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	<title>Comments on: The Perils of 90 Days Same as Cash</title>
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	<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/</link>
	<description>Live more.  Spend less.</description>
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		<title>By: A Carnival and a Festival &#124; beingfrugal.net</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-739</link>
		<dc:creator>A Carnival and a Festival &#124; beingfrugal.net</dc:creator>
		<pubDate>Wed, 03 Oct 2007 21:23:01 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-739</guid>
		<description>[...] Carnival of Debt Reduction was hosted at Moolanomy this week.  I submitted my post The Perils of 90 Days Same as Cash.  If you haven&#8217;t checked it out yet, make sure you don&#8217;t miss this carnival. Pinyo [...]</description>
		<content:encoded><![CDATA[<p>[...] Carnival of Debt Reduction was hosted at Moolanomy this week.  I submitted my post The Perils of 90 Days Same as Cash.  If you haven&#8217;t checked it out yet, make sure you don&#8217;t miss this carnival. Pinyo [...]</p>
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		<title>By: Best Debt Posts from the Carnival of Debt Reduction #107 at Clever Dude Personal Finance &#38; Money</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-723</link>
		<dc:creator>Best Debt Posts from the Carnival of Debt Reduction #107 at Clever Dude Personal Finance &#38; Money</dc:creator>
		<pubDate>Wed, 03 Oct 2007 12:51:13 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-723</guid>
		<description>[...] Frugal warns about the risks of 90 days same as cash. We bought most of our furniture sets on these types of plans (usually 1 year no interest, no [...]</description>
		<content:encoded><![CDATA[<p>[...] Frugal warns about the risks of 90 days same as cash. We bought most of our furniture sets on these types of plans (usually 1 year no interest, no [...]</p>
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		<title>By: 107th Carnival of Debt Reduction - New York Edition &#124; Moolanomy</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-653</link>
		<dc:creator>107th Carnival of Debt Reduction - New York Edition &#124; Moolanomy</dc:creator>
		<pubDate>Mon, 01 Oct 2007 14:01:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-653</guid>
		<description>[...] The Perils of 90 Days Same as Cash posted at beingfrugal.net [...]</description>
		<content:encoded><![CDATA[<p>[...] The Perils of 90 Days Same as Cash posted at beingfrugal.net [...]</p>
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		<title>By: Sunday Morning Link Love: Game Edition &#124; I've Paid For This Twice Already...</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-634</link>
		<dc:creator>Sunday Morning Link Love: Game Edition &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Sun, 30 Sep 2007 12:30:33 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-634</guid>
		<description>[...] Frugal: The Perils of 90 days Same as Cash. But I loooooove 90 days same as cash&#8230; I loooove interest free loans&#8230; okay, well, I can [...]</description>
		<content:encoded><![CDATA[<p>[...] Frugal: The Perils of 90 days Same as Cash. But I loooooove 90 days same as cash&#8230; I loooove interest free loans&#8230; okay, well, I can [...]</p>
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		<title>By: paidtwice</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-631</link>
		<dc:creator>paidtwice</dc:creator>
		<pubDate>Sat, 29 Sep 2007 21:32:41 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-631</guid>
		<description>Oh but I loooove 90 days SAC.  And I loooove 12 months same as cash even better... Dell computers are you calling my name.... I really want a laptop....

lol</description>
		<content:encoded><![CDATA[<p>Oh but I loooove 90 days SAC.  And I loooove 12 months same as cash even better&#8230; Dell computers are you calling my name&#8230;. I really want a laptop&#8230;.</p>
<p>lol</p>
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		<title>By: plonkee</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-555</link>
		<dc:creator>plonkee</dc:creator>
		<pubDate>Thu, 27 Sep 2007 11:06:09 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-555</guid>
		<description>I think that its ok if you only have the cash to pay it already and you are disciplined enough to remember to pay it off in time. For any given purchase I was actually making, I&#039;d have the former but not the latter, so I don&#039;t do it.</description>
		<content:encoded><![CDATA[<p>I think that its ok if you only have the cash to pay it already and you are disciplined enough to remember to pay it off in time. For any given purchase I was actually making, I&#8217;d have the former but not the latter, so I don&#8217;t do it.</p>
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		<title>By: boomeyers</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-553</link>
		<dc:creator>boomeyers</dc:creator>
		<pubDate>Thu, 27 Sep 2007 04:11:42 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-553</guid>
		<description>Very good points! I think the only way we bought before was the no interest or payments for a year and we paid it off in plenty of time. So true (for us impatient types, moi!) Save the money up for 90 days and buy it. Another sale will come along, you won&#039;t miss the boat, just that particular boat.</description>
		<content:encoded><![CDATA[<p>Very good points! I think the only way we bought before was the no interest or payments for a year and we paid it off in plenty of time. So true (for us impatient types, moi!) Save the money up for 90 days and buy it. Another sale will come along, you won&#8217;t miss the boat, just that particular boat.</p>
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		<title>By: Lynnae</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-552</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Thu, 27 Sep 2007 03:45:29 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-552</guid>
		<description>Heidi, I think that is acceptable, but I think you&#039;re one of the few people who actually do it the right way.

Angie, believe me....I have learned many lessons the hard way, too.</description>
		<content:encoded><![CDATA[<p>Heidi, I think that is acceptable, but I think you&#8217;re one of the few people who actually do it the right way.</p>
<p>Angie, believe me&#8230;.I have learned many lessons the hard way, too.</p>
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		<title>By: Angie</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-550</link>
		<dc:creator>Angie</dc:creator>
		<pubDate>Thu, 27 Sep 2007 03:20:11 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-550</guid>
		<description>I was burned by this once, but never again. Tough lesson learned, but maybe that is what it takes for me</description>
		<content:encoded><![CDATA[<p>I was burned by this once, but never again. Tough lesson learned, but maybe that is what it takes for me</p>
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		<title>By: Heidi</title>
		<link>http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/comment-page-1/#comment-549</link>
		<dc:creator>Heidi</dc:creator>
		<pubDate>Thu, 27 Sep 2007 02:13:19 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/09/26/the-perils-of-90-days-same-as-cash/#comment-549</guid>
		<description>We use free financing sometimes, but only when we have the money to pay in cash first, and then we just collect the interest during the period.

But otherwise, you do make a very good point about these.  Not very many people adequately understand interest rates and charges etc.</description>
		<content:encoded><![CDATA[<p>We use free financing sometimes, but only when we have the money to pay in cash first, and then we just collect the interest during the period.</p>
<p>But otherwise, you do make a very good point about these.  Not very many people adequately understand interest rates and charges etc.</p>
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