One thing to keep in mind, in general, is that a goal is a mark to shoot for. It may be ok not to reach it. A book a month sounds great but maybe you will be better off taking more time to digest each book and put it into practice, especially since these are personal finance books? Just a thought.

Thanks for the tag!

The other problem I’m finding with a newer budget is that I haven’t had a year to save for things that are due now. Like this month we have to renew the registration on one of our cars, and instead drawing from the money we’ve saved in our budget, we have to try to fit the whole expense into this month’s budget.

In other words…don’t be a gazzelle that trips and breaks its legs! :)

Part of our problem is that we are both students, so beginning of semester costs make the months of January and August look skewed. However, like many of the above comments noted, I am looking forward to the short month of February to give our budgeting the boost we both need!

“Humans are funny beings… we want everything… bigger better faster. Then we discovered outward material things don’t make us happy. So we’ve turned inwards. We attack it with the same zest that we put to acquiring things. Like a crazy pendulum we swing madly to other way. yet somehow feel empty at both ends.”

The problem is, and I agree, is we want it all and we want it know. Like the old saying. “God give me patience and give it to me NOW.”

He says the key is balance consistency and perseverance all which come from one thing discipline. It takes time to change habits and ways of thinking. You have to tweak and try out till you find a budget plan that works for you.