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	<title>Comments on: The Best Budgeting Tools</title>
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	<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/</link>
	<description>Live more.  Spend less.</description>
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		<title>By: Byron</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-20525</link>
		<dc:creator>Byron</dc:creator>
		<pubDate>Mon, 09 Nov 2009 12:27:07 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-20525</guid>
		<description>This looks great!  I created a spreadsheet 6 years ago that I&#039;ve used and developed and grown that essentially views my finances exactly the same way.  The only thing I do differently, is that I save every receipt and enter everything manually.  What I like about that is that it forces you to come back a second time, after purchasing, and again evaluate your need for the purchase.  I&#039;ve been giving people my spreadsheet to help them with their finances, but I think I may point them to YNAB from now on.</description>
		<content:encoded><![CDATA[<p>This looks great!  I created a spreadsheet 6 years ago that I&#8217;ve used and developed and grown that essentially views my finances exactly the same way.  The only thing I do differently, is that I save every receipt and enter everything manually.  What I like about that is that it forces you to come back a second time, after purchasing, and again evaluate your need for the purchase.  I&#8217;ve been giving people my spreadsheet to help them with their finances, but I think I may point them to YNAB from now on.</p>
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	<item>
		<title>By: Eric</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-16035</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Fri, 10 Apr 2009 08:56:56 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-16035</guid>
		<description>I have been using YNAB Basic and I love it. I use this because I use the Linux operating system and Basic works just fine with that. My g/f and I used to use the envelope system where we&#039;d have an envelope for each of us. A pen and a notebook. We&#039;d write down how much we had in each category for each of us and put that amount in the envelope. When we spent money, we&#039;d simply record how much we spent and put the new amount and total up the entire thing for the next time we looked at it. It worked a bit well for a while but I wanted something better and with YNAB, I belive I found it.</description>
		<content:encoded><![CDATA[<p>I have been using YNAB Basic and I love it. I use this because I use the Linux operating system and Basic works just fine with that. My g/f and I used to use the envelope system where we&#8217;d have an envelope for each of us. A pen and a notebook. We&#8217;d write down how much we had in each category for each of us and put that amount in the envelope. When we spent money, we&#8217;d simply record how much we spent and put the new amount and total up the entire thing for the next time we looked at it. It worked a bit well for a while but I wanted something better and with YNAB, I belive I found it.</p>
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		<title>By: 25 Tips on How to Save Money Today</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-13481</link>
		<dc:creator>25 Tips on How to Save Money Today</dc:creator>
		<pubDate>Mon, 15 Dec 2008 13:46:59 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-13481</guid>
		<description>[...] Learn to budget [...]</description>
		<content:encoded><![CDATA[<p>[...] Learn to budget [...]</p>
]]></content:encoded>
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	<item>
		<title>By: rowanreview.com &#187; Articles &#187; TIPS FOR SAVING MONEY!</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-12105</link>
		<dc:creator>rowanreview.com &#187; Articles &#187; TIPS FOR SAVING MONEY!</dc:creator>
		<pubDate>Wed, 22 Oct 2008 14:13:35 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-12105</guid>
		<description>[...] Use a budget. [...]</description>
		<content:encoded><![CDATA[<p>[...] Use a budget. [...]</p>
]]></content:encoded>
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		<title>By: Back To Basics: 79+ Brilliant Budgeting Resources You&#8217;ll Love &#124; My Super-Charged Life</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-11928</link>
		<dc:creator>Back To Basics: 79+ Brilliant Budgeting Resources You&#8217;ll Love &#124; My Super-Charged Life</dc:creator>
		<pubDate>Tue, 14 Oct 2008 11:07:43 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-11928</guid>
		<description>[...] 77. The Best Budgeting Tools [...]</description>
		<content:encoded><![CDATA[<p>[...] 77. The Best Budgeting Tools [...]</p>
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		<title>By: Karen</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-8971</link>
		<dc:creator>Karen</dc:creator>
		<pubDate>Fri, 06 Jun 2008 05:35:48 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-8971</guid>
		<description>For those who like to use the technology, Yodlee Money Center has a free online service where you can access all your online accounts in one place and create manual accounts for the others.  You can use their categories or modify them to fit your needs.  I like that I can see at a glance in the Accounts Overview section what is going on with all my accounts, and that I can set up email alerts for bill notifications, etc.

You can also export the transactions in csv format, which would probably work well for the YNAB spreadsheet system (which is $20 less than the full program).</description>
		<content:encoded><![CDATA[<p>For those who like to use the technology, Yodlee Money Center has a free online service where you can access all your online accounts in one place and create manual accounts for the others.  You can use their categories or modify them to fit your needs.  I like that I can see at a glance in the Accounts Overview section what is going on with all my accounts, and that I can set up email alerts for bill notifications, etc.</p>
<p>You can also export the transactions in csv format, which would probably work well for the YNAB spreadsheet system (which is $20 less than the full program).</p>
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		<title>By: Financial Software for Envelope System - Wise Bread Forums</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-5534</link>
		<dc:creator>Financial Software for Envelope System - Wise Bread Forums</dc:creator>
		<pubDate>Mon, 17 Mar 2008 21:11:53 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-5534</guid>
		<description>[...] but YNAB is easier to use and less expensive.  I just wrote about tools for maintaining a budget here.  __________________ Lynnae [...]</description>
		<content:encoded><![CDATA[<p>[...] but YNAB is easier to use and less expensive.  I just wrote about tools for maintaining a budget here.  __________________ Lynnae [...]</p>
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		<title>By: Getting Ahead in College &#124; Green Panda Treehouse</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-5195</link>
		<dc:creator>Getting Ahead in College &#124; Green Panda Treehouse</dc:creator>
		<pubDate>Thu, 13 Mar 2008 01:03:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-5195</guid>
		<description>[...] List of budgeting tools [...]</description>
		<content:encoded><![CDATA[<p>[...] List of budgeting tools [...]</p>
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	<item>
		<title>By: Sunday Money Roundup - Rest And Relax Edition. &#124; My Two Dollars</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-5029</link>
		<dc:creator>Sunday Money Roundup - Rest And Relax Edition. &#124; My Two Dollars</dc:creator>
		<pubDate>Sun, 09 Mar 2008 15:00:41 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-5029</guid>
		<description>[...] Being Frugal has some tips on finding the best budgeting tools. [...]</description>
		<content:encoded><![CDATA[<p>[...] Being Frugal has some tips on finding the best budgeting tools. [...]</p>
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	<item>
		<title>By: amy</title>
		<link>http://beingfrugal.net/2008/03/07/best-budgeting-tools/comment-page-1/#comment-4996</link>
		<dc:creator>amy</dc:creator>
		<pubDate>Fri, 07 Mar 2008 20:44:18 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/03/07/best-budgeting-tools/#comment-4996</guid>
		<description>We&#039;ve been using YNAB since last spring.....
it&#039;s great software, wouldn&#039;t be without it.</description>
		<content:encoded><![CDATA[<p>We&#8217;ve been using YNAB since last spring&#8230;..<br />
it&#8217;s great software, wouldn&#8217;t be without it.</p>
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