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	<title>Comments on: Things I Wish I Knew When I Was 18</title>
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	<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/</link>
	<description>Live more.  Spend less.</description>
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		<title>By: Laura</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-14458</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Thu, 05 Feb 2009 22:59:17 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-14458</guid>
		<description>@ Jenna: gotta agree, my grandpa always told me to &quot;watch out for #1&quot; then he&#039;d say &quot;and who is #1?&quot; ..... &quot;*you* are! no one is going to always watch out for you, you have to learn not to depend on anyone&quot; he taught me things like living within my means. my mom was the breadwinner in my family, and demanded me and my sister go to school. i was raised to be independent, but most girls aren&#039;t ... one semester my prof asked how many of us had our mom as the breadwinner and i was the only one to raise my hand.</description>
		<content:encoded><![CDATA[<p>@ Jenna: gotta agree, my grandpa always told me to &#8220;watch out for #1&#8243; then he&#8217;d say &#8220;and who is #1?&#8221; &#8230;.. &#8220;*you* are! no one is going to always watch out for you, you have to learn not to depend on anyone&#8221; he taught me things like living within my means. my mom was the breadwinner in my family, and demanded me and my sister go to school. i was raised to be independent, but most girls aren&#8217;t &#8230; one semester my prof asked how many of us had our mom as the breadwinner and i was the only one to raise my hand.</p>
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		<title>By: Jenny</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-13542</link>
		<dc:creator>Jenny</dc:creator>
		<pubDate>Wed, 17 Dec 2008 06:17:28 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-13542</guid>
		<description>Well I&#039;m 17 right now and trying to get a little wisdom on my side. So thanks for everything you say. ;D</description>
		<content:encoded><![CDATA[<p>Well I&#8217;m 17 right now and trying to get a little wisdom on my side. So thanks for everything you say. ;D</p>
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		<title>By: Planey</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-11013</link>
		<dc:creator>Planey</dc:creator>
		<pubDate>Sun, 24 Aug 2008 01:59:29 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-11013</guid>
		<description>Fun fact: I&#039;m turning 18 in a month and a half. Thanks everyone for sharing your wisdom~! I still have no idea what I&#039;m doing with myself for college, but I&#039;ll be trying my hardest to stay out of debt.</description>
		<content:encoded><![CDATA[<p>Fun fact: I&#8217;m turning 18 in a month and a half. Thanks everyone for sharing your wisdom~! I still have no idea what I&#8217;m doing with myself for college, but I&#8217;ll be trying my hardest to stay out of debt.</p>
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		<title>By: 50+ Tips, Ideas, Resources on Saving Money for College Students &#8212; Broke Grad Student</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-10517</link>
		<dc:creator>50+ Tips, Ideas, Resources on Saving Money for College Students &#8212; Broke Grad Student</dc:creator>
		<pubDate>Thu, 31 Jul 2008 11:01:44 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-10517</guid>
		<description>[...] Things I Wish I Knew When I Was 18 at beingfrugal.net [...]</description>
		<content:encoded><![CDATA[<p>[...] Things I Wish I Knew When I Was 18 at beingfrugal.net [...]</p>
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		<title>By: Jenna</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-10159</link>
		<dc:creator>Jenna</dc:creator>
		<pubDate>Sat, 12 Jul 2008 22:29:02 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-10159</guid>
		<description>Yes, I wish I new at 18 what I know now. At 18 I had managed to save $26K and was going to college. I let my highschool sweetheart talk me into quitting college and getting married. I started working three jobs while he went to school he became a doctor. I got left with 199K in debt and two children to finish raising. Never could get the courts to get him to pay what is owed to me. My $26K that I had hard earned starting at 11 was for retirement to this day I have zero. I tell girls everywhere get your education, keep your own money in your name only and depend on yourself.</description>
		<content:encoded><![CDATA[<p>Yes, I wish I new at 18 what I know now. At 18 I had managed to save $26K and was going to college. I let my highschool sweetheart talk me into quitting college and getting married. I started working three jobs while he went to school he became a doctor. I got left with 199K in debt and two children to finish raising. Never could get the courts to get him to pay what is owed to me. My $26K that I had hard earned starting at 11 was for retirement to this day I have zero. I tell girls everywhere get your education, keep your own money in your name only and depend on yourself.</p>
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		<title>By: Warcraft 3 Autorefresh</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-9355</link>
		<dc:creator>Warcraft 3 Autorefresh</dc:creator>
		<pubDate>Sun, 22 Jun 2008 02:34:08 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-9355</guid>
		<description>Thanks for the handy list. Since I&#039;m not quite 18 yet, this&#039;ll come in handy for me :)</description>
		<content:encoded><![CDATA[<p>Thanks for the handy list. Since I&#8217;m not quite 18 yet, this&#8217;ll come in handy for me :)</p>
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		<title>By: Sonja</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-8147</link>
		<dc:creator>Sonja</dc:creator>
		<pubDate>Wed, 07 May 2008 17:07:50 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-8147</guid>
		<description>@PT - I&#039;m not 18 anymore, but I am still just in my early twenties and all the financial posts I&#039;ve been reading have definitely been impacting my spending.  I live with two other girls and we&#039;re all going to college right now and we make it on less then $500 a month each.  It helps that we&#039;ve all tried to embrace frugal living in the past year.  

@Lynnae - thanks for this post I think it&#039;s my favorite one so far.  It sums up everything I&#039;m trying to get a handle on right now.</description>
		<content:encoded><![CDATA[<p>@PT &#8211; I&#8217;m not 18 anymore, but I am still just in my early twenties and all the financial posts I&#8217;ve been reading have definitely been impacting my spending.  I live with two other girls and we&#8217;re all going to college right now and we make it on less then $500 a month each.  It helps that we&#8217;ve all tried to embrace frugal living in the past year.  </p>
<p>@Lynnae &#8211; thanks for this post I think it&#8217;s my favorite one so far.  It sums up everything I&#8217;m trying to get a handle on right now.</p>
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		<title>By: Personal Finance for Children and Pre-Teens &#124; beingfrugal.net</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-3539</link>
		<dc:creator>Personal Finance for Children and Pre-Teens &#124; beingfrugal.net</dc:creator>
		<pubDate>Thu, 17 Jan 2008 12:00:52 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-3539</guid>
		<description>[...] a lot through the school of hard knocks, and I&#8217;m grateful for what I&#8217;ve learned, but I wish I would have known more before I headed out to college on my own. One of my goals as a parent is to make sure my children [...]</description>
		<content:encoded><![CDATA[<p>[...] a lot through the school of hard knocks, and I&#8217;m grateful for what I&#8217;ve learned, but I wish I would have known more before I headed out to college on my own. One of my goals as a parent is to make sure my children [...]</p>
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		<title>By: Green Panda is in the Carnival of Personal Finance &#124; Green Panda Treehouse</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-3472</link>
		<dc:creator>Green Panda is in the Carnival of Personal Finance &#124; Green Panda Treehouse</dc:creator>
		<pubDate>Tue, 15 Jan 2008 23:06:31 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-3472</guid>
		<description>[...] Being Frugal: Things I wish I knew when I was 18 [...]</description>
		<content:encoded><![CDATA[<p>[...] Being Frugal: Things I wish I knew when I was 18 [...]</p>
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		<title>By: Lots of Carnivals! &#124; beingfrugal.net</title>
		<link>http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/comment-page-1/#comment-2771</link>
		<dc:creator>Lots of Carnivals! &#124; beingfrugal.net</dc:creator>
		<pubDate>Thu, 20 Dec 2007 23:53:37 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/12/11/things-i-wish-i-knew-when-i-was-18/#comment-2771</guid>
		<description>[...] Carnival of Personal Finance went up at Get Rich Slowly on Monday.  My post  Things I Wish I Knew When I was 18 was an editor&#8217;s pick!  And you really have to check out the carnival.  J.D. threw in lots [...]</description>
		<content:encoded><![CDATA[<p>[...] Carnival of Personal Finance went up at Get Rich Slowly on Monday.  My post  Things I Wish I Knew When I was 18 was an editor&#8217;s pick!  And you really have to check out the carnival.  J.D. threw in lots [...]</p>
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