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	<title>Comments on: Review:  Mvelopes</title>
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		<title>By: Matt</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-28267</link>
		<dc:creator>Matt</dc:creator>
		<pubDate>Fri, 25 Feb 2011 16:51:53 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-28267</guid>
		<description>I decided to stop using mvelopes because it was too slow and buggy. I had trouble interfacing with my banks (it was slow when it worked at all) and then couldn&#039;t delete those accounts that wouldn&#039;t work properly. Although a great concept, the execution is very shoddy. 

But I am writing this review because the cancellation process is abominable. I cancelled (after having to dig around to find that you must cancel via a chat session) and then found a couple of days later that I&#039;d been charged again. I guess I decided to cancel right at the time I was being charged for three more months. The chat person told me to send an email, as has been mentioned by another poster here. I told that individual that I would not send an email, that instead I would dispute with my credit card company, and until I found out it was resolved in my favor, that I would post as many comments about their service as possible. So here I am. 

Good luck with your budgeting and stay away from companies like this.</description>
		<content:encoded><![CDATA[<p>I decided to stop using mvelopes because it was too slow and buggy. I had trouble interfacing with my banks (it was slow when it worked at all) and then couldn&#8217;t delete those accounts that wouldn&#8217;t work properly. Although a great concept, the execution is very shoddy. </p>
<p>But I am writing this review because the cancellation process is abominable. I cancelled (after having to dig around to find that you must cancel via a chat session) and then found a couple of days later that I&#8217;d been charged again. I guess I decided to cancel right at the time I was being charged for three more months. The chat person told me to send an email, as has been mentioned by another poster here. I told that individual that I would not send an email, that instead I would dispute with my credit card company, and until I found out it was resolved in my favor, that I would post as many comments about their service as possible. So here I am. </p>
<p>Good luck with your budgeting and stay away from companies like this.</p>
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		<title>By: Kelly</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-27978</link>
		<dc:creator>Kelly</dc:creator>
		<pubDate>Wed, 12 Jan 2011 20:50:46 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-27978</guid>
		<description>I was NOT so happy with mvelopes. In order to use the free trial you must sign uo using a credit card - which I did. I decided during the trial that the system was not for me, based on the multiple duplicates the system pushed out. Anyhow, I tried to call and cancel. However, YOU CANNOT CALL THEM! When you do you are given a prerecorded message to go online. I did and I did an online chat with a rep and got a confirmation #. However I noticed my credit card was charged. I again did an online chat (this time the person was playing games with me). She eventually gave me a second confirmation #. Still on my credit card. I sent an email to dispute resolution and was told that it takes 4-6 weeks to get a refund. In the meantime I had to either pay my credit card with this charge one it or get a finance charge. Mvelopes is a TOTAL SCAM!</description>
		<content:encoded><![CDATA[<p>I was NOT so happy with mvelopes. In order to use the free trial you must sign uo using a credit card &#8211; which I did. I decided during the trial that the system was not for me, based on the multiple duplicates the system pushed out. Anyhow, I tried to call and cancel. However, YOU CANNOT CALL THEM! When you do you are given a prerecorded message to go online. I did and I did an online chat with a rep and got a confirmation #. However I noticed my credit card was charged. I again did an online chat (this time the person was playing games with me). She eventually gave me a second confirmation #. Still on my credit card. I sent an email to dispute resolution and was told that it takes 4-6 weeks to get a refund. In the meantime I had to either pay my credit card with this charge one it or get a finance charge. Mvelopes is a TOTAL SCAM!</p>
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		<title>By: Mvelopes Specials</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-27589</link>
		<dc:creator>Mvelopes Specials</dc:creator>
		<pubDate>Tue, 23 Nov 2010 20:39:06 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-27589</guid>
		<description>Ok, so I know this post is a little old but wanted to offer any of your users a 10% discount off any of the packages and a 14 day trial to test drive the system.  If anyone is interested, please go to www.Mvelopes.com and click &quot;Start My Trial&quot;.  When you setup your account, just make sure to enter the promo code &quot;10off&quot; to get a 10% discount on any of our packages.  That&#039;s the number ten and the word &quot;off&quot;.

Let me know if you need any help or have any questions.  Happy holidays!</description>
		<content:encoded><![CDATA[<p>Ok, so I know this post is a little old but wanted to offer any of your users a 10% discount off any of the packages and a 14 day trial to test drive the system.  If anyone is interested, please go to <a href="http://www.Mvelopes.com" rel="nofollow">http://www.Mvelopes.com</a> and click &#8220;Start My Trial&#8221;.  When you setup your account, just make sure to enter the promo code &#8220;10off&#8221; to get a 10% discount on any of our packages.  That&#8217;s the number ten and the word &#8220;off&#8221;.</p>
<p>Let me know if you need any help or have any questions.  Happy holidays!</p>
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		<title>By: 46 Articles About Online Financial Planning Tools &#124; SavingAccountsRates.com</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-26177</link>
		<dc:creator>46 Articles About Online Financial Planning Tools &#124; SavingAccountsRates.com</dc:creator>
		<pubDate>Tue, 31 Aug 2010 22:49:19 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-26177</guid>
		<description>[...] Review: Mvelopes – This blogger reviewed the online financial software and includes pros and cons about the product. [...]</description>
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<p>[...] Review: Mvelopes – This blogger reviewed the online financial software and includes pros and cons about the product. [...]</p>
</div>
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		<title>By: NorthernCalGal</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-16515</link>
		<dc:creator>NorthernCalGal</dc:creator>
		<pubDate>Sat, 02 May 2009 21:51:57 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-16515</guid>
		<description>I love Mvelopes. It is sinple, flexible (easy to customize categories), and has all your data so there is no manually adding of debits and deposits.  It has really helped us get a hold on our spending and where we stand financially - definitely worth the money!</description>
		<content:encoded><![CDATA[<p>I love Mvelopes. It is sinple, flexible (easy to customize categories), and has all your data so there is no manually adding of debits and deposits.  It has really helped us get a hold on our spending and where we stand financially &#8211; definitely worth the money!</p>
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		<title>By: gordonng</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-14192</link>
		<dc:creator>gordonng</dc:creator>
		<pubDate>Wed, 21 Jan 2009 05:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-14192</guid>
		<description>nice post...
I would like like to draw your attention to a robust money management software manageME. 
1.) It is so easy to use that even a small kid and a 66 yr old grandpa can use it without any assistance
2.)one can track his/her expenses anytime,anywhere while traveling.
3.)my feedback are properly dealt every time.

and the good news is that it is launching its fully loaded version shortly.i.e manageME7. its blog section is very interesting and informative.My kids read it regularly and learn the essence of money.you may check the updated at www.mangeme7.com/blog</description>
		<content:encoded><![CDATA[<p>nice post&#8230;<br />
I would like like to draw your attention to a robust money management software manageME.<br />
1.) It is so easy to use that even a small kid and a 66 yr old grandpa can use it without any assistance<br />
2.)one can track his/her expenses anytime,anywhere while traveling.<br />
3.)my feedback are properly dealt every time.</p>
<p>and the good news is that it is launching its fully loaded version shortly.i.e manageME7. its blog section is very interesting and informative.My kids read it regularly and learn the essence of money.you may check the updated at <a href="http://www.mangeme7.com/blog" rel="nofollow">http://www.mangeme7.com/blog</a></p>
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	<item>
		<title>By: Taylor</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-13921</link>
		<dc:creator>Taylor</dc:creator>
		<pubDate>Mon, 05 Jan 2009 22:33:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-13921</guid>
		<description>Since this post was from a while ago, I was wondering if you had any experience with any other budgeting software? We are both independent contractors, and therefore have irregular earnings. any other ideas? My husband just signed us up for the Mvelopes 30 day trial. Any info/advise would be helpful.

thanks</description>
		<content:encoded><![CDATA[<p>Since this post was from a while ago, I was wondering if you had any experience with any other budgeting software? We are both independent contractors, and therefore have irregular earnings. any other ideas? My husband just signed us up for the Mvelopes 30 day trial. Any info/advise would be helpful.</p>
<p>thanks</p>
]]></content:encoded>
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	<item>
		<title>By: InTheHole</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2915</link>
		<dc:creator>InTheHole</dc:creator>
		<pubDate>Thu, 27 Dec 2007 19:02:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2915</guid>
		<description>Thanks for the reviews.  I&#039;m still trying to find a budget program that works for us.  Since our income varies from month to month, Mvelopes will probably not work for us.</description>
		<content:encoded><![CDATA[<p>Thanks for the reviews.  I&#8217;m still trying to find a budget program that works for us.  Since our income varies from month to month, Mvelopes will probably not work for us.</p>
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		<title>By: Patrick L</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2914</link>
		<dc:creator>Patrick L</dc:creator>
		<pubDate>Thu, 27 Dec 2007 18:14:42 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2914</guid>
		<description>I just tried out mint- and it gave me advice to use CountryWide bank- with a whopping 5.5% interest rate on CDs!  I signed up!  Thx.</description>
		<content:encoded><![CDATA[<p>I just tried out mint- and it gave me advice to use CountryWide bank- with a whopping 5.5% interest rate on CDs!  I signed up!  Thx.</p>
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		<title>By: Money Blue Book</title>
		<link>http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2913</link>
		<dc:creator>Money Blue Book</dc:creator>
		<pubDate>Thu, 27 Dec 2007 16:57:36 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/27/review-mvelopes/#comment-2913</guid>
		<description>I&#039;ve tried to find programs that could sort my expenses into neat categories (grocery, eating out) but I&#039;m finding that the programs out there are not always able to properly differentiate items into the right categories. I end up having to do things manually, which defeats the whole time saving goal. 
-Raymond</description>
		<content:encoded><![CDATA[<p>I&#8217;ve tried to find programs that could sort my expenses into neat categories (grocery, eating out) but I&#8217;m finding that the programs out there are not always able to properly differentiate items into the right categories. I end up having to do things manually, which defeats the whole time saving goal.<br />
-Raymond</p>
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