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	<title>Comments on: Saver or Spender:  Nature or Nurture?</title>
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	<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/</link>
	<description>Live more.  Spend less.</description>
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		<title>By: debtdieter</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-2083</link>
		<dc:creator>debtdieter</dc:creator>
		<pubDate>Mon, 19 Nov 2007 08:07:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-2083</guid>
		<description>I think I was born a spender, and my sister is definitely a saver. Dad is a spender and Mum is a saver, so we&#039;ve got it from them somehow.</description>
		<content:encoded><![CDATA[<p>I think I was born a spender, and my sister is definitely a saver. Dad is a spender and Mum is a saver, so we&#8217;ve got it from them somehow.</p>
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		<title>By: Adeem Zafar</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-2082</link>
		<dc:creator>Adeem Zafar</dc:creator>
		<pubDate>Mon, 19 Nov 2007 03:19:54 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-2082</guid>
		<description>Excellent article. It was thought-provoking for me. I had a question that is minutely related to saving vs spending. If one were to stick to paying cash for everything, would one have a higher tendency to spend more often with cash or with a debit card?</description>
		<content:encoded><![CDATA[<p>Excellent article. It was thought-provoking for me. I had a question that is minutely related to saving vs spending. If one were to stick to paying cash for everything, would one have a higher tendency to spend more often with cash or with a debit card?</p>
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		<title>By: FIRE Finance</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1266</link>
		<dc:creator>FIRE Finance</dc:creator>
		<pubDate>Sun, 28 Oct 2007 10:20:06 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1266</guid>
		<description>We tried to track back but it was giving errors. This is a great post and we listed it in our weekly favorites.
Keep up the good blogging.
Cheers,
FIRE Finance</description>
		<content:encoded><![CDATA[<p>We tried to track back but it was giving errors. This is a great post and we listed it in our weekly favorites.<br />
Keep up the good blogging.<br />
Cheers,<br />
FIRE Finance</p>
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		<title>By: olivz</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1038</link>
		<dc:creator>olivz</dc:creator>
		<pubDate>Wed, 17 Oct 2007 16:58:39 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1038</guid>
		<description>I think it&#039;s probably both. Both my brother and I don&#039;t like spending money. We learned from a very young age that our parents worked really hard to provide for us, and that we just didn&#039;t have a lot of money to spend. My sister, though, is becoming quite the opposite. We all started off the same, but now I think she just spends too much, and I credit it to the people she hangs out with and her husband (pretty much all affluent) and the fact that she now earns her own money.</description>
		<content:encoded><![CDATA[<p>I think it&#8217;s probably both. Both my brother and I don&#8217;t like spending money. We learned from a very young age that our parents worked really hard to provide for us, and that we just didn&#8217;t have a lot of money to spend. My sister, though, is becoming quite the opposite. We all started off the same, but now I think she just spends too much, and I credit it to the people she hangs out with and her husband (pretty much all affluent) and the fact that she now earns her own money.</p>
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		<title>By: Best Finance Articles from Carnival of Personal Finance #122 at Clever Dude Personal Finance &#38; Money</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1031</link>
		<dc:creator>Best Finance Articles from Carnival of Personal Finance #122 at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Wed, 17 Oct 2007 10:21:41 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1031</guid>
		<description>[...] Frugal asks if it&#8217;s nature or nurture affecting our financial decisions. I was definitely a spender, but thanks to Stacie, I&#8217;m becoming a cheap, old man! Thanks [...]</description>
		<content:encoded><![CDATA[<p>[...] Frugal asks if it&#8217;s nature or nurture affecting our financial decisions. I was definitely a spender, but thanks to Stacie, I&#8217;m becoming a cheap, old man! Thanks [...]</p>
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		<title>By: Hey, Dr. Zeuss is in town - Blunt Money</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1015</link>
		<dc:creator>Hey, Dr. Zeuss is in town - Blunt Money</dc:creator>
		<pubDate>Tue, 16 Oct 2007 15:56:43 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1015</guid>
		<description>[...] The P in Personal Finance Also Stands For Patience - My Road to Wealth - Saver or Spender: Nature or Nurture? - Spending Found Money  Go to: Home page &#160; Add to: del.icio.us Netscape reddit StumbleUpon  [...]</description>
		<content:encoded><![CDATA[<p>[...] The P in Personal Finance Also Stands For Patience &#8211; My Road to Wealth &#8211; Saver or Spender: Nature or Nurture? &#8211; Spending Found Money  Go to: Home page &nbsp; Add to: del.icio.us Netscape reddit StumbleUpon  [...]</p>
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		<title>By: Welcome to Carnival of Personal Finance #122 at Mighty Bargain Hunter</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1001</link>
		<dc:creator>Welcome to Carnival of Personal Finance #122 at Mighty Bargain Hunter</dc:creator>
		<pubDate>Mon, 15 Oct 2007 14:17:08 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1001</guid>
		<description>[...] Being Frugal, with thrift neverending, Asks if we&#8217;re born to be saving or spending. Brip Blap, the blog with the catchy-ish name, Describes how to enter the billionaire [...]</description>
		<content:encoded><![CDATA[<p>[...] Being Frugal, with thrift neverending, Asks if we&#8217;re born to be saving or spending. Brip Blap, the blog with the catchy-ish name, Describes how to enter the billionaire [...]</p>
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	<item>
		<title>By: Welcome to Carnival of Personal Finance #122 at Mighty Bargain Hunter</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-1002</link>
		<dc:creator>Welcome to Carnival of Personal Finance #122 at Mighty Bargain Hunter</dc:creator>
		<pubDate>Mon, 15 Oct 2007 14:17:08 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-1002</guid>
		<description>[...] Being Frugal, with thrift neverending, Asks if we&#8217;re born to be saving or spending. Brip Blap, the blog with the catchy-ish name, Describes how to enter the billionaire [...]</description>
		<content:encoded><![CDATA[<p>[...] Being Frugal, with thrift neverending, Asks if we&#8217;re born to be saving or spending. Brip Blap, the blog with the catchy-ish name, Describes how to enter the billionaire [...]</p>
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	<item>
		<title>By: Kandy</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-924</link>
		<dc:creator>Kandy</dc:creator>
		<pubDate>Thu, 11 Oct 2007 13:29:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-924</guid>
		<description>I was the super saver in my childhood.  I thought carefully about my purchases and whether I really wanted that new toy or comic book, because I was always saving for our annual vacation to Disney.  At 6 or 7 years old, I&#039;d easily have $70-100 for &quot;spending money&quot; when we would take family vacations, and invariably &quot;loan&quot; some to my brother and even parents by the end of the trip LOL.

Then I hit puberty, and my bipolar began to manifest itself.  I still *can* save, but not if I have access to the money.  I&#039;ll do really well, and then my OCD kicks in, along with the natural impulse issues with bipolar, and I&#039;m busted in a 5 minute span of time.  Literally.

Doesn&#039;t help you much does it? LOL.  Through therapy, I&#039;ve come to realize that this CAN be controlled...I just haven&#039;t had the opportunities to remain in therapy long enough to do something about it (insurance doesn&#039;t like therapists).

Katie saves every penny.  Jared has impulse issues already.  He saves up, and then goes wild suddenly.  Bekah doesn&#039;t really have a concept yet...she just wants every pink toy she sees.</description>
		<content:encoded><![CDATA[<p>I was the super saver in my childhood.  I thought carefully about my purchases and whether I really wanted that new toy or comic book, because I was always saving for our annual vacation to Disney.  At 6 or 7 years old, I&#8217;d easily have $70-100 for &#8220;spending money&#8221; when we would take family vacations, and invariably &#8220;loan&#8221; some to my brother and even parents by the end of the trip LOL.</p>
<p>Then I hit puberty, and my bipolar began to manifest itself.  I still *can* save, but not if I have access to the money.  I&#8217;ll do really well, and then my OCD kicks in, along with the natural impulse issues with bipolar, and I&#8217;m busted in a 5 minute span of time.  Literally.</p>
<p>Doesn&#8217;t help you much does it? LOL.  Through therapy, I&#8217;ve come to realize that this CAN be controlled&#8230;I just haven&#8217;t had the opportunities to remain in therapy long enough to do something about it (insurance doesn&#8217;t like therapists).</p>
<p>Katie saves every penny.  Jared has impulse issues already.  He saves up, and then goes wild suddenly.  Bekah doesn&#8217;t really have a concept yet&#8230;she just wants every pink toy she sees.</p>
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		<title>By: Lynnae</title>
		<link>http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/comment-page-1/#comment-913</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Thu, 11 Oct 2007 04:27:33 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/10/09/saver-or-spender-nature-or-nurture/#comment-913</guid>
		<description>&quot;selective spender&quot; -- I love that term!  I think it describes me pretty well too!</description>
		<content:encoded><![CDATA[<p>&#8220;selective spender&#8221; &#8212; I love that term!  I think it describes me pretty well too!</p>
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