Comments on: October – The Final Numbers and a Public Declaration

By: Kandy

Kandy — Mon, 05 Nov 2007 17:56:26 +0000

I honestly don’t know how you do it. We’re struggling so much with the loss of my income…if we lost Justin’s…*shudder*

WTG on spending less than you earned though :)

By: Carnival of Debt Reduction #112 - Making Progress Edition | Cash Money Life

Carnival of Debt Reduction #112 - Making Progress Edition | Cash Money Life — Mon, 05 Nov 2007 11:57:35 +0000

[...] from Being Frugal shares her public declaration – No New Debt! in the article, October – The Final Numbers and a Public Declaration. Good luck, Lynnae! I hope you do [...]

By: Lynnae

Lynnae — Sat, 03 Nov 2007 04:05:25 +0000

@Lisa Knight – Un-grocery list…I like that. I’m going to adopt that strategy, I think.

@Ryan – That’s why I finally stopped, too. Well, besides the fact that we had to drop something. I just wasn’t working out as much as I’d planned to. And as convenient as the YMCA is, there are free ways to exercise…

@Erin – Thank you. I was pretty surprised that we actually came in spending less than we earned. We’ll see what happens this month. We still have a little bit of an emergency fund before we have to hit the retirement account. My husband has a few opportunities on the line. It will just be interesting how it works out. He may end up with 2 part time jobs. LOL

By: Erin

Erin — Sat, 03 Nov 2007 03:21:04 +0000

Lynnae,
You all did AWESOME!!! Really. You had a rough month, but really came out ahead.

By: Ryan Healy

Ryan Healy — Fri, 02 Nov 2007 16:52:10 +0000

I too am thinking about cutting the YMCA membership. I haven’t been exercising as much these last couple months of my wife’s pregnancy…

By: Lisa Knight

Lisa Knight — Fri, 02 Nov 2007 16:13:15 +0000

Love Budget 101. I started developing my un-grocery list using the website! It feels good to say that I haven’t bought hot chocolate mix or biscuit mix (unless it was a loss leader & really cheap!).

By: Lynnae

Lynnae — Fri, 02 Nov 2007 14:03:46 +0000

@Brip Blap – Thanks. Yes, I was committed to it before, but this month it got a whole lot harder. Kind of made my resolve stronger. Sometimes it helps to get angry. :)

@NKUWTJ – Wise, eh? I like it! And thank you. Sometimes it’s discouraging to know that unless some miracle happens we’ll be so far off from our original goal. But I guess part of life is adjusting your goals to fit the changes you go through in life. :

By: NKUWTJ

NKUWTJ — Fri, 02 Nov 2007 13:58:08 +0000

I love the way you pointed out that you will not go backwards! Excellent way of looking at things.

Dh said this morning that he is blah about having our debt….I am going to tell him that on one of the blogs I read how a “Very Wise Lady” (Lynnae :)) stated that “I may not be able to reach my debt-free goal nearly as soon as I’d originally planned, but we will not go backwards.”

That statement is very powerful!

By: November Reduce-a-Bill Challenge - The Grocery Bill, Part 2 | beingfrugal.net

Fri, 02 Nov 2007 11:30:45 +0000

[...] goal is to stay under $400 this month, including cleaning supplies and toiletries. And since we won’t be eating out, it’s really going to have to stretch. Time for me to check out the Make it From Scratch [...]

By: Brip Blap

Brip Blap — Fri, 02 Nov 2007 02:24:03 +0000

That’s actually a terrific declaration. That one tiny thing – not incurring any new debt – will make a huge difference in your life, and my idea all along has been that making a public declaration will make it a stronger goal. I know you’ll do it – you were obviously committed to doing it even before you posted this, so just keep it up :)