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	<title>Comments on: I Did It!</title>
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	<description>Save Money @ BeingFrugal.Net</description>
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		<title>By: 5 Steps To Debt Freedom</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-28497</link>
		<dc:creator>5 Steps To Debt Freedom</dc:creator>
		<pubDate>Fri, 08 Apr 2011 11:59:09 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-28497</guid>
		<description>[...] you have more than one credit card, cut the extra ones up.  Once you’ve evaluated your spending, cut out your “don’t needs,” and think critically [...]</description>
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<p>[...] you have more than one credit card, cut the extra ones up.  Once you’ve evaluated your spending, cut out your “don’t needs,” and think critically [...]</p>
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		<title>By: Junk Debt Collectors</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-27636</link>
		<dc:creator>Junk Debt Collectors</dc:creator>
		<pubDate>Wed, 01 Dec 2010 22:46:10 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-27636</guid>
		<description>I feel what&#039;s best is simply just to stop using credit cards.  When you quit using credit cards,  you&#039;re more likely to save yourself from acquiring credit debt.  But if I don&#039;t use credit cards, is it feasible to still get a mortgage? Does anyone know?</description>
		<content:encoded><![CDATA[<p>I feel what&#8217;s best is simply just to stop using credit cards.  When you quit using credit cards,  you&#8217;re more likely to save yourself from acquiring credit debt.  But if I don&#8217;t use credit cards, is it feasible to still get a mortgage? Does anyone know?</p>
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		<title>By: Junk Debt Collectors</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-27635</link>
		<dc:creator>Junk Debt Collectors</dc:creator>
		<pubDate>Wed, 01 Dec 2010 22:44:08 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-27635</guid>
		<description>Yeah, I agree entirely.  If you stop using credit cards, it shows you have had a change of mind regarding your credit debt.  However, just stopping credit card usage won&#039;t be adequate, you have got to begin spending much less too and start to pay down your debt.  Typically, it&#039;s most effective to begin by paying down on the one you owe least on, and so you keep motivated.</description>
		<content:encoded><![CDATA[<p>Yeah, I agree entirely.  If you stop using credit cards, it shows you have had a change of mind regarding your credit debt.  However, just stopping credit card usage won&#8217;t be adequate, you have got to begin spending much less too and start to pay down your debt.  Typically, it&#8217;s most effective to begin by paying down on the one you owe least on, and so you keep motivated.</p>
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		<title>By: Katie Wingler</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-26230</link>
		<dc:creator>Katie Wingler</dc:creator>
		<pubDate>Sat, 04 Sep 2010 10:58:06 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-26230</guid>
		<description>I enjoyed reading your post.  Write more on this topic please!</description>
		<content:encoded><![CDATA[<p>I enjoyed reading your post.  Write more on this topic please!</p>
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		<title>By: Weekly Roundup - Book Winner Edition &#124; Cash Money Life : Cash Money Life</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-14491</link>
		<dc:creator>Weekly Roundup - Book Winner Edition &#124; Cash Money Life : Cash Money Life</dc:creator>
		<pubDate>Sat, 07 Feb 2009 22:11:05 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-14491</guid>
		<description>[...] for 30 days&#8221; offers. They can come back to bite you if you aren&#8217;t careful! Lynnae also destroyed her credit cards this week. Check out the fun [...]</description>
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<p>[...] for 30 days&#8221; offers. They can come back to bite you if you aren&#8217;t careful! Lynnae also destroyed her credit cards this week. Check out the fun [...]</p>
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		<title>By: New resources - The Pinch : Gazette.com</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-11635</link>
		<dc:creator>New resources - The Pinch : Gazette.com</dc:creator>
		<pubDate>Fri, 26 Sep 2008 22:28:11 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-11635</guid>
		<description>[...] Cut Up the Credit Cards  [...]</description>
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<p>[...] Cut Up the Credit Cards  [...]</p>
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		<title>By: Green Panda Treehouse &#124; &#124; Practical Steps in This Economic Mess</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-11616</link>
		<dc:creator>Green Panda Treehouse &#124; &#124; Practical Steps in This Economic Mess</dc:creator>
		<pubDate>Thu, 25 Sep 2008 21:17:46 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-11616</guid>
		<description>[...] Cut Up the Credit Cards  [...]</description>
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<p>[...] Cut Up the Credit Cards  [...]</p>
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		<title>By: maryann</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-10422</link>
		<dc:creator>maryann</dc:creator>
		<pubDate>Thu, 24 Jul 2008 22:27:57 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-10422</guid>
		<description>Last night after sitting at my computer for the passed hour paying bills, I said this is crazy. Some of my credit cards are over 22%!!! My husband and I are at least 6,000 dollars into credit card debt. We work our asses off and don&#039;t seem to be getting ahead. After reading a few articles, out came the scissors and goodbye to Macy&#039;s, JC Penny, Sears, Best Buy, and Capital One. It was almost a relief just by getting up the nerve to cut those cards up. We would always pay a good chunk of change on them and then with in the next month just rack up the balance again. I am now making double and tripple payments on all these cards and plan on being CC debt free by eary next year. I am never falling into this trap again. Cut them up people,  you will feel a sense of relief by just doing that.</description>
		<content:encoded><![CDATA[<p>Last night after sitting at my computer for the passed hour paying bills, I said this is crazy. Some of my credit cards are over 22%!!! My husband and I are at least 6,000 dollars into credit card debt. We work our asses off and don&#8217;t seem to be getting ahead. After reading a few articles, out came the scissors and goodbye to Macy&#8217;s, JC Penny, Sears, Best Buy, and Capital One. It was almost a relief just by getting up the nerve to cut those cards up. We would always pay a good chunk of change on them and then with in the next month just rack up the balance again. I am now making double and tripple payments on all these cards and plan on being CC debt free by eary next year. I am never falling into this trap again. Cut them up people,  you will feel a sense of relief by just doing that.</p>
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		<title>By: money matters &#171; out of the bell jar</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-7383</link>
		<dc:creator>money matters &#171; out of the bell jar</dc:creator>
		<pubDate>Tue, 15 Apr 2008 02:38:25 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-7383</guid>
		<description>[...] I&#8217;ve paid for this week&#8217;s session today, I am cutting up my card so it doesn&#8217;t get worse, because I have budgeted to keep my head above water from this payday [...]</description>
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<p>[...] I&#8217;ve paid for this week&#8217;s session today, I am cutting up my card so it doesn&#8217;t get worse, because I have budgeted to keep my head above water from this payday [...]</p>
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		<title>By: Is Human Behavior Consistent Over Time? &#124; Remodeling This Life</title>
		<link>http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-6736</link>
		<dc:creator>Is Human Behavior Consistent Over Time? &#124; Remodeling This Life</dc:creator>
		<pubDate>Fri, 04 Apr 2008 09:34:56 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2008/01/07/are-you-ready-for-a-party/#comment-6736</guid>
		<description>[...] know people like Lynnae at Being Frugal who destroyed her credit cards, Paid Twice who  is kicking her debt&#8217;s butt and Brip Blap who  lost 100 pounds. And as I [...]</description>
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<p>[...] know people like Lynnae at Being Frugal who destroyed her credit cards, Paid Twice who  is kicking her debt&#8217;s butt and Brip Blap who  lost 100 pounds. And as I [...]</p>
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