Comments on: Review: Y-NAB

By: You Need a Budget Pro (YNAB) Review

You Need a Budget Pro (YNAB) Review — Sat, 17 May 2008 14:14:29 +0000

[...] had read on some other blogs about You Need a Budget (YNAB) and decided I would like to try it out. I contacted Jesse Mecham, [...]

By: Budgeting as a Tool to Achieve Financial Goals | I've Paid For This Twice Already...

Tue, 29 Jan 2008 10:03:45 +0000

[...] method of budgeting, and if you want to see some other software that you can use for budgeting, Lynnae at Being Frugal reviewed a whole host of different programs and methods. You can also have budget meetings with your spouse like glblguy and his wife to make sure you both [...]

By: Lynnae

Lynnae — Thu, 17 Jan 2008 00:32:40 +0000

@thisisbeth – I broke down and bought it, and I’ve been loving it so far! It’s a great idea to keep it on a flash drive. Maybe I’ll do that, too!

By: thisisbeth

thisisbeth — Thu, 17 Jan 2008 00:29:59 +0000

I use YNAB. I use it both at home and work, using both Apple and Windows operating systems. I bought the basic version (using Excel) and keep it on a flash drive that I carry with me. Since it contains no personal information–no names, accounts, bank names, etc.–it’s not a financial emergency if I lose the flash drive (I keep a back-up on my hone computer when I update here).

(No affiliation with the makers of the product. I’m just stating my experience. It works well for *me*, but everyone needs to know what works for them.)

By: Lynnae

Lynnae — Sat, 29 Dec 2007 18:16:11 +0000

@Heather – My trial expired, and I can’t remember exactly how the categorizing worked, but I remember it was really easy. When you import the transactions from your desktop, they all show up automatically, so you don’t have to enter each one manually. As for categorizing, there are drop down menus for choosing a category, and I *think* you can opt to have transactions from certain places automatically categorized.

My best advice would be to go to download.com, search for YNAB, and download the 15 day trial to see if it works for you.

@Amy – Thanks for your input. It’s always nice to hear from someone who has used the software consistently. It’s sometimes hard to get a good idea as to how it’s going to work from a two week trial.

By: amy

amy — Sat, 29 Dec 2007 16:44:23 +0000

We have been using this software for almost a year and it
has been a great budgeting help. Easy to use…recommend
it highly. Wouldn’t use anything else.

By: Heather (NKUWTJ)

Heather (NKUWTJ) — Sat, 29 Dec 2007 16:00:15 +0000

Thanks for doing this series Lynnae!

If I import the transactions to my desk top does this mean they automatically will go into each category? or do I still have to manually fill in the transactions? I am thinking that I can just click somewhere and our transactions will automatically go into each category?

I use walletproof but think that I will have to give this one a try. I had never heard of Y-Nab before!

Thanks so much :).

By: Jennifer

Jennifer — Sat, 29 Dec 2007 04:28:07 +0000

Thank you posting all this great info! I enjoyed reading your series,in was very informative:)I think I’ll try the Mint in 2008!!

By: The Friday Gathering for 12/28/2007 | Gather Little By Little

The Friday Gathering for 12/28/2007 | Gather Little By Little — Sat, 29 Dec 2007 01:31:18 +0000

[...] Being Frugal – Review: Y-NAB [...]

By: Lynnae

Lynnae — Sat, 29 Dec 2007 00:46:42 +0000

The $40 price tag is the one reason I haven’t made the move yet. I do love Mint a lot. The only thing I don’t love is that it doesn’t have the ability for me to see what I’ve budgeted in each category for the month, and how much money I have left to spend in each category. And at this point in my life, I really need that. If Mint would add that ability, I’d be one happy camper! :)