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	<title>Comments on: Credit Card Balance Transfer:  Worth It or Not?</title>
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	<link>http://beingfrugal.net/2007/07/19/credit-card-balance-transfer-worth-it-or-not/</link>
	<description>Saving money and getting out of debt from a Christian SAHM perspective</description>
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		<title>By: Leroy Brown</title>
		<link>http://beingfrugal.net/2007/07/19/credit-card-balance-transfer-worth-it-or-not/comment-page-1/#comment-9</link>
		<dc:creator>Leroy Brown</dc:creator>
		<pubDate>Thu, 26 Jul 2007 15:49:09 +0000</pubDate>
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		<description>I&#039;ll second that.  Even though 13.99% isn&#039;t a bad rate for a credit card, 0% is infinitely better.  Definitely do the transfer and don&#039;t look back.  

Once it&#039;s paid off ( interest free ) you&#039;ll be banking all that extra money every month.  No reason to give more to the bank than you need to.
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		<content:encoded><![CDATA[<p>I&#8217;ll second that.  Even though 13.99% isn&#8217;t a bad rate for a credit card, 0% is infinitely better.  Definitely do the transfer and don&#8217;t look back.  </p>
<p>Once it&#8217;s paid off ( interest free ) you&#8217;ll be banking all that extra money every month.  No reason to give more to the bank than you need to.</p>
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		<title>By: Lynnae</title>
		<link>http://beingfrugal.net/2007/07/19/credit-card-balance-transfer-worth-it-or-not/comment-page-1/#comment-8</link>
		<dc:creator>Lynnae</dc:creator>
		<pubDate>Fri, 20 Jul 2007 19:55:05 +0000</pubDate>
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		<description>Thanks.  I think that&#039;s what we&#039;re going to do.  And I definitely never plan on having to transfer my balance again.  After this is paid off, I never plan on even having a balance again!</description>
		<content:encoded><![CDATA[<p>Thanks.  I think that&#8217;s what we&#8217;re going to do.  And I definitely never plan on having to transfer my balance again.  After this is paid off, I never plan on even having a balance again!</p>
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		<title>By: MInTheGap</title>
		<link>http://beingfrugal.net/2007/07/19/credit-card-balance-transfer-worth-it-or-not/comment-page-1/#comment-7</link>
		<dc:creator>MInTheGap</dc:creator>
		<pubDate>Thu, 19 Jul 2007 19:23:47 +0000</pubDate>
		<guid isPermaLink="false">http://beingfrugal.net/2007/07/19/credit-card-balance-transfer-worth-it-or-not/#comment-7</guid>
		<description>This is what we did-- we transferred everything to one card as part of a motivation to get out of the debt.  It&#039;d probably bad to keep moving it, though interest is terrible!

Do it with an eye towards not doing it again!</description>
		<content:encoded><![CDATA[<p>This is what we did&#8211; we transferred everything to one card as part of a motivation to get out of the debt.  It&#8217;d probably bad to keep moving it, though interest is terrible!</p>
<p>Do it with an eye towards not doing it again!</p>
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