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	<title>Comments on: (Not) Keeping Up With Our Parents: The Cost of a College Education</title>
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	<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/</link>
	<description>Live more.  Spend less.</description>
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		<title>By: (Not) Keeping Up With Our Parents: Health Care &#171; Lennyvs&#8217;s Weblog</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-8943</link>
		<dc:creator>(Not) Keeping Up With Our Parents: Health Care &#171; Lennyvs&#8217;s Weblog</dc:creator>
		<pubDate>Wed, 04 Jun 2008 23:55:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-8943</guid>
		<description>[...] The Cost of a College Education [...]</description>
		<content:encoded><![CDATA[<p>[...] The Cost of a College Education [...]</p>
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		<title>By: Jade</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-8209</link>
		<dc:creator>Jade</dc:creator>
		<pubDate>Sat, 10 May 2008 00:08:11 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-8209</guid>
		<description>I have to agree with community college being a great idea. There are some classes that you have to take no matter what your major is, and it is a whole lot cheaper (at least here in CA) to pay $20/unit for classes that transfer just fine to UC or CSU.

And the quality of instruction in community colleges is great. In fact, I was more challenged in my CC courses than I was when I transfered to CSU. I also had an astronomy instructor in CC who had taught at Berkeley and then another CSU, and he always told us that he taught our class in community college the same way he taught it at Berkeley. I worked my butt off in his class, but I learned more in his class than I did from even the best professors at CSU.

If I had to do it all over again... well, I might consider taking some community college courses while in high school, but applying to a UC as a freshman. The only reason I would do that is because if I were to do it again I&#039;d major in astronomy and Berkeley has a great program which I would want to take from start to finish. But I&#039;d take as much general ed in community college summer classes as I could before finishing high school. 

In a different major, I might very well take everything I could in community college and transfer as a junior to CSU. I&#039;ve heard from some of my professors that CSU graduates are more in demand than the UC graduates (at least for the 4-year degrees in certain fields) because of the reality based education you get in a CSU, rather than theory based. I teased my boyfriend (a UC grad) about this on a recent camping trip. We had to tie some rope to keep a tent up, and while the UC grad was reading his instructions on how to tie these fancy knots and when to use each knot, the CSU grad had already gotten the tent up with a couple of square knots. So the knots weren&#039;t all pretty, but the tent stayed up!</description>
		<content:encoded><![CDATA[<p>I have to agree with community college being a great idea. There are some classes that you have to take no matter what your major is, and it is a whole lot cheaper (at least here in CA) to pay $20/unit for classes that transfer just fine to UC or CSU.</p>
<p>And the quality of instruction in community colleges is great. In fact, I was more challenged in my CC courses than I was when I transfered to CSU. I also had an astronomy instructor in CC who had taught at Berkeley and then another CSU, and he always told us that he taught our class in community college the same way he taught it at Berkeley. I worked my butt off in his class, but I learned more in his class than I did from even the best professors at CSU.</p>
<p>If I had to do it all over again&#8230; well, I might consider taking some community college courses while in high school, but applying to a UC as a freshman. The only reason I would do that is because if I were to do it again I&#8217;d major in astronomy and Berkeley has a great program which I would want to take from start to finish. But I&#8217;d take as much general ed in community college summer classes as I could before finishing high school. </p>
<p>In a different major, I might very well take everything I could in community college and transfer as a junior to CSU. I&#8217;ve heard from some of my professors that CSU graduates are more in demand than the UC graduates (at least for the 4-year degrees in certain fields) because of the reality based education you get in a CSU, rather than theory based. I teased my boyfriend (a UC grad) about this on a recent camping trip. We had to tie some rope to keep a tent up, and while the UC grad was reading his instructions on how to tie these fancy knots and when to use each knot, the CSU grad had already gotten the tent up with a couple of square knots. So the knots weren&#8217;t all pretty, but the tent stayed up!</p>
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		<title>By: Obzokee.com &#187; Blog Archive &#187; 9 tips on being frugal in the work from home evironment.</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7954</link>
		<dc:creator>Obzokee.com &#187; Blog Archive &#187; 9 tips on being frugal in the work from home evironment.</dc:creator>
		<pubDate>Thu, 01 May 2008 10:45:15 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7954</guid>
		<description>[...] I recently wrote a post on the expense of a college education, and my readers weighted in with a lot of great suggestions. You can check out the post and comments here. [...]</description>
		<content:encoded><![CDATA[<p>[...] I recently wrote a post on the expense of a college education, and my readers weighted in with a lot of great suggestions. You can check out the post and comments here. [...]</p>
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		<title>By: Christa @ Frugal Mom LA</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7910</link>
		<dc:creator>Christa @ Frugal Mom LA</dc:creator>
		<pubDate>Wed, 30 Apr 2008 03:20:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7910</guid>
		<description>Correction - DH graduated during recession of 91-92 (86 was hs!)</description>
		<content:encoded><![CDATA[<p>Correction &#8211; DH graduated during recession of 91-92 (86 was hs!)</p>
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		<title>By: Christa @ Frugal Mom LA</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7907</link>
		<dc:creator>Christa @ Frugal Mom LA</dc:creator>
		<pubDate>Wed, 30 Apr 2008 01:01:19 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7907</guid>
		<description>Very interesting post!  Not sure that I&#039;d agree that an expensive Ivy-League education is not worth it.  I think it&#039;s worth it in terms of connections, attitude and resources.  BUT, it&#039;s probably best for those who will take advantages of those things.  It will do no good for the student who might not appreciate those aspects.  I went to a UC school for undergrad and an Ivy League for a Master&#039;s degree (both paid for by my parents with nominal input by me) and I still, to this day, think what advantages the undergrads have at that particular Ivy League I attended.  Most of all, there was an intellectual and entrepreneurial spirit that just bubbled there that I didn&#039;t see on my undergrad campus which is priceless.  And, the recruiters who showed up at the Career Center-unbelievable.  But, my husband attended a CSU campus and has done very well.  He had the hands on, practical education plus a persevering attitude (and no help from his parents) that put him in a pretty well-paying job from the get go, despite graduating during the recession of 86-87!</description>
		<content:encoded><![CDATA[<p>Very interesting post!  Not sure that I&#8217;d agree that an expensive Ivy-League education is not worth it.  I think it&#8217;s worth it in terms of connections, attitude and resources.  BUT, it&#8217;s probably best for those who will take advantages of those things.  It will do no good for the student who might not appreciate those aspects.  I went to a UC school for undergrad and an Ivy League for a Master&#8217;s degree (both paid for by my parents with nominal input by me) and I still, to this day, think what advantages the undergrads have at that particular Ivy League I attended.  Most of all, there was an intellectual and entrepreneurial spirit that just bubbled there that I didn&#8217;t see on my undergrad campus which is priceless.  And, the recruiters who showed up at the Career Center-unbelievable.  But, my husband attended a CSU campus and has done very well.  He had the hands on, practical education plus a persevering attitude (and no help from his parents) that put him in a pretty well-paying job from the get go, despite graduating during the recession of 86-87!</p>
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		<title>By: Rob Madrid</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7883</link>
		<dc:creator>Rob Madrid</dc:creator>
		<pubDate>Tue, 29 Apr 2008 14:03:52 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7883</guid>
		<description>The stories here remind me of an old Mennonite saying

&quot;too soon old, too late smart&quot;

Sadly how true it is.</description>
		<content:encoded><![CDATA[<p>The stories here remind me of an old Mennonite saying</p>
<p>&#8220;too soon old, too late smart&#8221;</p>
<p>Sadly how true it is.</p>
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		<title>By: Andrea</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7862</link>
		<dc:creator>Andrea</dc:creator>
		<pubDate>Tue, 29 Apr 2008 01:36:40 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7862</guid>
		<description>I am a single mother and receive no support for my daughter&#039;s education from her father&#039;s side of the family.  I pay for her health and car insurance, which is all I can afford.
 
Some states have a scholarship through their lottery system or other funding based on the student&#039;s high school grades and other requirements. 

My daughter was fortunate.  She is a student athlete and so far all of her tutition, books and lab fees have all been paid for through an athletic scholarship.  She attended a community (junior) college for her first two years and received money from the state for reimbursement of her tutition costs which covered the balance of her dorm room expenses and she only had to take out a few subsidized student loans to pay for her other expenses.  Now she is at a four year university where every thing is paid for and she gets a small stipend at the school cafeteria for meals.  She has a credit card that she only uses for gas and the bills come directly to me, which I immediately pay out of her bank account.  Since she is an athlete, she is not allowed to work.  And even if she was, there just isn&#039;t enough time in the day.  She still has graduate school to attend, but hopefully that will be paid for by the generosity of a third party. Like I said, my daughter is fortunate and will graduate with around (probably less than) $10,000  in student loans.  I know that is a lot of money, but it could be worse.  If all goes well, she will start out at a job making close to six figures and be able to pay it back quickly.  We will see!</description>
		<content:encoded><![CDATA[<p>I am a single mother and receive no support for my daughter&#8217;s education from her father&#8217;s side of the family.  I pay for her health and car insurance, which is all I can afford.</p>
<p>Some states have a scholarship through their lottery system or other funding based on the student&#8217;s high school grades and other requirements. </p>
<p>My daughter was fortunate.  She is a student athlete and so far all of her tutition, books and lab fees have all been paid for through an athletic scholarship.  She attended a community (junior) college for her first two years and received money from the state for reimbursement of her tutition costs which covered the balance of her dorm room expenses and she only had to take out a few subsidized student loans to pay for her other expenses.  Now she is at a four year university where every thing is paid for and she gets a small stipend at the school cafeteria for meals.  She has a credit card that she only uses for gas and the bills come directly to me, which I immediately pay out of her bank account.  Since she is an athlete, she is not allowed to work.  And even if she was, there just isn&#8217;t enough time in the day.  She still has graduate school to attend, but hopefully that will be paid for by the generosity of a third party. Like I said, my daughter is fortunate and will graduate with around (probably less than) $10,000  in student loans.  I know that is a lot of money, but it could be worse.  If all goes well, she will start out at a job making close to six figures and be able to pay it back quickly.  We will see!</p>
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		<title>By: shuchong</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7858</link>
		<dc:creator>shuchong</dc:creator>
		<pubDate>Mon, 28 Apr 2008 22:24:51 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7858</guid>
		<description>I agree that college is ridiculously expensive (especially for liberal arts majors who won&#039;t have the salary required to pay off their student loans in a timely manner), but I just wanted to point out that if a kid can get in to Harvard, Yale, Princeton etc., they can get incredible financial aid packages.  These schools meet 100% of demonstrated financial need, and they do it with grants, not loans.  It&#039;s rare (and getting rarer) that kids graduate from the top Ivies with debt.

I think a lot of people look at the price of tuition and get sticker shock, and then don&#039;t apply assuming they could never afford it, when in reality it might actually be cheaper to go to an Ivy League school than to go to your state university.</description>
		<content:encoded><![CDATA[<p>I agree that college is ridiculously expensive (especially for liberal arts majors who won&#8217;t have the salary required to pay off their student loans in a timely manner), but I just wanted to point out that if a kid can get in to Harvard, Yale, Princeton etc., they can get incredible financial aid packages.  These schools meet 100% of demonstrated financial need, and they do it with grants, not loans.  It&#8217;s rare (and getting rarer) that kids graduate from the top Ivies with debt.</p>
<p>I think a lot of people look at the price of tuition and get sticker shock, and then don&#8217;t apply assuming they could never afford it, when in reality it might actually be cheaper to go to an Ivy League school than to go to your state university.</p>
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		<title>By: Myfinancebutler</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7857</link>
		<dc:creator>Myfinancebutler</dc:creator>
		<pubDate>Mon, 28 Apr 2008 21:34:43 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7857</guid>
		<description>What should we do about it? Well, I&#039;m not sure. I sure would like to see the government get involved though.</description>
		<content:encoded><![CDATA[<p>What should we do about it? Well, I&#8217;m not sure. I sure would like to see the government get involved though.</p>
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		<title>By: Myfinancebutler</title>
		<link>http://beingfrugal.net/2008/04/28/not-keeping-up-with-our-parents-the-cost-of-a-college-education/comment-page-1/#comment-7856</link>
		<dc:creator>Myfinancebutler</dc:creator>
		<pubDate>Mon, 28 Apr 2008 21:33:17 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/?p=687#comment-7856</guid>
		<description>I think you&#039;re right on about kids going to school for teaching or social work, then getting out, and not being able to do what they want to do because of debt. It&#039;s sad to see, and frankly, I&#039;d like to see something done about it.</description>
		<content:encoded><![CDATA[<p>I think you&#8217;re right on about kids going to school for teaching or social work, then getting out, and not being able to do what they want to do because of debt. It&#8217;s sad to see, and frankly, I&#8217;d like to see something done about it.</p>
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