Comments on: Step 3: Fully Funded Emergency Fund

By: * Dave Ramsey’s Baby Steps To Financial Freedom

* Dave Ramsey’s Baby Steps To Financial Freedom — Sun, 31 Jan 2010 20:51:16 +0000

[...] Step 3: Fully Funded Emergency Fund at Being Frugal [...]

By: Ryan @ IQ test

Ryan @ IQ test — Tue, 19 Jan 2010 21:58:02 +0000

You honestly need emergency funds. I cannot tell you how many times I have been thankful to have what I needed when I needed it. Had I not prepared for that I would have been in a whole lot of financial trouble.

By: Trevor @ Financial Nut

Trevor @ Financial Nut — Mon, 16 Mar 2009 23:02:09 +0000

Great article. Emergency funds are so important. Thanks for the clarifications. Trevor @ Financial Nut’s last blog post..A Financial Blogger Interview With The Owner & Author Of Studenomics

By: LVLC

LVLC — Tue, 02 Dec 2008 02:21:14 +0000

I have a doubt and have been surfing the net about it… About the full emergency fund. Say is 6 months of expenses… This expenses include basic needs only? or should we include envelopes for say car insurance, oil, repairs, or entertainment, or clothes… I mean… things that I take a little bit every month til they accumulate and then buy… OR should I just include, say MORGAGE, FOOD, GAS, etc, only?

By: Back To Basics: Establish A Personal Finance Emergency Fund | My Super-Charged Life

Wed, 08 Oct 2008 12:57:25 +0000

[...] your debt except your mortgage, then you should add to your emergency fund. The goal is to accumulate 3 to 6 months living expenses. This way if you lose your job or get hurt and can’t work, you can survive [...]

By: Should You Tithe When Times are Hard?

Should You Tithe When Times are Hard? — Mon, 11 Aug 2008 14:42:43 +0000

[...] $1,000 emergency fund, pay off all debt using a debt snowball, save 3 to 6 months living expenses (fully funded emergency fund), invest 15% of household income in retirement funds, create a college fund for your children, pay [...]

By: Spend Less Than You Earn

Spend Less Than You Earn — Wed, 23 Jul 2008 14:53:02 +0000

[...] cards. Dave Ramsey recommends starting out with A $1,000 emergency fund, then graduating to a fully funded emergency fund of 3-6 months of living expenses. I think this is a great place to start. Your emergency fund gives [...]

By: How to Get a Payday Loan (if you must) | Smarter Money Management

How to Get a Payday Loan (if you must) | Smarter Money Management — Thu, 12 Jun 2008 11:48:02 +0000

[...] 3: 3 to 6 months of expenses in savings – Being [...]

By: 5 Strategies to Survive An Economic Slowdown | Moolanomy

5 Strategies to Survive An Economic Slowdown | Moolanomy — Tue, 25 Mar 2008 13:05:21 +0000

[...] Dave Ramsey Baby Step 3 Fully Funded Emergency Fund at Being Frugal [...]

By: Getting Ahead in College | Green Panda Treehouse

Getting Ahead in College | Green Panda Treehouse — Thu, 13 Mar 2008 01:04:23 +0000

[...] Once you eliminated your debt, come back and build a cushion of 3-6 months of expenses. [...]