It’s a Good Thing I Opened the Letter

by Lynnae on September 3, 2010 · 5 comments

Recently I wrote a post about the importance of reading bank notices for GoBankingRates.com. I almost found out the hard way that opening every notice and letter is not only important in regards to banks. Let me explain.

A few weeks ago my family went on vacation. When we returned home, I was quickly overwhelmed with email, blogging, and regular mail that had piled up. I was trying to get through everything as quickly as possible.

Mail

When I opened my mailbox to reveal a letter from my insurance company, I figured it was probably a letter reminding us that it was time to re-evaluate our insurance needs. We get a letter like that about twice a year, usually in February and August, when our auto insurance policy renews.

I almost dropped the letter in the recycle bin on my way into the house. Instead, I opened it, just to make sure it was nothing.

Imagine my surprise when I read the following:

We value your business and are concerned you are without insurance protection. As of the date this was mailed, we have not received the required payment for renewal of this policy. This means the policy, and the coverage it provided you, expired at the end of the policy period as indicated above…

I pretty much stopped breathing as I realized the letter was saying our homeowners insurance premium had not been paid out of escrow. We were at that time without insurance.

A quick call to my insurance agent revealed they had billed Taylor, Bean, & Whitaker for the insurance payment. For those who haven’t followed this blog for long, Taylor, Bean, & Whitaker was our original lender, and they went bankrupt last year, causing a whole host of problems.

Another call to Bank of America revealed that they had sent out the insurance payment the day after the date on the letter, but the payment had not yet cleared. They assured me they would call the insurance company right away to get things straightened out.

Sure enough, within a week I received a second letter, saying our insurance policy had been reinstated, retroactive to the date it had been cancelled.

The moral of the story? It pays to read all your mail, even when you think it’s junk mail.

Photo by Casey Serin.

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Jammin’ with the Fam

by Lynnae on September 1, 2010 · 5 comments

My husband is a guitar player, and a pretty good one, I might add. He loves his music! My daughter, following in his footsteps, loves all things music as well. She’s an aspiring flute player and singer, and this year she’s going to add guitar to her musical repertoire.

Not quite as talented, but definitely proficient, I play the flute and sometimes sing. And though my son declares he’s not interested in music at all, he sure enjoys banging on our new-to-us drum set. I even caught him strumming his dad’s guitar yesterday.

Despite the fact that we all love music, our varying abilities make it difficult for us to jam together. And really, can you jam with an electric guitar and a flute? Probably not.

When I received the opportunity to try out Paper Jamz guitars and drum sets, I was a bit skeptical. On the one hand, I knew my rock ‘n’ roll loving husband would love the tunes. But how would he feel about playing a fake guitar?

I knew the kids would love it. What kids wouldn’t want to pretend to be rock stars? After all, my daughter’s goal is to be the next American Idol (I haven’t told her that the show probably won’t be around by the time she’s old enough).

We broke out the guitars and the drum set and went outside to film our family’s first music video. Notice the cool shades on the man, the backwards hat on the boy, and the girl who’s too cool to smile.

YouTube Preview Image

All in all we had a great time playing with the Paper Jamz. Next time I think we’ll take it a step further and have my husband play along on his real guitar to see if he can keep up. Furthermore, this will be a great way to entertain the neighborhood kids the next time they come over.

A new twist on family night? Yes….at least until we learn how to play the real instruments well enough to sound decent. The kids really enjoyed playing the guitars in freestyle mode, and it’s pretty much impossible to sound terrible on these guitars.

One thing I do know. It takes time to get the rhythm right with the drums. I may try to incorporate the drums into homeschool as a fun project to teach the kids to hear rhythm. After all, school shouldn’t be all work and no play!

Is Paper Jamz worth buying for Christmas? Well, you’ll have to make that decision for yourself, but now you’ve seen it in action, so you can make a more informed decision. To learn more about Paper Jamz and see how it goes over with the younger crew, check out Linsey Knerl’s review at Lille Punkin Reviews.

*Disclosure: I am a participant in the Walmart Moms (http://www.walmart.com/walmartmoms) program. Walmart has provided me with product samples and compensation to create the video in this post. Participation in this program is voluntary. All opinions are my own.

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Homemade Whole Wheat Hamburger Buns

by Lynnae on August 30, 2010 · 9 comments

I’ve really been working on eating fewer processed foods lately, and one of the projects I’ve started to tackle is baking my own bread products. I’m certainly no expert yet, but I was pretty proud of my hamburger bun baking efforts last week.

I’ve made whole wheat hamburger buns once before, and though they tasted good, they were really heavy. So I went in search of a better recipe to suit my needs, and after a little tweaking, I came up with a hit.

I started with the Whole Wheat Hamburger Buns recipe from Heavenly Homemakers. Then I combined it with a homemade dough enhancer recipe from Chickens in the Road and the overnight grain soaking method used in Nourishing Traditions. And this is the masterpiece I came up with.

Whole Wheat Hamburger Buns

  • 5+ cups freshly ground whole wheat flour (I used hard red wheat)
  • 1 1/2 cups warm water
  • 2 Tbsp. cider vinegar
  • 4 1/2 tsp. active dry yeast
  • 2 Tbsp. honey
  • 1/4 cup warm water
  • 1/2 cup milk
  • 2 Tbsp. butter
  • 2 tsp. salt
  • 3 Tbsp. dough enhancer

First I ground 3 1/2 cups of hard red wheat berries in my handy dandy Wonder Mill (I love that machine)! The general rule is that 1 cup of wheat berries will yield 1 1/2 cups of flour, so I ended up with a little more than 5 cups of flour.

flour

Then, in keeping with traditional food preparation techniques, I wanted to soak the flour overnight. I’m not very experienced in adapting recipes, so I decided to wing it. I knew I couldn’t add extra water to the flour, as that would ruin the recipe. And I didn’t want to mess with the original recipe too much, either. So I soaked 5 cups of flour in 1 1/2 cups of water plus 2 tablespoons of cider vinegar.

soaked dough

In retrospect, I’m not sure the soaking did a lot of good, since there was so much flour, compared to the water. Next time I think I’ll soak three cups of flour and add the final two cups of flour to the recipe un-soaked.

The next morning, I combined the yeast, honey, and 1/4 cup of warm water. I let it sit 10 minutes, so the yeast could start to work. Meanwhile, I melted the butter, milk, and salt on the stove. It’s important not to let the milk mixture get too hot.

10 minutes later, my yeast looked like this.

yeast

Perfect!

I placed the dough from the night before, the yeast mixture, the milk mixture, and 3 tablespoons of dough enhancer into my KitchenAid Mixer bowl. I love that machine, too! I began to knead with the dough hook, until everything was combined.

The dough was still a little gooey, so I added in the leftover flour from  my wheat grinding session the night before. It was the perfect amount, probably about a half a cup. I didn’t measure. I continued to knead for 10 minutes.

prerisen dough

It was a cool day, so while the dough was kneading in the mixer, I preheated the oven to 100 degrees and then turned it off. When the kneading was finished, I covered the mixing bowl with a towel and stuck the bowl in the oven for an hour.

When I took the dough out of the oven, it looked like this.

risen dough

I rolled out the dough on my floured counter until it was about 1/2 inch thick. Then I cut it with a wide-mouthed canning jar. In retrospect, that was a bit small, so I’ll be looking for something bigger to cut the dough with next time.

I placed the dough circles on greased cookie sheets and let them rise for about 45 minutes. Then I baked them in a preheated 350 degree oven for 25 minutes and came out with hamburger bun perfection!

hamburger buns

The buns were a bit small for our burgers, but they tasted great! They were wheaty tasting, no doubt due to the hard red wheat I used. But unlike my last hamburger bun experiment, these were light and fluffy. I will definitely be making this recipe again, though I’ll make the burger buns bigger next time.

For a less wheaty taste, you could try hard white wheat instead of the red wheat. I just happened to have red wheat on hand, so that’s what I used.

Too bad grilling season is just about over. I think I could eat these every week and not get tired of them!

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