much better than in the UK, a sad admission from an ex-nurse who has seen standards of nursing, cleanliness etc. go down and down until it seems to have become positively dangerous to go into hospital in the UK. Incidentally, </p>
<p>I have researched the incidence of MRSA in Europe and the latest statistics state that in terms of all hospital acquired infections, the UK has a 48% incidence whilst Spain has 27% &#8211; not perfect, but a great deal better. Apparently, if you want to be in safest place you have to live in Norway, which has a 1% incidence! I hope this will reassure anyone who has doubts about care in Spain.</p>
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		<title>By: Jim Somerville</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-9078</link>
		<dc:creator>Jim Somerville</dc:creator>
		<pubDate>Tue, 10 Jun 2008 01:26:56 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-9078</guid>
		<description>What I find scary with the American system is all the money spent on administrators who have to deny so many claims just to pay for their own existence, not to mention turn a profit for the HMO.  Something like a full third of the American healthcare spending goes into administration which is double what Canada spends on admin.

Jim Jubak wrote something recently on, believe it or not, Walmart possibly driving down the admin fat out of the healthcare system through competition and productivity tools such as electronic records.

http://articles.moneycentral.msn.com/Investing/JubaksJournal/LetWalMartFixUSHealthCare.aspx</description>
		<content:encoded><![CDATA[<p>What I find scary with the American system is all the money spent on administrators who have to deny so many claims just to pay for their own existence, not to mention turn a profit for the HMO.  Something like a full third of the American healthcare spending goes into administration which is double what Canada spends on admin.</p>
<p>Jim Jubak wrote something recently on, believe it or not, Walmart possibly driving down the admin fat out of the healthcare system through competition and productivity tools such as electronic records.</p>
<p><a href="http://articles.moneycentral.msn.com/Investing/JubaksJournal/LetWalMartFixUSHealthCare.aspx" rel="nofollow">http://articles.moneycentral.msn.com/Investing/JubaksJournal/LetWalMartFixUSHealthCare.aspx</a></p>
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		<title>By: Siddharth</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-9064</link>
		<dc:creator>Siddharth</dc:creator>
		<pubDate>Mon, 09 Jun 2008 15:46:41 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-9064</guid>
		<description>I am from Canada and enjoy the previleage of having universal health care.

I agree with the options that you have put forward.  One of the important things that needs to be considered for insurance is the portability of employer insurance to personal insurance.  I understand that this may drive up the cost of insurance but it will definetly add a lot of support especially to people who do not buy personal medical insurance and only depend on the employer provided insurance.

I also agree with the point of view that the government should not be the one to decide as to what treatment should be provided.  But this point itself comes with the mass abuse of the system that we used to see in Canada.</description>
		<content:encoded><![CDATA[<p>I am from Canada and enjoy the previleage of having universal health care.</p>
<p>I agree with the options that you have put forward.  One of the important things that needs to be considered for insurance is the portability of employer insurance to personal insurance.  I understand that this may drive up the cost of insurance but it will definetly add a lot of support especially to people who do not buy personal medical insurance and only depend on the employer provided insurance.</p>
<p>I also agree with the point of view that the government should not be the one to decide as to what treatment should be provided.  But this point itself comes with the mass abuse of the system that we used to see in Canada.</p>
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		<title>By: Saturday Links</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-9025</link>
		<dc:creator>Saturday Links</dc:creator>
		<pubDate>Sat, 07 Jun 2008 09:03:14 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-9025</guid>
		<description>[...] from Being Frugal wrote a great post about health care in America. She wants coverage for low income Americans but no government involvement. As I pointed out in the [...]</description>
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<p>[...] from Being Frugal wrote a great post about health care in America. She wants coverage for low income Americans but no government involvement. As I pointed out in the [...]</p>
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		<title>By: Katy</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-8938</link>
		<dc:creator>Katy</dc:creator>
		<pubDate>Wed, 04 Jun 2008 17:30:15 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-8938</guid>
		<description>I completely agree with your views on government health care. Universal health care sounds like the compassionate and reasonable thing. But whenever govt gets involved, the bureaucracy kills the whole system, and there is no accountability for the costs incurred.</description>
		<content:encoded><![CDATA[<p>I completely agree with your views on government health care. Universal health care sounds like the compassionate and reasonable thing. But whenever govt gets involved, the bureaucracy kills the whole system, and there is no accountability for the costs incurred.</p>
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		<title>By: Joy</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-8926</link>
		<dc:creator>Joy</dc:creator>
		<pubDate>Wed, 04 Jun 2008 05:32:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-8926</guid>
		<description>Lynae, Have you ever heard of health care sharing ministries like Samaritan? (http://www.samaritanministries.org/)

I was skeptical of them at first, but after hearing several acquaintances tell me about their great experiences with Samaritan (and having our family health insurance premium go WAY up), we felt we should try it. 

My husband still has health insurance through his job (he&#039;s had health problems, so we felt we&#039;d like to maintain as much coverage as we could afford) but my 3 kids and I are covered only under Samaritan. We&#039;ve only been members with them for 6 months, and we&#039;ve already had a $1,600 &quot;claim&quot; completely paid for through other members shares. 

I couldn&#039;t be happier with our situation, even though &quot;technically&quot;, my kids and I don&#039;t have medical insurance. :)</description>
		<content:encoded><![CDATA[<p>Lynae, Have you ever heard of health care sharing ministries like Samaritan? (<a href="http://www.samaritanministries.org/" rel="nofollow">http://www.samaritanministries.org/</a>)</p>
<p>I was skeptical of them at first, but after hearing several acquaintances tell me about their great experiences with Samaritan (and having our family health insurance premium go WAY up), we felt we should try it. </p>
<p>My husband still has health insurance through his job (he&#8217;s had health problems, so we felt we&#8217;d like to maintain as much coverage as we could afford) but my 3 kids and I are covered only under Samaritan. We&#8217;ve only been members with them for 6 months, and we&#8217;ve already had a $1,600 &#8220;claim&#8221; completely paid for through other members shares. </p>
<p>I couldn&#8217;t be happier with our situation, even though &#8220;technically&#8221;, my kids and I don&#8217;t have medical insurance. :)</p>
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		<title>By: Kathy</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-8906</link>
		<dc:creator>Kathy</dc:creator>
		<pubDate>Tue, 03 Jun 2008 16:07:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-8906</guid>
		<description>One reason that health-care costs so much more nowadays is that there are so many more options available -- it was cheaper when people died easier. Now we have all sorts of life-saving and life-extending and life-improving care that we didn&#039;t have in our parents&#039; generation and especially our grandparents&#039; generation. Brain surgery comes at a high cost, as does treatment for heart attacks, strokes, high blood pressure, etc. 

We&#039;ve come a long way since &quot;take two aspirin and call me in the morning&quot; -- and that takes a lot of money.</description>
		<content:encoded><![CDATA[<p>One reason that health-care costs so much more nowadays is that there are so many more options available &#8212; it was cheaper when people died easier. Now we have all sorts of life-saving and life-extending and life-improving care that we didn&#8217;t have in our parents&#8217; generation and especially our grandparents&#8217; generation. Brain surgery comes at a high cost, as does treatment for heart attacks, strokes, high blood pressure, etc. </p>
<p>We&#8217;ve come a long way since &#8220;take two aspirin and call me in the morning&#8221; &#8212; and that takes a lot of money.</p>
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		<title>By: Rob in Madrid</title>
		<link>http://beingfrugal.net/2008/06/02/not-keeping-up-with-our-parents-health-care/#comment-8897</link>
		<dc:creator>Rob in Madrid</dc:creator>
		<pubDate>Tue, 03 Jun 2008 13:26:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=753#comment-8897</guid>
		<description>Thanks Lynnae

It should be noted that unlike Canada Europe has public (universal coverage) AND private health care. Regarding Brits, private health care is usually part and parcel of any benefits package. In moving to Spain  we signed up for private health care to have access to English speaking doctors.

I tell you nothing keeps out of the doctors office like a language  barrier. I showed up at the &quot;English&quot; hospital, the one were all expats go and the intake staff didn&#039;t speak any English! But I digress</description>
		<content:encoded><![CDATA[<p>Thanks Lynnae</p>
<p>It should be noted that unlike Canada Europe has public (universal coverage) AND private health care. Regarding Brits, private health care is usually part and parcel of any benefits package. In moving to Spain  we signed up for private health care to have access to English speaking doctors.</p>
<p>I tell you nothing keeps out of the doctors office like a language  barrier. I showed up at the &#8220;English&#8221; hospital, the one were all expats go and the intake staff didn&#8217;t speak any English! But I digress</p>
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