Comments on: How to shop frugally http://beingfrugal.net/2007/10/26/how-to-shop-frugally/?&owa_medium=feed&owa_sid= Save Money @ BeingFrugal.Net Wed, 01 Feb 2012 18:52:59 -0800 hourly 1 http://wordpress.org/?v=3.3.1 By: Amiee Schmal http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-26223 Amiee Schmal Sat, 04 Sep 2010 04:34:29 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-26223 Refreshingly original! What an astonishing thought memo. Thank you for making me getting the hang of this excessively during the whole afternoon :-) ---- In no way <a href="http://makemoneywithoutmoney.info" rel="nofollow">go after this</a> if you wish to continue to be insignificant and poor your whole existence! Refreshingly original! What an astonishing thought memo. Thank you for making me getting the hang of this excessively during the whole afternoon :-)

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In no way go after this if you wish to continue to be insignificant and poor your whole existence!

]]> By: Tynisha Bollens http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-23902 Tynisha Bollens Mon, 12 Apr 2010 16:09:12 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-23902 Excellent article, I'm a huge fan of this site, keep on writing these great posts, and I'll be a regular for a long time. Excellent article, I’m a huge fan of this site, keep on writing these great posts, and I’ll be a regular for a long time.

]]> By: Vanna Stooks http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-23733 Vanna Stooks Wed, 07 Apr 2010 17:30:07 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-23733 Wow..it's a funny picture! Wow..it’s a funny picture!

]]> By: Shanti Violet http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-8398 Shanti Violet Sat, 17 May 2008 09:40:47 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-8398 Hi I'm Violet, Walmart for me is some groceries, pet food, pyrex, corelle, I used to like the white stag line, and they discontinued it, I do have some faded glory tops very good quality. One look in the linens department, and I ran the other way. I shop the dollar general Wastebasket WM:$4.96 DG:$2.00 WM:a extended duster for cobwebs etc. WM:$14.96 DG: $4.00, I also shop dollar sales at Food Lion/Kroger. When it comes to clothing, and bedding I was raised on very expensive clothing, I find Land's End, and L.L. Bean, and the end of a Talbot's sale great bargains. The clothing lasts for 20 years, Linens: Bloomingdales january white sale. Shoes: Clarks here are a bargain at $39.99 a pair, I also wear Crocs brand same price. So the grocery is where I watch it. Hi I’m Violet,
Walmart for me is some groceries, pet food, pyrex, corelle, I used to like the white stag line, and they discontinued it, I do have some faded glory tops very good quality. One look in the linens department, and I ran the other way.
I shop the dollar general Wastebasket WM:$4.96
DG:$2.00 WM:a extended duster for cobwebs etc.
WM:$14.96 DG: $4.00, I also shop dollar sales at Food Lion/Kroger. When it comes to clothing, and bedding I was raised on very expensive clothing, I find Land’s End, and L.L. Bean, and the end of a Talbot’s sale great bargains. The clothing lasts for 20 years, Linens: Bloomingdales january white sale. Shoes: Clarks here are a bargain at $39.99 a pair, I also wear Crocs brand same price. So the grocery is where I watch it.

]]> By: Antishay http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-4716 Antishay Wed, 27 Feb 2008 17:59:15 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-4716 [...] How To Shop Frugally - Being Frugal [...]

[...] How To Shop Frugally – Being Frugal [...]

]]> By: dan http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-3774 dan Fri, 25 Jan 2008 00:06:44 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-3774 I found this on google when I was worrying about my accidental late payment on my discover card, and I had to wait another day to call and ask to remove the fee and rate hike and finance charges. I just called today: I told the woman my concern and that I had intended to pay the full $650 balance on time (which I did the day before, late, after receiving a collection call). And to quote: "let me look into that and see if we can do anything... Okay sir, based on your account history with us that's no problem at all. We'll clear that right up. I see you've made all your payments on time in the past, and you've been a very good customer." I've never made a late payment for a credit card before. I once made the minimum payment instead of the balance by accident with Citi. I did the same thing and the finance charges were cleared up right away. Honestly, I think any credit card company will do this, if you have the right credit score and history with them. Negative past items just may be haunting the people who didn't have such luck here. Now student loans on the other hand... I made one payment about 20 days late because i had moved and forgot about it. They of course decided not to post it until EXACTLY 30 days late, so they could wreck my credit scores. I fought with them for 3 months, I had my bank advocating for me. I eventually gave up, the loan company had the supreme power in the end and I found out 'that department does not accept incoming calls' (the one that makes these decisions final). I found this on google when I was worrying about my accidental late payment on my discover card, and I had to wait another day to call and ask to remove the fee and rate hike and finance charges.

I just called today: I told the woman my concern and that I had intended to pay the full $650 balance on time (which I did the day before, late, after receiving a collection call). And to quote: “let me look into that and see if we can do anything… Okay sir, based on your account history with us that’s no problem at all. We’ll clear that right up. I see you’ve made all your payments on time in the past, and you’ve been a very good customer.”

I’ve never made a late payment for a credit card before. I once made the minimum payment instead of the balance by accident with Citi. I did the same thing and the finance charges were cleared up right away.

Honestly, I think any credit card company will do this, if you have the right credit score and history with them. Negative past items just may be haunting the people who didn’t have such luck here.

Now student loans on the other hand… I made one payment about 20 days late because i had moved and forgot about it. They of course decided not to post it until EXACTLY 30 days late, so they could wreck my credit scores. I fought with them for 3 months, I had my bank advocating for me. I eventually gave up, the loan company had the supreme power in the end and I found out ‘that department does not accept incoming calls’ (the one that makes these decisions final).

]]> By: Maria http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-2167 Maria Fri, 23 Nov 2007 18:48:00 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-2167 I find the web site http://www.buyvenue.com to be a great help when I want to shop online and find best products at best prices. The site points to the most competitive price comparison sites and retailers, helpful product reviews, pre-owned merchandise, discounts and freebies, with lots of direct links to practical time and money saving consumer information and advice. You're sure to find some valuable information. It's worth a look! I find the web site http://www.buyvenue.com to be a great help when I want to shop online and find best products at best prices.

The site points to the most competitive price comparison sites and retailers, helpful product reviews, pre-owned merchandise, discounts and freebies, with lots of direct links to practical time and money saving consumer information and advice.

You’re sure to find some valuable information. It’s worth a look!

]]> By: Meg the Florida Bargain Queen http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1686 Meg the Florida Bargain Queen Fri, 02 Nov 2007 04:41:44 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1686 Good quality is essential when being frugal. I hardly ever shop at Walmart. The stuff I did get there usually fell apart. And don't get me started on the clothes! I've had much better luck at discount stores like T.J. Maxx and Ross. The stuff there really does sell elsewhere for the MSRP, whereas the stuff at Walmart is just made to be cheap. If I need something that I can't find at either of those stores, I'll head to Target. The stuff is often just as cheap as at Walmart (sometimes cheaper), but it tends to be nicer. Good quality is essential when being frugal.

I hardly ever shop at Walmart. The stuff I did get there usually fell apart. And don’t get me started on the clothes!

I’ve had much better luck at discount stores like T.J. Maxx and Ross. The stuff there really does sell elsewhere for the MSRP, whereas the stuff at Walmart is just made to be cheap.

If I need something that I can’t find at either of those stores, I’ll head to Target. The stuff is often just as cheap as at Walmart (sometimes cheaper), but it tends to be nicer.

]]> By: Rob in Madrid http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1378 Rob in Madrid Mon, 29 Oct 2007 21:06:50 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1378 part of being frugal is knowing what products you like and waiting till they go on sale. This works well with small things groceries etc. But on larger things it's about spending more to get quality. If your lucking you can get it onsale. For example my wife bikes to work every day and we've been talking about buying her a folding bike so when I'm off early I can pick her up. We bought a "cheap" one and it was so bad she never used it. Instead were leaning towards a bike friday or equivalent. That's around a 1.000 USD bike. Of course buying it on credit for sure isn't frugal :) part of being frugal is knowing what products you like and waiting till they go on sale. This works well with small things groceries etc. But on larger things it’s about spending more to get quality. If your lucking you can get it onsale. For example my wife bikes to work every day and we’ve been talking about buying her a folding bike so when I’m off early I can pick her up. We bought a “cheap” one and it was so bad she never used it. Instead were leaning towards a bike friday or equivalent. That’s around a 1.000 USD bike. Of course buying it on credit for sure isn’t frugal :)

]]> By: Lynnae http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1257 Lynnae Sat, 27 Oct 2007 15:17:14 +0000 http://beingfrugal.net/2007/10/26/how-to-shop-frugally/#comment-1257 I will admit to shopping at Walmart a lot. It's 1/2 a mile away and easier than driving the 6-10 miles down the freeway to other stores. You do have to be careful with what you buy. Thanks, K, for the advice on the towels. I'm in the market for new ones, and now I know where not to buy them. I find people's different experiences kind of funny. I'm on my 5th year of using my Walmart curling iron. I struggle with the ethics of shopping at Walmart. I haven't seen the documentary, but I do know there are some concerns. On the other hand, because I am in the store so often, I have gotten to know some of the door greeters and cashiers. They are genuinely good people who seem to enjoy their jobs. And if everyone stopped shopping at Walmart, they'd be out of their jobs. I will admit to shopping at Walmart a lot. It’s 1/2 a mile away and easier than driving the 6-10 miles down the freeway to other stores.

You do have to be careful with what you buy. Thanks, K, for the advice on the towels. I’m in the market for new ones, and now I know where not to buy them. I find people’s different experiences kind of funny. I’m on my 5th year of using my Walmart curling iron.

I struggle with the ethics of shopping at Walmart. I haven’t seen the documentary, but I do know there are some concerns. On the other hand, because I am in the store so often, I have gotten to know some of the door greeters and cashiers. They are genuinely good people who seem to enjoy their jobs. And if everyone stopped shopping at Walmart, they’d be out of their jobs.

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