Comments on: My Credit Cards are Frozen!

By: Rozalind

Rozalind — Wed, 25 Feb 2009 22:17:57 +0000

for those of you freezing you credit cards if you shop online you should try using EBILLME to pay for purchases, really cool you check out via your online bill pay (at your bank) same way you pay any bill via bill pay. just add the dollar amt. There are actually alot of the big sites that accept ebillme now http://www.ebillme.com has a list-dont need a credit card or even a debit card and dont have to give your whole routing number and bank acct number (or any info)like you do with an echeck

By: Heather

Heather — Wed, 04 Feb 2009 16:11:46 +0000

We cut up all our credit cards years ago and I cannot tell you the freedom that it has given us. We tried the freezing method first and then when we kept breaking into them we just cut them up. If you travel a lot for business, I can see keeping one for reservations, but really, other than that, having them is just asking for debt. I’m not talking about a weakness either, I mean only buying when you have the cash for the item. If you want to be truly frugal, that is being truly frugal.

By: Jaque

Jaque — Sun, 27 Apr 2008 10:11:15 +0000

Hehe! I never heard abouth this method to avoid using your credit card but it seems to be usefull. Thanks for the idea.

By: 3 Steps to Take When Credit Card Companies Raise Your Rates

3 Steps to Take When Credit Card Companies Raise Your Rates — Sat, 09 Feb 2008 04:01:37 +0000

[...] cut up the card or consider freezing it in a block of ice or putting a huge NO on [...]

By: Cut Up the Credit Cards | beingfrugal.net

Cut Up the Credit Cards | beingfrugal.net — Fri, 11 Jan 2008 00:39:26 +0000

[...] first step was to defrost the cards. They’ve been sitting in the freezer since the beginning of [...]

By: Credit Card Companies Want to Eat You Alive! | beingfrugal.net

Credit Card Companies Want to Eat You Alive! | beingfrugal.net — Thu, 03 Jan 2008 11:59:40 +0000

[...] a customer service number and couldn’t find one. So I went into the depths of my freezer to unfreeze my credit card. Credit card in hand, I dialed the customer service [...]

By: A Look Back at Being Frugal.net | beingfrugal.net

A Look Back at Being Frugal.net | beingfrugal.net — Mon, 31 Dec 2007 12:01:17 +0000

[...] in September I froze my credit cards for fun. I didn’t know if it would stop me from incurring debt, but I thought it was worth a try. I [...]

By: You Tell Me: Is it better to get rid of the cards or keep them? | beingfrugal.net

Fri, 30 Nov 2007 07:56:42 +0000

[...] did something in between and froze my credit cards. I know it sounds nuts, but it works for me. I forget that they’re there, but I’m [...]

By: focus on the m-network : plonkee money

focus on the m-network : plonkee money — Sat, 27 Oct 2007 11:44:56 +0000

[...] my credit cards are frozen – ever since I first heard of this, I have thought it was a brilliant idea, and wanted someone I knew to take it up and Lynnae has. [...]

By: Karen

Karen — Mon, 15 Oct 2007 05:35:06 +0000

We won’t give up our credit cards, since we use them for everything and get air miles and rebates on them. When I make a purchase on one, I deduct it from my checking register just as I would a debit transaction. When the bill comes, I’ve already accounted for the expenditures, and there is no problem paying off the bill…six years of marriage and not a penny in interest paid!