Comments on: The Best Budgeting Tools

By: Mel

Mel — Sat, 27 Feb 2010 23:18:57 +0000

PS –
Pencil and paper works just fine for me. My point is that if you are buying budgeting software …. well that just makes me laugh.
And if the software is free, how much advertising are you exposed to?

People were able to budget their money fine in the days before computers.

By: Mel

Mel — Sat, 27 Feb 2010 23:17:14 +0000

How much money is everyone spending on budgeting tools?
I use pencil and paper.

By: goalspal

goalspal — Mon, 25 Jan 2010 14:53:12 +0000

Great site. This year my our finances have been tight. We are carefully budgeting and watching the outflow. We need all the tips to control finances we can.

By: pennyjoy

pennyjoy — Tue, 12 Jan 2010 08:51:58 +0000

I just came across a blogger today who designed her own budgeting tool…you might want to check it out. I haven’t used it myself but am considering it.
http://www.fabulouslybroke.com.....ysis-tool/

By: Byron

Byron — Mon, 09 Nov 2009 12:27:07 +0000

This looks great! I created a spreadsheet 6 years ago that I’ve used and developed and grown that essentially views my finances exactly the same way. The only thing I do differently, is that I save every receipt and enter everything manually. What I like about that is that it forces you to come back a second time, after purchasing, and again evaluate your need for the purchase. I’ve been giving people my spreadsheet to help them with their finances, but I think I may point them to YNAB from now on.

By: Eric

Eric — Fri, 10 Apr 2009 08:56:56 +0000

I have been using YNAB Basic and I love it. I use this because I use the Linux operating system and Basic works just fine with that. My g/f and I used to use the envelope system where we’d have an envelope for each of us. A pen and a notebook. We’d write down how much we had in each category for each of us and put that amount in the envelope. When we spent money, we’d simply record how much we spent and put the new amount and total up the entire thing for the next time we looked at it. It worked a bit well for a while but I wanted something better and with YNAB, I belive I found it.

By: 25 Tips on How to Save Money Today

25 Tips on How to Save Money Today — Mon, 15 Dec 2008 13:46:59 +0000

[...] Learn to budget [...]

By: rowanreview.com » Articles » TIPS FOR SAVING MONEY!

rowanreview.com » Articles » TIPS FOR SAVING MONEY! — Wed, 22 Oct 2008 14:13:35 +0000

[...] Use a budget. [...]

By: Back To Basics: 79+ Brilliant Budgeting Resources You’ll Love | My Super-Charged Life

Tue, 14 Oct 2008 11:07:43 +0000

[...] 77. The Best Budgeting Tools [...]

By: Karen

Karen — Fri, 06 Jun 2008 05:35:48 +0000

For those who like to use the technology, Yodlee Money Center has a free online service where you can access all your online accounts in one place and create manual accounts for the others. You can use their categories or modify them to fit your needs. I like that I can see at a glance in the Accounts Overview section what is going on with all my accounts, and that I can set up email alerts for bill notifications, etc.

You can also export the transactions in csv format, which would probably work well for the YNAB spreadsheet system (which is $20 less than the full program).